Jerry helps you get quotes from up to 15 different insurance companies in the Hoosier State, and over the past year we’ve helped 12,187 Indiana drivers find their best car insurance at competitive prices and switch their coverage.
Every driver has unique needs, and since we’ve helped thousands of IN drivers just like you, we truly understand what’s most important. Jerry can show you real policies purchased by real people, and explain just how other drivers in Indiana are choosing from top car insurance coverage options.
Here’s what we’ve noticed:
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Progressive is the single most-chosen insurer among Jerry customers in Indiana.
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GEICO and Assurance America come in second and third place, combining to account for about a third of the state’s market share.
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The rest of our customers are spread across strong carriers like Trexis, Advantage Auto and others.
The takeaway is simple: there’s no one “best” company for everyone. But there is a best fit for you, based on your driving profile, coverage needs and risk tolerance.
Recent quotes in Indiana
Quick picks: Best Indiana car insurance by driver profile
Here are the categories we chose when selecting our best insurance companies for Indiana drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.
Select your driver type
| Driver category | Most popular in IN |
|---|---|
| Most drivers | Progressive, GEICO, Assurance America |
| Homeowners who bundle | Progressive, GEICO, Assurance America |
| Budget-focused drivers | Progressive, GEICO, Trexis |
| Families with teen drivers | Progressive, Trexis, Elephant |
| College students | Progressive, GEICO, Trexis |
| Drivers with violations | Progressive, GEICO, ROOT |
| Military drivers | USAA, GEICO, Armed Forces Insurance |
| Senior drivers | Progressive, GEICO, Assurance America |
Jerry pulls up to 20 quotes from top rated carriers.
How Jerry helps Indiana drivers find their best insurance
Jerry is different from quote-comparison sites that just rank by price. For Indiana drivers, here’s what we actually do:
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Use real data from 12,187 recent Indiana quotes to best compare your coverage options.
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Analyze 15 top insurers in the state against our quality criteria and your specific needs.
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Show you highly-rated options that balance coverage, claims and cost.
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Explain why each option makes sense for your situation.
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Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.
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Continue monitoring market rates so you always know when it’s time to shop for better pricing.
What does that mean for IN drivers? An average annual savings of $565 and a high satisfaction rate among drivers who switch with Jerry.
You don’t need to call a dozen agents or fill out form after form, either. Just answer a few quick questions below. In minutes, Jerry will have you on the way to your best coverage and rates.
Best car insurance for most IN drivers
Indiana drivers have many different insurance companies to choose from when shopping for coverage through Jerry. Each carrier brings a different mix of coverages, features, benefits and pricing to the table, so customers can compare real options and land on the best balance of price and protection.
Most popular insurers in Indiana
Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.
In general, good drivers in Indiana are looking for full coverage at a fair price with strong claims support if and when they need it. For this category of drivers, three companies consistently stand out as customer favorites: Progressive, GEICO and Assurance America. Jerry can help you compare them (and more) side-by-side in just minutes, so you can see which one truly fits your needs.
Here’s a look at what they each offer and why customers say they’re a top pick.
1. Progressive
4.6
Jerry Score
4.8
Customer Rating
41%
of Jerry drivers in IN chose this insurer
Recent quotes for IN drivers
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Customer rating based on average rating by Jerry customers in this state.
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Why we recommend Progressive
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Competitive rates for many driver profiles, especially when comparing full coverage.
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Easy online and app-based payments, policy management, and claims filing.
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Solid coverage choices for drivers who want more control over deductibles and add-ons.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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2. GEICO
4.6
Jerry Score
4.5
Customer Rating
20%
of Jerry drivers in IN chose this insurer
Recent quotes for IN drivers
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Customer rating based on average rating by Jerry customers in this state.
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Why we recommend GEICO
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Convenient online and in-app quoting, policy updates and claims submission.
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Competitive pricing for full coverage for a wide range of Ohio drivers.
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Snapshot® can unlock extra discounts as safe driving continues.
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Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.
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3. Assurance America
4.1
Jerry Score
4.0
Customer Rating
11%
of Jerry drivers in IN chose this insurer
Recent quotes for IN drivers
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Customer rating based on average rating by Jerry customers in this state.
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Why we recommend Assurance America
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Multiple payment options, including online card or e-check.
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Customer self-service portal for quick document pulls and payments.
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Designed for drivers rebuilding after a lapse, cancellation or nonrenewal.
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While this carrier earns top marks for pricing, Jerry customers also praise its mobile app and available discounts.
