Car Insurance in Georgia by City

Written by Kevin Berry and 1 other
Updated Jun 18, 2025

Georgians in cities big and small may save money on car insurance by rate shopping.

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Many variables affect your car insurance rate, and your location within the state of Georgia will almost certainly be one of them.

You can get quotes on the same or similar coverage from multiple insurers in order to get the best rate. Whether you’re in an urban area like Atlanta or in a more rural city up north like Dalton, getting multiple quotes will help you find a competitive rate.

Below you will find recent car insurance costs from several cities across the state of Georgia. Find your city, or one nearby, to preview what you could pay if you’re shopping for car insurance.

Larger cities, like Atlanta, have more robust pricing information and are not included in this list.

SIMPLIFY YOUR GEORGIA CAR INSURANCE IN MINUTES

Car insurance in Albany, GA

In Albany, companies like Dairyland, National General and Progressive often provide pricing that’s lower than the state’s average for customers with clean driving records.

Insurance Company
Avg Monthly Quote
Dairyland $143
First Acceptance $204
Progressive $217
National General $243
Assurance America $281
Last Updated Jun 19, 2025

Car insurance in Athens, GA

If you’re in the Athens area, look to companies such as Progressive, First Acceptance or Trexis for low-cost policy options.

Insurance Company
Avg Monthly Quote
First Acceptance $209
Progressive $213
Assurance America $223
National General $246
Trexis $254
Last Updated Jun 19, 2025

Car insurance in Augusta, GA

Out east in Augusta, you’ll find low-cost policies with insurers like Progressive, Dairyland or National General — all provide quotes below the Georgia state average to Jerry customers.

Insurance Company
Avg Monthly Quote
First Acceptance $233
Dairyland $237
Safeco $240
Progressive $247
National General $253
Last Updated Jun 19, 2025
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Car insurance in Carrollton, GA

Residents of the Carrollton area can look for coverage from companies like Assurance America, Progressive and First Acceptance for reasonably priced policies.

Insurance Company
Avg Monthly Quote
Clearcover $113
Assurance America $222
First Acceptance $247
Progressive $249
National General $282
Last Updated Jun 13, 2025

Car insurance in Cartersville, GA

If you’re looking for low auto insurance rates in the Cartersville area, Jerry customers have found good deals with companies such as Assurance America, Progressive and Trexis.

Insurance Company
Avg Monthly Quote
Bluefire $130
Assurance America $221
Progressive $237
First Acceptance $249
National General $251
Last Updated Jun 19, 2025

Car insurance in Columbus, GA

Brands such as Embark, Safeco and Progressive are often at the top of the list for cheap car insurance in Columbus.

Insurance Company
Avg Monthly Quote
Dairyland $51
Safeco $178
First Acceptance $209
Progressive $238
National General $253
Last Updated Jun 19, 2025
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Car insurance in Conyers, GA

You’ll find some well-known insurers providing affordable quotes to folks in Conyers, GA. Look to companies like First Acceptance, Root and National General for low rates.

Insurance Company
Avg Monthly Quote
Dairyland $110
First Acceptance $298
Assurance America $316
Safeco $338
Progressive $356
Last Updated Jun 13, 2025

Car insurance in Dalton, GA

If you’re living in the Dalton area, insurers such as First Acceptance, Progressive and Assurance America may provide quotes that are below-average for the state.

Insurance Company
Avg Monthly Quote
Assurance America $155
First Acceptance $180
Clearcover $197
Progressive $198
National General $203
Last Updated Jun 19, 2025

Car insurance in Douglasville, GA

You can find below-state-average prices on car insurance in Douglasville with insurers such as Safeco, Dairyland and Aspen.

Insurance Company
Avg Monthly Quote
Progressive $298
First Acceptance $314
National General $328
Assurance America $348
Clearcover $392
Last Updated Jun 19, 2025
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Car insurance in Gainesville, GA

Jerry customers in the Gainesville area have received affordable car insurance quotes from insurers like Progressive, National General and Assurance America.

Insurance Company
Avg Monthly Quote
Assurance America $206
Clearcover $228
Progressive $231
Trexis $257
First Acceptance $279
Last Updated Jun 19, 2025

Car insurance in Griffin, GA

Griffin residents can find affordable rates with a number of insurers, including the likes of First Acceptance, Assurance America and Progressive.

Insurance Company
Avg Monthly Quote
Embark General $217
First Acceptance $240
Assurance America $254
Progressive $264
National General $274
Last Updated Jun 19, 2025

Car insurance in Lagrange, GA

Shopping for car insurance in Lagrange can yield several affordable options from companies like Progressive, First Acceptance and National General.

Insurance Company
Avg Monthly Quote
Dairyland $89
Bluefire $150
Progressive $216
First Acceptance $228
National General $231
Last Updated Jun 19, 2025

Car insurance in Macon, GA

Jerry customers in Macon find polices at below-state-average prices from companies like Embark, Progressive and National General.

Insurance Company
Avg Monthly Quote
First Acceptance $283
Progressive $294
National General $312
Assurance America $320
Clearcover $364
Last Updated Jun 19, 2025
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Car insurance in Marietta, GA

If you live in the Marietta area, big-name insurers like Safeco and Progressive provide Jerry customers quotes that are below the average price for Georgians.

Insurance Company
Avg Monthly Quote
Safeco $200
Assurance America $275
Progressive $288
First Acceptance $302
National General $325
Last Updated Jun 19, 2025

Car insurance in Rome, GA

When in Rome, you may find affordable car insurance with companies like First Acceptance, Assurance America and Progressive.

Insurance Company
Avg Monthly Quote
First Acceptance $222
Assurance America $236
Progressive $239
National General $239
Clearcover $267
Last Updated Jun 19, 2025

Car insurance in Valdosta, GA

Good deals on car insurance can be had in Valdosta, if you shop around. Consider insurers such as Trexis, Assurance America and Progressive.

Insurance Company
Avg Monthly Quote
Progressive $172
Trexis $205
First Acceptance $210
Assurance America $211
National General $239
Last Updated Jun 19, 2025

Car insurance in Warner Robins, GA

Drivers in Warner Robins should look to companies like First Acceptance, National General and Progressive because they provide Jerry customers with solid car insurance rates.

Insurance Company
Avg Monthly Quote
First Acceptance $231
National General $246
Progressive $251
Assurance America $266
Bristol West $326
Last Updated Jun 13, 2025
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Methodology

Data for all tables includes quotes in the last 18 months for Jerry customers in the designated city with no violations.

MEET OUR EXPERTS
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Kevin Berry

Kevin Berry is the Senior Director of Content at Jerry and has been working in the digital content space since 2011 across the car insurance/repair, personal finance, travel and sports industries. Prior to Jerry, Kevin was a content team lead at NerdWallet overseeing the Multimedia Production and Travel Rewards teams. Previously, he worked for NBC Sports, Comcast Cable and Nike. He has a Master`s Degree from Arkansas State and a Bachelor`s from Oregon State University.

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Annie Millerbernd

Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.