Cheap Car Insurance in Tallahassee

Written by Xuyun Zeng and 2 others
Updated Jul 3, 2025
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Cheap Car Insurance in Tallahassee

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Tallahassee is a pretty place to take a spin, with its rolling hills, canopy roads and live oak trees. Whether you’re on your way to a Noles game, taking a class at FAMU, or cruising up to the Capitol, the right car insurance policy can give you peace-of-mind as you navigate Tallahassee. 

We’ve gathered data from Jerry customers in Tallahassee to show how factors like your location, age, driving history and coverage needs can lower or raise your car insurance rate

More: Best car insurance in Florida

Cheapest minimum coverage insurance in Tallahassee

Here are the cheapest minimum coverage quotes that drivers in Tallahassee have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$36 $427 National General 55 February 16, 2025 Tallahassee, FL 32304
$39 $472 Progressive 48 October 11, 2024 Tallahassee, FL 32309
$51 $612 National General 53 June 28, 2025 Tallahassee, FL 32304
$52 $620 Progressive 29 June 4, 2024 Tallahassee, FL 32303
$55 $654 Progressive 35 January 30, 2024 Tallahassee, FL 32308
$58 $698 Progressive 37 September 19, 2024 Tallahassee, FL 32301
$62 $748 National General 26 October 3, 2024 Tallahassee, FL 32301
$62 $749 National General 48 November 17, 2024 Tallahassee, FL 32304
$64 $762 Progressive 57 February 13, 2024 Tallahassee, FL 32308
$64 $766 Progressive 36 June 16, 2025 Tallahassee, FL 32311
Last Updated Jul 10, 2025

Florida requires drivers to carry these minimum coverage levels:

  • $10,000 in personal injury protection (PIP) coverage.
  • $10,000 in property damage liability coverage.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Find affordable car insurance in minutes.

More: Cheapest car insurance in Florida

Cheapest full coverage insurance in Tallahassee

Full coverage protects your car if it’s damaged by collisions, fire, vandalism, theft or weather-related incidents. Here are the cheapest full coverage quotes that drivers in Tallahassee have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$55 $654 Progressive 35 January 30, 2024 Tallahassee, FL 32308
$55 $664 Progressive 26 October 2, 2024 Tallahassee, FL 32311
$77 $920 Progressive 43 August 25, 2024 Tallahassee, FL 32301
$86 $1,026 National General 44 October 13, 2024 Tallahassee, FL 32303
$96 $1,152 Progressive 56 March 10, 2025 Tallahassee, FL 32317
$98 $1,173 National General 38 January 10, 2025 Tallahassee, FL 32304
$101 $1,206 Progressive 46 June 22, 2025 Tallahassee, FL 32303
$102 $1,220 National General 31 December 6, 2024 Tallahassee, FL 32301
$102 $1,228 Progressive 73 April 24, 2024 Tallahassee, FL 32305
$104 $1,249 National General 57 December 1, 2024 Tallahassee, FL 32304
Last Updated Jul 10, 2025

More: Best car insurance companies

Cheapest car insurance for young drivers in Tallahassee (18-29 years old)

Young drivers typically pay more for auto insurance because they lack driving experience, which insurers view as risky. These are the cheapest quotes in Tallahassee that drivers between 18 and 29 years old have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$52 $620 Progressive 29 No June 4, 2024 Tallahassee, FL 32303
$55 $664 Progressive 26 Yes October 2, 2024 Tallahassee, FL 32311
$62 $748 National General 26 No October 3, 2024 Tallahassee, FL 32301
$65 $780 ROOT 25 No June 14, 2025 Tallahassee, FL 32303
$67 $802 National General 29 No May 11, 2025 Tallahassee, FL 32304
Last Updated Jul 10, 2025

More: Get cheap car insurance the smart way, today

Cheapest car insurance for mature drivers in Tallahassee (30-54 years old)

Drivers who are 30 to 54 years old are likely to be quoted lower rates than younger drivers, but it’s still wise to go shopping for auto insurance to ensure you are getting the lowest price possible. Here are the cheapest quotes for mature drivers in Tallahassee.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$39 $472 Progressive 48 No October 11, 2024 Tallahassee, FL 32309
$51 $612 National General 53 No June 28, 2025 Tallahassee, FL 32304
$55 $654 Progressive 35 Yes January 30, 2024 Tallahassee, FL 32308
$58 $698 Progressive 37 No September 19, 2024 Tallahassee, FL 32301
$62 $749 National General 48 No November 17, 2024 Tallahassee, FL 32304
Last Updated Jul 10, 2025

Cheapest car insurance for older drivers in Tallahassee (55+ years old)