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Get IN quotes in as little as 2 minutes.
Best IN car insurance for bundling home and auto
When you own a home, your car insurance isn’t just about dents and fender benders. It’s also there to help protect your savings and assets if you’re found responsible for an accident, as paying for someone else’s medical bills or property damage gets expensive fast.
For many homeowner drivers, bundling auto and home insurance is a simple way to keep coverage in one place and qualify for discounts that can lower your bill. But bundling isn’t the only way homeowners can benefit. Even with separate insurers, some carriers still factor in homeownership with added discounts or coverage limits that line up better with what you’re protecting.
In Indiana, Jerry sees most home-owning customers choosing Progressive, GEICO and Assurance America for their auto coverage, including those who do and don’t bundle those policies together. Here’s what each top carrier offers and why Jerry customers pick them most often.
1. Progressive
4.6
Jerry Score
4.7
Customer Rating
45%
of Jerry drivers in IN chose this insurer
Recent quotes for homeowners
Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.
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Why we recommend Progressive
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Dedicated legal and claims teams built to handle major accidents and lawsuits.
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High liability and umbrella offerings that align easily with homeowners policies.
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Long track record with complex coverage needs for high-asset, high-net-worth households.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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2. GEICO
4.6
Jerry Score
4.7
Customer Rating
26%
of Jerry drivers in IN chose this insurer
Recent quotes for homeowners
Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.
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Why we recommend GEICO
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Bundle discounts when you pair auto with home, renters or condo.
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Highly rated app for ID cards, payments, vehicle changes and claims.
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A++ AM Best financial strength rating for reliability.
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Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.
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3. Assurance America
4.1
Jerry Score
4.6
Customer Rating
7%
of Jerry drivers in IN chose this insurer
Recent quotes for homeowners
Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.
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Why we recommend Assurance America
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Works well when one driver’s record makes bundling difficult with standard insurers.
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Self-service portal makes it easy to add drivers, change coverage and adjust payment options.
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Claims reporting available anytime for nights and weekends.
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While this carrier earns top marks for pricing, Jerry customers also praise its mobile app and available discounts.
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Jerry helps you bundle home and auto for less in just minutes.
Best value for budget-focused IN drivers
Some people chase the lowest premium. Others want a policy that won’t fall apart the moment something goes wrong. If you’re in the second camp but still want to keep costs reasonable, the right carrier can make a big difference. In Indiana, Jerry data show Progressive, GEICO and Trexis often offer the strongest mix of price and protection for drivers trying to stay on budget. Not always the cheapest insurance in Indiana, but often the best deal.
Over the past 12 months, Jerry has helped 5,959 Indiana drivers find coverage under $100/month, without dropping to bare-minimum limits.
Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.
1. Progressive
4.6
Jerry Score
4.7
Customer Rating
39%
of Jerry drivers in IN chose this insurer
Recent price-friendly quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.
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Why we recommend Progressive
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Budget-friendly quotes for many driver profiles, including minimum coverage shoppers.
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Flexible coverage limits and deductibles so you can right-size cost.
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Optional add-ons that can protect your budget after a claim, like accident forgiveness and deductible savings features.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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2. GEICO
4.6
Jerry Score
4.7
Customer Rating
22%
of Jerry drivers in IN chose this insurer
Recent price-friendly quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.
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Why we recommend GEICO
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Strong mobile app for payments, digital ID cards, roadside help and claim filing or tracking.
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Broad discount menu that can include good driver, defensive driving, driver education and vehicle safety or anti-theft features, varies by state.
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Flexible payment setup in-app with multiple payment methods and adjustable payment amounts.
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Customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.
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3. Trexis
3.0
Jerry Score
4.8
Customer Rating
12%
of Jerry drivers in IN chose this insurer
Recent price-friendly quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.
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Why we recommend Trexis
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Roadside assistance option helps avoid big out-of-pocket surprises after a breakdown.
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Simple digital access to ID cards reduces admin friction.
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Coverage options include UM or UIM, useful protection without going into a luxury-tier.
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Aside from competitive pricing, Jerry customers praise Trexis for available discounts and customer service satisfaction.
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Jerry helps you save on car insurance fast.
Best car insurance for IN families with teen drivers
Adding a teen driver in Indiana isn’t just a “small update” to your auto policy. It’s a major pricing event, and the jump can feel disproportionate, especially if your teen is driving infrequently or sharing a family car. The key is knowing which carriers are more competitive for teen drivers and which ones price them sky-high by default.
