Missouri Car Insurance Resources
          Jerry has compiled everything you need to know about auto insurance in Missouri.        
                  
            Compare Missouri rates with Jerry          
               
                  
      Learn about driving in Missouri    
     
                  
            R.E. Fulton, Oct 14, 2025          
          
            Cheapest car insurance in Independence, Missouri (2025)          
          
            Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Independence Missouri
            
          
        
                R.E. Fulton, Oct 14, 2025              
              
                Cheapest car insurance in Springfield Missouri (2025)              
              
                Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Springfield Missouri.              
            
                Xuyun Zeng, Oct 14, 2025              
              
                Cheap Car Insurance in Kansas City, MO (October 2025)              
              
                Compare quotes from multiple insurers to find the cheapest car insurance for you in Kansas City. Your driving record, age and coverage needs will affect your rate.              
            
                Xuyun Zeng, Oct 14, 2025              
              
                Best Car Insurance in Missouri for October 2025              
              
                Geico is the best car insurance company in Missouri, according to Jerry’s analysis.              
            Jerry finds quotes from 50 insurance partners fast.
Missouri minimum car insurance requirements
Missouri requires drivers to carry these minimum levels of liability and uninsured motorist coverage:
- $25,000 in bodily injury liability per person.
- $50,000 in bodily injury liability per accident.
- $25,000 in property damage liability per accident.
- $25,000 in uninsured motorist bodily injury per person
- $50,000 in uninsured motorist bodily injury per accident.
If you have a loan or lease on your vehicle, the lender will require 
Recent car insurance quotes in Missouri
| 
    Monthly Quote   | 
    Insurance Company   | 
    Date of Quote   | 
    City   | 
|---|
| 
    Monthly Quote   | 
    Insurance Company   | 
    Date of Quote   | 
    City   | 
|---|---|---|---|
| $25 | Safeco | 05/24/25 | Kansas City | 
| $25 | Progressive | 05/12/25 | Neosho | 
| $26 | Safeco | 07/08/25 | Kansas City | 
| $26 | Progressive | 06/14/25 | Columbia | 
| $26 | Progressive | 07/10/25 | Owensville | 
      
      Last Updated October 2025
    
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Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
 
      