Drivers who are 55 and older typically pay the lowest premiums for auto insurance, though rates start ticking upwards around 70 years old. Here are the cheapest quotes that seniors in Tallahassee have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Has Full Coverage
$36 $427 National General 55 February 16, 2025 Tallahassee, FL 32304 No
$64 $762 Progressive 57 February 13, 2024 Tallahassee, FL 32308 No
$66 $796 National General 63 September 28, 2024 Tallahassee, FL 32305 No
$73 $874 National General 57 February 15, 2025 Tallahassee, FL 32304 No
$82 $984 Progressive 77 May 22, 2025 Tallahassee, FL 32311 No
Last Updated Jul 10, 2025

Cheapest car insurance for drivers with clean records in Tallahassee

If you have no accidents, violations or claims, you’ll likely receive the lowest price for auto insurance. Here are the cheapest quotes that drivers in Tallahassee with clean records have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$36 $427 National General 55 February 16, 2025 No Tallahassee, FL 32304
$39 $472 Progressive 48 October 11, 2024 No Tallahassee, FL 32309
$52 $620 Progressive 29 June 4, 2024 No Tallahassee, FL 32303
$55 $654 Progressive 35 January 30, 2024 Yes Tallahassee, FL 32308
$55 $664 Progressive 26 October 2, 2024 Yes Tallahassee, FL 32311
$58 $698 Progressive 37 September 19, 2024 No Tallahassee, FL 32301
$62 $749 National General 48 November 17, 2024 No Tallahassee, FL 32304
$64 $762 Progressive 57 February 13, 2024 No Tallahassee, FL 32308
$66 $796 National General 63 September 28, 2024 No Tallahassee, FL 32305
$73 $874 National General 57 February 15, 2025 No Tallahassee, FL 32304
Last Updated Jul 10, 2025

Cheapest car insurance for drivers with low credit scores in Tallahassee

Florida allows insurers to use credit scores to determine drivers’ premiums, and a lower credit score may cause your quote to be more expensive. Since every insurer weighs credit scores differently, rate shopping can help you get the cheapest policy. 

Here are the cheapest quotes for drivers in Tallahassee with credit scores under 550, according to Jerry’s data.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $65 $780 ROOT 25 June 14, 2025 Tallahassee, FL 32303
<550 $77 $920 Progressive 43 August 25, 2024 Tallahassee, FL 32301
<550 $83 $998 Embark General 54 February 1, 2024 Tallahassee, FL 32303
<550 $83 $1,000 Bristol West 49 March 11, 2024 Tallahassee, FL 32303
<550 $101 $1,206 Progressive 46 June 22, 2025 Tallahassee, FL 32303
Last Updated Jul 10, 2025

Cheapest car insurance for drivers with at-fault accidents in Tallahassee

Drivers with at-fault accidents on their records are likely to pay higher premiums. If you’ve recently been in an accident, compare quotes from multiple companies to find the lowest rate. Below are the cheapest quotes for drivers in Tallahassee with an at-fault accident on their records, based on Jerry’s data.

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $65 $780 ROOT 25 No June 14, 2025 Tallahassee, FL 32303
At Fault With No Injury $76 $914 Progressive 22 No February 7, 2024 Tallahassee, FL 32312
At Fault With No Injury $83 $990 National General 53 No May 21, 2025 Tallahassee, FL 32304
At Fault With No Injury $84 $1,002 Assurance America 30 No November 19, 2024 Tallahassee, FL 32304
At Fault With No Injury $89 $1,070 Progressive 31 No May 13, 2025 Tallahassee, FL 32304
Last Updated Jul 10, 2025

Cheapest car insurance for drivers with speeding tickets in Tallahassee

Drivers who have speeding tickets typically see an increase in their premiums. If you’ve recently received a speeding ticket, it’s wise to shop for new coverage before your policy renews to get the best rate. Here are the cheapest quotes that drivers in Tallahassee with speeding tickets have received through Jerry.

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding under 15 $62 $748 National General 26 October 3, 2024 Tallahassee, FL 32301
Speeding over 15 $84 $1,002 Assurance America 30 November 19, 2024 Tallahassee, FL 32304
Speeding under 15 $99 $1,188 National General 66 September 29, 2024 Tallahassee, FL 32309
Speeding under 15 $101 $1,210 Progressive 27 February 12, 2025 Tallahassee, FL 32303
Speeding over 15 $136 $1,636 National General 30 June 24, 2024 Tallahassee, FL 32304
Last Updated Jul 10, 2025

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

MEET OUR EXPERTS
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

meet-experts-thumbnail
Annie Millerbernd

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by NorthWestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.