The convergence of Interstates 24, 40 and 65 in Nashville can involve heavy traffic, rush hour delays and complex interchanges. And as with many major tourist destinations, Nashville residents may have to compete with visitors for space on the roads.

Having proper car insurance coverage in Nashville can protect your vehicle and finances. To help you shop confidently, we’ve gathered data from Jerry customers in Nashville to show you how different factors like your location, age, driving history and coverage needs can lower or raise your car insurance rate.

Cheapest minimum coverage insurance in Nashville

Tennessee drivers must have the following coverage, at minimum:

• $25,000 for bodily injury liability per person and $50,000 per accident.
• $25,000 for property damage liability per accident.

The cheapest insurer in Nashville is Trexis, which charges $118 per month, on average.

Here are some of the cheapest quotes for minimum coverage that Nashville residents have received via Jerry.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Cheapest full coverage insurance in Nashville

Tennessee’s mandated minimum coverage may not be enough to protect your finances if your car is stolen or broken into, but the combination of collision and comprehensive insurances offered by full coverage would.

Here are the cheapest full coverage quotes Jerry customers in Nashville have received.

Cheapest car insurance for young drivers in Nashville (18-29 years old)

Young Nashville residents are likely to pay higher premiums than older drivers because insurers see their age as a risk. Still, newer drivers can find affordable rates in the area. These are some of the cheapest quotes that young locals have but received.

Cheapest car insurance for mature drivers in Nashville (30-54 years old)

Cheapest car insurance for older drivers (55+ years old)

Cheapest car insurance for drivers with clean records in Nashville

A clean record can get you a cheaper auto insurance quote. These are real quotes that Jerry customers with a clean record in Nashville have received.

Cheapest car insurance for drivers with low credit scores in Nashville

Having a low credit score can mean you’ll pay more for car insurance, so it’s wise to rate shop with multiple insurers to find affordable coverage. Here are quotes that Jerry customers in Nashville with a credit score below 550 have received.

Cheapest car insurance for drivers with at-fault accidents in Nashville

Cheapest car insurance for drivers with speeding tickets in Nashville

Cheapest car insurance for drivers with DUI in Nashville

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

MEET OUR EXPERTS

Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

Annie Millerbernd

Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.