Jerry has helped 413 IN families with teen drivers save an average of $874 annually, most often with Progressive, Trexis and Elephant.Here’s a look at what those most popular carriers offer and why Jerry customers choose them.
1. Progressive
4.6
Jerry Score
4.7
Customer Rating
57%
of Jerry drivers in IN chose this insurer
Recent teen driver quotes
Based on Jerry customers with clean driving records and a teen on their policy, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.
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Why we recommend Progressive
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Adding a teen to a household policy usually means the same coverages and limits apply.
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Good student discount for full-time students with a B average or better, starts at 5% and varies by state.
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Accident forgiveness options, including smaller claims under $500 and larger forgiveness after longer tenure.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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2. Trexis
3.0
Jerry Score
5.0
Customer Rating
24%
of Jerry drivers in IN chose this insurer
Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.
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Why we recommend Trexis
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App access to ID cards helps when multiple drivers share vehicles.
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Roadside assistance option helps keep family logistic rolling.
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UM or UIM options support family exposure on busy roads.
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Aside from competitive pricing, Jerry customers praise Trexis for available discounts and customer service satisfaction.
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3. Elephant
4.6
Jerry Score
No
Customer Rating
5%
of Jerry drivers in IN chose this insurer
Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.
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Why we recommend Elephant
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Multi-car discount lowers costs across all vehicles on one policy.
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Mobile app means easy access to claims, ID cards, policy documents and more.
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Accident forgiveness benefit available for families who qualify.
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Beyond competitive pricing, Jerry customers who switch to Elephant say they enjoy the carrier’s available discounts.
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Best car insurance for IN college students
When a student heads to college, insurance can get weird fast. Is the car still primarily at home, or is it now on campus? Is the student commuting, driving occasionally or taking regular trips across state lines? Those answers change what “good coverage” looks like and what you should be paying for it.
Jerry has helped 1,939 college students in Indiana find affordable coverage that still protects them whether they’re on or off campus, driving home for the summer or something in between. Progressive, GEICO and Trexis are the top picks for college students buying through Jerry. Here’s what each carrier offers and why it stands out.
1. Progressive
4.6
Jerry Score
4.7
Customer Rating
47%
of Jerry drivers in IN chose this insurer
Recent college driver quotes
Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.
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Why we recommend Progressive
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Good student discount available in most states.
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No age limit on a parent policy if living at home or in full-time college.
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College-focused discounts and telematics options.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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2. GEICO
4.6
Jerry Score
4.6
Customer Rating
22%
of Jerry drivers in IN chose this insurer
Recent college driver quotes
Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.
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Why we recommend GEICO
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Claim Forgiveness can be earned or purchased in many states.
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DriveEasy Dashboard shows trips, driving stats and safety tips.
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Good student discount for eligible full-time students.
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Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.
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3. Trexis
3.0
Jerry Score
5.0
Customer Rating
9%
of Jerry drivers in IN chose this insurer
Recent college driver quotes
Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.
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Why we recommend Trexis
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Non-owner option for students who borrow cars.
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SR-22 filing support when required.
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Roadside assistance option helps when a breakdown hits far from home.
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Aside from competitive pricing, Jerry customers praise Trexis for available discounts and customer service satisfaction.
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Fast track your IN insurance with Jerry.
Best IN car insurance for drivers with violations
Tickets, at-fault accidents and DUIs can push you into the “high-risk” bucket fast, which can not only raise your premiums but also limit the carriers and coverage options available to you. But these mistakes don’t have to define your insurance forever.
Jerry has helped 1,198 Indiana drivers with violations find coverage this past year at affordable prices. We also monitor rates and let you know when to shop rates again after those violations fall off your driving record, so you can potentially save even more.
The majority of Jerry drivers with a less-than-perfect driving record find coverage through Progressive, GEICO and Trexis — companies that are often more willing to work with Indiana drivers who have violations on their record.
1. Progressive
4.6
Jerry Score
4.7
Customer Rating
41%
of Jerry drivers in IN chose this insurer
Recent quotes post-violation
Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.
Customer rating based on average rating by Jerry customers with violations in the past 12 months.
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Why we recommend Progressive
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Strong option for drivers with tickets and at-fault accidents who need SR-22.
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App supports quick policy changes, ID cards and claims filing.
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Small Accident Forgiveness can limit impact from a first claim under $500.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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2. GEICO
4.6
Jerry Score
4.7
Customer Rating
26%
of Jerry drivers in IN chose this insurer
Customer rating based on average rating by Jerry customers with violations in the past 12 months.
