Jerry is your proactive car insurance assistant. We help you compare personalized quotes side-by-side from 50+ top insurers, explain coverage in plain English, and switch policies in minutes. No bouncing between sites. No pressure to buy. Just clear options, expert guidance when you want it, and a seamless way to get covered.
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Compare Car Insurance Quotes in Wyoming
Jerry is a free app trusted by 943 Wyoming drivers that compares insurance quotes from top carriers.
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Get personalized options in minutes.
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Buy, bundle and switch right in the app.
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Licensed agents are ready to help if you need them.
Ben Moore is a writer and editor at Jerry. He previously worked as a writer, editor and content strategist at NerdWallet, and has bylines in The Associated Press, Washington Post, Chicago Sun-Times, MarketWatch, Nasdaq and Yahoo News. He holds a bachelors degree in marketing from Olivet Nazarene University.
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6 years covering auto insurance
Average Wyoming car insurance prices
The average cost of car insurance for Jerry drivers in the U.S. is currently $153 a month for state minimum and $381 a month for full coverage. But in Wyoming, Jerry drivers pay less:
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$38 to $66 per month for state-mandated minimum coverage.
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$85 to $169 per month for full coverage.
Spending a few minutes comparing quotes can pay off fast. Over the last 12 months, Jerry has helped Wyomingites save an average of $1,259 per year on coverage just by comparing their options.
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
We make that process simple. Use the Jerry app to compare coverage and finalize your Wyoming policy in under 10 minutes. It is free to compare and we never sell your personal info so you don’t have to worry about spam calls. Do it all digitally, or connect with a licensed agent whenever you need expert guidance.
Keep in mind that your insurance cost will depend on things like your car model, how much you drive, and your claims history. Here are some full coverage rates that Jerry drivers in Wyoming have recently gotten:
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Bundle home and auto insurance with Jerry
Wyoming homeowners face extreme wind, severe winter blizzards and occasional hailstorms across the plains. With relatively low population density but high exposure to weather risks, bundling home and auto insurance is a practical way to save on premiums.
Bundling discounts typically range from 5–25%, depending on the insurer. But bundling with the same carrier isn’t always the cheapest option — mixing carriers can actually result in a lower total cost. Over the past year, drivers who switched through Jerry saved an average of 40% compared to their previous policy.
Here’s what really sets Jerry apart: you don’t have to use the same insurer for both. Jerry’s mix-and-match approach lets you pair the best home insurance rate with the best auto insurance rate, even from different carriers. That way you’re not overpaying on one policy just to get a discount on the other.
Jerry pulls up to 20 quotes from top rated carriers.
What Wyoming drivers are paying with Jerry
If you want to make sure you’re not overpaying for car insurance, comparing quotes from multiple carriers is the best place to start. Whether you’re building a policy from scratch, matching your current coverage or hunting for the cheapest car insurance in Wyoming, it helps to see your options side by side.
That matters in Wyoming, where long distances, high winds and wildlife on the road are everyday realities. Cheyenne and Casper have their own driving patterns, but most Wyoming drivers are covering serious miles in conditions that can change fast. With fewer carriers writing policies in the state, shopping around is especially important. Jerry works with Wyoming drivers every day, so your quotes reflect what’s actually typical for your area and driving profile.
Jerry helps you find quotes from up to 5 trusted insurers in the Cowboy State, so you get the full picture of what’s available and how much you should be paying. Here are some of the most recent quotes Jerry has been able to pull for Wyoming drivers looking for different levels of coverage, and how much each one saved.
Recent quotes in Wyoming
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Wyoming car insurance coverage requirements
Wyoming drivers have to buy liability insurance coverage before they can legally drive their car. Minimum coverage requirements in this state include:
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$25,000 in bodily injury liability per person.
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$50,000 in bodily injury liability per accident.
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$20,000 in property damage liability per accident.
Of course, this is just the Wyoming minimum car insurance requirement if you want to get behind the wheel. If you want to better protect yourself, your car and your assets, you might consider increasing your coverage limits or buying comprehensive and collision coverage, which many Jerry drivers do. Also keep in mind that almost 7% of Wyoming drivers are uninsured; buying uninsured/underinsured motorist (UM/UIM) protection can give you even greater peace of mind.
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Coverage definitions
Factors affecting Wyoming car insurance rates in 2026
Long rural miles and high-speed crashes
A lot of Wyoming driving happens on long stretches of two-lane highway at higher speeds, and when crashes happen out here, they tend to be severe. Consider carrying collision coverage and make sure your liability limits can handle a serious accident.
Wind, snow and black ice
Wyoming winters bring more than just snow. Powerful winds create sudden whiteouts and drifting, and black ice can appear with almost no warning. Collision coverage pays for your car after a weather-related crash, so keeping it active with a deductible you can actually afford offers the best protection.
Deer and antelope collisions
Wildlife strikes are a common risk across Wyoming, especially during low-light hours on rural routes. Comprehensive coverage typically pays for animal impacts, so it’s a key layer of protection if you do any regular highway driving.
Low population density and longer tows
With fewer nearby services, towing distances can be long and repairs may require transport to larger hubs. Those logistics drive up the total cost of a claim. Check whether your policy includes roadside assistance, and keep an emergency kit in the vehicle for the miles between towns.
Mountain passes and road closures
Higher elevations and fast-moving storms can create hazardous conditions and road closures, especially in winter. If you travel across the state regularly, keeping collision and comprehensive coverage active best protects you when a routine trip turns into an expensive loss.
Gravel, debris and windshield damage
Gravel, loose rock and road debris are part of driving in Wyoming, and cracked windshields are one of the most common claims in the state. Keep a safe following distance behind trucks on loose-surface roads, and check your glass coverage options since comprehensive may extend to windshield claims.
Average cost of car insurance in major Wyoming cities
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City
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Average monthly cost
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City
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Average monthly cost
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|---|---|
| $133 | |
| $124 | |
| $101 | |
| $132 | |
| $109 | |
| $86 | |
| $91 | |
| $86 |
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Get Wyoming quotes in as little as 2 minutes.
Learn more about driving in Wyoming
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Learn how at-fault states affect your car insurance.
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Understand the 6 main types of car insurance coverage.
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Find out how much car insurance you need.
FAQ
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Is Wyoming an at-fault insurance state?
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What happens if I drive without insurance in Wyoming?
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.