Narrow roads slick with rain, steep inclines, and many pedestrians and cyclists can create hazardous conditions when you’re driving in Seattle. It’s all too easy for an accident to happen, which is why it’s important to invest in the best car insurance policy that will protect you and your finances.
We’ve gathered real quotes that Jerry customers in Seattle have received to show how your age, driving record and desired coverage can affect your insurance costs.
Cheapest minimum coverage insurance in Seattle
Washington requires drivers to carry the following minimum coverages:
- $25,000 for bodily injury or death of one person.
- $50,000 for bodily injury or death of two people.
- $10,000 for damage to other peoples’ property.
Here are some of the cheapest quotes that Jerry customers in Seattle got for minimum coverage via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $41 | $488 | Progressive | 48 | June 20, 2025 | Seattle, WA | 98115 |
| $43 | $520 | Progressive | 27 | March 9, 2025 | Seattle, WA | 98103 |
| $44 | $532 | Progressive | 27 | March 23, 2025 | Seattle, WA | 98103 |
| $46 | $546 | Progressive | 38 | March 15, 2025 | Seattle, WA | 98198 |
| $47 | $564 | Progressive | 41 | June 13, 2025 | Seattle, WA | 98155 |
| $48 | $570 | Progressive | 25 | August 22, 2024 | Seattle, WA | 98103 |
| $50 | $594 | Progressive | 35 | April 5, 2025 | Seattle, WA | 98117 |
| $50 | $600 | Progressive | 30 | April 18, 2025 | Seattle, WA | 98121 |
| $51 | $616 | Progressive | 30 | March 26, 2025 | Seattle, WA | 98122 |
| $51 | $616 | Progressive | 36 | June 18, 2025 | Seattle, WA | 98168 |
If you have a loan or lease on your vehicle, the lender will require
Cheapest full coverage insurance in Seattle
The minimum coverage won’t help you if your car is flooded, damaged by weather or stolen. You’d need full coverage, which combines collision coverage and comprehensive insurances, for protection in those situations.
These are some of the cheapest full coverage quotes for drivers in Seattle.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $95 | $1,134 | The General | 33 | April 24, 2024 | Seattle, WA | 98118 |
| $100 | $1,195 | The General | 41 | June 20, 2025 | Seattle, WA | 98146 |
| $112 | $1,338 | The General | 40 | January 24, 2024 | Seattle, WA | 98103 |
| $122 | $1,464 | The General | 37 | March 23, 2025 | Seattle, WA | 98144 |
| $129 | $1,543 | Safeco | 41 | October 9, 2024 | Seattle, WA | 98103 |
| $130 | $1,554 | The General | 52 | May 8, 2024 | Seattle, WA | 98168 |
| $133 | $1,600 | The General | 28 | May 4, 2024 | Seattle, WA | 98109 |
| $138 | $1,656 | Safeco | 36 | February 6, 2025 | Seattle, WA | 98105 |
| $146 | $1,750 | The General | 64 | April 15, 2024 | Seattle, WA | 98117 |
| $147 | $1,762 | The General | 37 | January 22, 2024 | Seattle, WA | 98133 |
Cheapest car insurance for young drivers in Seattle (18-29 years old)
A young driver may be more likely to pay higher rates than a senior would, which means it’s wise to comparison shop with multiple insurance companies. Here are some of the cheapest quotes young Seattle drivers have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $43 | $520 | Progressive | 27 | No | March 9, 2025 | Seattle, WA | 98103 |
| $44 | $532 | Progressive | 27 | No | March 23, 2025 | Seattle, WA | 98103 |
| $48 | $570 | Progressive | 25 | Yes | August 22, 2024 | Seattle, WA | 98103 |
| $53 | $640 | Progressive | 23 | No | June 21, 2025 | Seattle, WA | 98109 |
| $56 | $672 | Progressive | 28 | Yes | March 13, 2025 | Seattle, WA | 98103 |
Cheapest car insurance for mature drivers in Seattle (30-54 years old)
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $41 | $488 | Progressive | 48 | No | June 20, 2025 | Seattle, WA | 98115 |
| $46 | $546 | Progressive | 38 | No | March 15, 2025 | Seattle, WA | 98198 |
| $47 | $564 | Progressive | 41 | No | June 13, 2025 | Seattle, WA | 98155 |
| $50 | $594 | Progressive | 35 | Yes | April 5, 2025 | Seattle, WA | 98117 |
| $50 | $600 | Progressive | 30 | No | April 18, 2025 | Seattle, WA | 98121 |
Cheapest car insurance for older drivers (55+ years old)
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $61 | $736 | Progressive | 61 | No | May 16, 2025 | Seattle, WA | 98133 |
