Car Insurance in Massachusetts
Massachusetts is raising its state-mandated minimum coverage in July 1, 2025. Find out how this may affect your insurance rates.
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Massachusetts minimum auto insurance coverage
On July 1, 2025, Massachusetts is raising its mandatory minimum coverage for auto insurance to:
- $25,000 in bodily injury liability per person.
- $50,000 in bodily injury liability per accident.
- $30,000 in property damage liability.
Beyond these liability coverages, the state also requires you to have uninsured motorist bodily injury coverage of $25,000 per person and $50,000 per accident. This covers you against hit and runs and damages caused by uninsured drivers.
Finally, you’ll also need to have personal injury protecting coverage that covers medical expenses, lost wages and replacement services.
Car insurance by city in Massachusetts (June 2025)
Cheapest Car Insurance in Boston (June 2025)
Boston drivers navigate narrow roads and challenging winters. Because it's a high-traffic city, drivers may pay higher insurance rates than those in more rural towns, but it's still possible for locals to find affordable coverage.
Best Car Insurance in Massachusetts for June 2025
Allstate is the best car insurance company in Massachusetts, according to Jerry’s editorial analysis.
Cheapest Car Insurance Quotes in Massachusetts for June 2025
Compare rates from 50+ top insurance companies to get the cheapest car insurance quotes in Massachusetts.
Cheapest car insurance in Worcester, Massachusetts (June 2025)
Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Worcester, Massachusetts.
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Recent car insurance quotes in Massachusetts
|
Date of Policy
|
Insurance Company
|
Monthly Quote
|
|---|---|---|
| June 9, 2025 | Embark General | $204 |
| June 9, 2025 | Bristol West | $453 |
| June 9, 2025 | Embark General | $619 |
| June 9, 2025 | Bristol West | $155 |
| June 9, 2025 | Embark General | $320 |
Last Updated Jun 11, 2025
Car insurance companies in Massachusetts
Annie Millerbernd, Jan 8, 2025
Nationwide Auto Insurance Review 2025
Nationwide car insurance review Jerry rates Nationwide car insurance 4.7 stars out of 5. This score is higher than many other insurers that Jerry rates and takes into account the insurer’s pricing, industry ratings, consumer ratings, financial strength and national complaint data. Nationwide provides somewhat flexible car insurance, but most of its coverage options and […]
Annie Millerbernd, Jan 8, 2025
Allstate Auto Insurance Review 2025
Allstate auto insurance review Jerry rates Allstate car insurance 4.7 stars out of 5. This score is higher than many other insurers that Jerry rates and takes into account the insurer’s pricing, industry ratings, the company’s financial strength, customer ratings and national complaint data. You’re likely to find what you need with Allstate — the […]
Annie Millerbernd, Jan 8, 2025
Progressive Auto Insurance Review 2025
Jerry rates Progressive 4.6 stars out of 5. This score is higher than many other insurers that Jerry rates and takes into account the insurer’s pricing, industry ratings, customer ratings, financial strength and national complaint data. Progressive stands out for its many optional policy add-ons, including rideshare insurance, coverage for pets injured in an accident, […]
State of Massachusetts resources
