Updated December 15, 2025

4 Best Tips For Buying Cheap Car Insurance in Arlington, TX

Texas cheapest insurance

4 Best Tips For Buying Cheap Car Insurance in Arlington, TX

Jerry has helped customers find affordable coverage in Texas since 2019. In Arlington, here are some key numbers from the past six months:

  • Jerry has helped 1,299 drivers to compare 16 insurance providers.

  • Majority of quotes range from $153 to $361 per month.

  • On average, Jerry users who switched to a lower quote saved $36 to $171 per month.

If your rates have increased, Jerry can help you rebuild your policy, compare quotes across top insurers and switch directly through the app.

Buick1

How Jerry finds car insurance savings for Arlington drivers

Many Arlington drivers have seen their premiums rise lately, but there are still real savings to be found.

Jerry makes it easy to spot better deals by comparing quotes, finding discounts and more. Here are recent examples of Arlington customers who found lower quotes.

Recent quotes

Last Updated Dec. 16, 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.


Learn more: Best car insurance in Texas


If you’re looking to get the best deal on your car insurance, here are the four top tips that Jerry’s agents have found.

Jerry Agent Tip 1: Compare quotes to find the cheapest rate

Checking quotes before your policy renews helps you avoid overpaying, no matter which coverage level you choose. Since insurers price driver profiles in Arlington differently, the same coverage can come with very different price tags.

Here’s how those differences show up for real Jerry customers:

Recent customer quotes

Last Updated Dec. 16, 2025

Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.

Jerry Agent Tip 2: Save more by stacking discounts

Drivers in Arlington can lower their premiums by using discounts for things like being a homeowner, going paperless or having modern safety features. Combined, these savings can make premiums more affordable without compromising protection

It’s not always easy to know which discounts you qualify for, so Jerry finds and stacks them for you automatically.

Key takeaway: Make sure you’re getting the discounts you qualify for. Jerry automatically finds and stacks them to help you keep your premium as low as possible.

Jerry Agent Tip 3: Balance coverage and cost for smarter protection

Choosing the right mix of coverage helps drivers in Arlington stay protected without overspending. State minimums keep premiums low, while options like full coverage, standard and preferred tiers add stronger protections like rental reimbursement, towing and lower deductibles.

When you find the best balance between cost and protection, driving feels a lot more secure. Here are the coverage options available to drivers in Arlington:

Minimum

$99$194/mo

Meets Texas’s 30/60/25 liability requirements to keep costs down, but doesn’t cover damage to your own vehicle.

Full

$180$366/mo

Adds collision and comprehensive coverage for your car, which is often required if your vehicle is financed or leased.

Standard

$241$459/mo

Includes uninsured/underinsured motorist coverage and medical payments (or PIP), especially valuable in Texas where many severe crashes involve uninsured drivers.

Preferred

$239$419/mo

Offers higher liability limits, lower deductibles and extras like towing and rental reimbursement for broader protection.

Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.

Jerry recommends: To figure out the right coverage for you, start with your comfort level around risk and what your car is worth. Then let Jerry show you what each option costs in real time.

  • Coverage definitions
cta1

Jerry Agent Tip 4: Pick the right deductible

Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.

Here’s a look at the deductibles Jerry drivers chose in the past year:

To find the ideal deductible:

  • Check your car’s value (Jerry tracks this for you monthly).

  • Choose what you can afford out-of-pocket.

  • See how deductibles change your rate in real time.

The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.

Drive with confidence

Driving brings risks, from collisions to repairs, and the right coverage and smart discounts can keep costs under control. When you compare quotes and stack the discounts available to you, you can cut your premium without cutting coverage. Jerry helps Arlington drivers do exactly that by finding lower prices and the protection that fits their needs.

lifestyle3

Methodology

To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.

At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.

Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.

Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.

Read more about Jerry’s data gathering and verification processes

Expert-driven. Built for you.
Our experts
meet-experts-thumbnail
Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.

SIMPLIFY CAR OWNERSHIP

Shop smarter, save simpler—insurance, diagnostics, and repairs—all in one place

Let Jerry find you personalized quotes in minutes.