| $65 | $774 | Progressive | 57 | No | April 23, 2025 | Seattle, WA | 98146 |
| $66 | $795 | The General | 65 | No | March 20, 2025 | Seattle, WA | 98155 |
| $69 | $830 | Progressive | 61 | Yes | November 13, 2024 | Seattle, WA | 98199 |
| $75 | $896 | Progressive | 56 | Yes | March 18, 2025 | Seattle, WA | 98126 |
Cheapest car insurance for drivers with clean records in Seattle
A clean driving record goes a long way in ensuring you get affordable auto insurance. Here are some of the cheapest quotes that Jerry customers with blemish-free records have received in Seattle.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $43 | $520 | Progressive | 27 | March 9, 2025 | No | Seattle, WA | 98103 |
| $44 | $532 | Progressive | 27 | March 23, 2025 | No | Seattle, WA | 98103 |
| $47 | $564 | Progressive | 41 | June 13, 2025 | No | Seattle, WA | 98155 |
| $48 | $570 | Progressive | 25 | August 22, 2024 | Yes | Seattle, WA | 98103 |
| $50 | $594 | Progressive | 35 | April 5, 2025 | Yes | Seattle, WA | 98117 |
| $50 | $600 | Progressive | 30 | April 18, 2025 | No | Seattle, WA | 98121 |
| $51 | $616 | Progressive | 36 | June 18, 2025 | No | Seattle, WA | 98168 |
| $53 | $640 | Progressive | 23 | June 21, 2025 | No | Seattle, WA | 98109 |
| $54 | $644 | Progressive | 42 | June 4, 2025 | No | Seattle, WA | 98144 |
| $54 | $652 | Progressive | 30 | August 2, 2024 | Yes | Seattle, WA | 98133 |
Cheapest car insurance for drivers with low credit scores in Seattle
Insurers may see a low credit score as a risk, meaning drivers with those scores will pay higher premiums. It’s wise to compare quotes from multiple insurers to find the best rate. Here are the cheapest quotes that customers with scores below 550 in Seattle have received via Jerry.
|
Credit Score
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| <550 | $73 | $880 | Progressive | 27 | February 28, 2025 | Seattle, WA | 98119 |
| <550 | $92 | $1,106 | The General | 35 | December 30, 2023 | Seattle, WA | 98102 |
| <550 | $93 | $1,118 | The General | 42 | February 16, 2024 | Seattle, WA | 98188 |
| <550 | $95 | $1,142 | The General | 65 | March 27, 2024 | Seattle, WA | 98126 |
| <550 | $96 | $1,146 | Dairyland | 28 | March 10, 2024 | Seattle, WA | 98144 |
Cheapest car insurance for drivers with at-fault accidents in Seattle
|
At-fault Accident on Record
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|---|
| At Fault With No Injury | $41 | $488 | Progressive | 48 | No | June 20, 2025 | Seattle, WA | 98115 |
| At Fault With No Injury | $46 | $546 | Progressive | 38 | No | March 15, 2025 | Seattle, WA | 98198 |
| At Fault With No Injury | $65 | $774 | Progressive | 57 | No | April 23, 2025 | Seattle, WA | 98146 |
| At Fault With No Injury | $65 | $780 | Progressive | 35 | No | November 11, 2024 | Seattle, WA | 98109 |
| At Fault With No Injury | $66 | $790 | Progressive | 35 | Yes | June 16, 2025 | Seattle, WA | 98109 |
More: What is an at-fault accident?
Cheapest car insurance for drivers with speeding tickets in Seattle
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| Speeding under 15 | $62 | $750 | Progressive | 30 | February 15, 2025 | Seattle, WA | 98109 |
| Speeding under 15 | $86 | $1,032 | The General | 48 | February 12, 2024 | Seattle, WA | 98198 |
| Speeding under 15 | $92 | $1,102 | The General | 38 | February 25, 2024 | Seattle, WA | 98125 |
| Speeding under 15 | $102 | $1,224 | Progressive | 28 | April 15, 2025 | Seattle, WA | 98109 |
| Speeding under 15 | $107 | $1,280 | The General | 31 | February 21, 2024 | Seattle, WA | 98115 |
Cheapest car insurance for drivers with DUIs in Seattle
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| DUI | $147 | $1,760 | The General | 27 | May 23, 2024 | Seattle, WA | 98155 |
| DUI | $233 | $2,800 | Bristol West | 52 | February 3, 2024 | Seattle, WA | 98144 |
| DUI | $319 | $3,824 | Dairyland | 29 | March 19, 2024 | Seattle, WA | 98112 |
| DUI | $503 | $6,032 | The General | 34 | May 2, 2024 | Seattle, WA | 98178 |
More: What is a DUI?
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by NorthWestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.
Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.
