Jerry has helped customers find affordable coverage in Texas since 2019. Here are some Temple key numbers from the past six months:
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Jerry has helped 284 drivers to compare 16 insurance providers.
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Majority of quotes range from $120 to $275 per month.
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On average, Jerry users who switched to a lower quote saved $38 to $152 per month.
If you’re looking to save on car insurance, Jerry helps you shop around and find new quotes in minutes.
Save on Temple insurance with Jerry.
How Jerry finds car insurance savings for Temple drivers
Premiums have gone up for a lot of drivers in Temple, but you don’t have to just sit back and accept it. Jerry compares quotes, uncovers discounts and helps you choose smarter coverage for your needs and budget.
Below are real examples of Temple drivers who found cheaper coverage through Jerry.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in Texas
If you’re looking to get the best deal on your car insurance, check out these four top tips from Jerry’s agents.
Jerry Agent Tip 1: Compare quotes to find the cheapest insurer
Checking quotes before your policy renews helps you avoid overpaying, no matter which coverage level you choose. Since insurers price driver profiles in Temple differently, the same coverage can come with very different price tags.
Here’s how those differences show up for real Jerry customers:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry Agent Tip 2: Save more by stacking discounts
Drivers in Temple can lower their premiums by taking advantage of discounts for being a homeowner, going paperless or having modern safety features in their cars. These savings can add up to a cheaper policy without cutting coverage.
Jerry automatically searches for discounts you’re eligible for so you don’t miss out. Here are the best ones we’ve found recently:
Key takeaway: Discounts can make a real difference, and Jerry ensures you don’t miss out. The app automatically finds and stacks the savings that apply to you.
Jerry Agent Tip 3: Balance coverage and cost for smarter protection
Comparing coverage levels helps you stay protected without paying for more than you need. You can stick with the legal state minimum to keep premiums low, or choose higher tiers for extras like rental coverage, towing and better financial protection after an accident.
Here are the coverage options Temple drivers can choose from to find the balance that works best:
Minimum
$76 – $158/mo
Meets Texas’s 30/60/25 liability requirements to keep costs down, but doesn’t cover damage to your own vehicle.
Full
$143 – $290/mo
Adds collision and comprehensive coverage for your car, which is often required if your vehicle is financed or leased.
Standard
$185 – $359/mo
Includes uninsured/underinsured motorist coverage and medical payments (or PIP), especially valuable in Texas where many severe crashes involve uninsured drivers.
Preferred
$190 – $327/mo
Offers higher liability limits, lower deductibles, and extras like towing and rental reimbursement for broader protection.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Comparing coverage tiers helps you understand the tradeoffs between what you pay each month and the risk you’re taking on. Jerry shows real-time prices for each tier so you can choose the option that works best for you.
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Coverage definitions
Get personalized car insurance rates now.
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Driving comes with financial risks, but staying protected shouldn’t drain your budget. By comparing quotes and looking for discounts, you can often save more than you expect while still having adequate coverage.
Jerry makes it easy for Temple drivers to see real savings by checking multiple insurers and finding discounts that apply.
Get Temple quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