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Why we recommend GEICO
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Non-owner SR-22 option for proof of insurance without owning a car.
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DriveEasy enrollment rules vary and may require all drivers on the policy.
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Claim Forgiveness available in select states for a first qualifying loss.
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Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.
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3. ROOT
4.4
Jerry Score
4.8
Customer Rating
9%
of Jerry drivers in IN chose this insurer
Customer rating based on average rating by Jerry customers with violations in the past 12 months.
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Why we recommend ROOT
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Rates based primarily on driving behavior, so past issues don’t affect pricing as much now.
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Same-day coverage for eligible drivers when quick coverage is needed.
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Coverage can be adjusted in-app as needs change, without starting over each time.
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Jerry ROOT customers primarily like the carrier’s pricing, but also praise its mobile app and customer service.
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Car insurance options for IN military families
For military families, driving is rarely consistent. Active-duty, reservist, guard or veteran, you might be commuting one month, storing a car the next and moving states soon after. Jerry has helped Indiana military families find coverage that fits deployments, PCS moves and the full stretch of military life.
If you qualify for military-focused insurers, keep them in the running. Also consider standard insurers, many offer strong military discounts and flexible policies that Jerry can quote and compare for you.
Here’s how to think about your options.
Option A: Military-only insurers to check directly
Some insurers are purpose-built for military members and their families, such as USAA, Navy Federal, Armed Forces Insurance and similar providers.
If you’re eligible, they should be part of the conversation. They’re designed for deployments, PCS orders and frequent moves, and often offer storage or reduced-use pricing when a car sits on base or at home during deployment. Their teams also tend to understand military pay and documentation in a way many civilian insurers simply don’t.
Because of how these insurers are set up, Jerry can’t always show live quotes or internal ratings for them. If you qualify, do this:
1. Use Jerry to see what strong standard-insurer pricing looks like, then
2. Get direct quotes from one or more military-only insurers and compare.
You end up with a true apples-to-apples comparison.
Option B: Standard insurers with strong military benefits (that Jerry can quote)
On top of military-only providers, there are national insurers that offer military discounts, handle deployments and out-of-state moves, and are already deeply integrated with Jerry’s quoting and switching flow.
For many IN military families, GEICO, State Farm and Progressive are often in the conversation.
1. GEICO
Best for: Flexible deployment-friendly coverage and strong discounts
Why it often works well for service members:
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Military discounts and options to adjust coverage when you deploy or your mileage drops.
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24/7 support that works across time zones when you’re OCONUS or on irregular schedules.
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Easy app-based policy access for quick proof of insurance, claims or changes between duties.
2. State Farm
Best for: Families moving between bases and states
Why it often works well for service members:
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Massive nationwide agent network, useful if you PCS and want continuity of service.
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Familiar, local agents near many bases and military communities.
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Simple bundling if you buy a home or condo near base and want to protect everything under one roof.
3. Progressive
Best for: Tech-forward, frequently changing situations
Why it often works well for service members:
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Competitive pricing across a wide range of driver profiles, including frequent movers.
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Strong digital tools for updating addresses, mileage and garaging as life changes.
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Good add-ons (like rental and roadside) that matter when you’re far from home support.
Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in Indiana.
Get personalized car insurance rates now.
Best car insurance for senior drivers in Indiana
For Indiana drivers 65 and older, the goal is usually simple: reliable coverage from a carrier that won’t make you fight for basic support. That’s why Jerry senior drivers most often choose Progressive, GEICO and Assurance America when valuing stability, service, and straightforward claims handling.
In the last 12 months, we’ve helped 584 IN seniors find coverage that reflects their years of experience behind the wheel and how they actually drive today.
1. Progressive
4.6
Jerry Score
4.8
Customer Rating
41%
of Jerry drivers in IN chose this insurer
Recent senior driver quotes
Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.
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Why we recommend Progressive
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Defensive driving course discount available for multiple years in states where it applies.
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Snapshot telematics via app or plug-in device, so rates can reflect actual driving behavior.
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Roadside assistance options for towing, lockouts, flat tires and fuel delivery.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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2. GEICO
4.6
Jerry Score
4.5
Customer Rating
28%
of Jerry drivers in IN chose this insurer
Recent senior driver quotes
Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.
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Why we recommend GEICO
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Five-year good driving discount for drivers with clean records.
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Optional roadside assistance to help manage towing and lockout costs.
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Multi-policy and multi-vehicle discounts that can add up for households consolidating coverage.
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Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.
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3. Assurance America
4.1
Jerry Score
5.0
Customer Rating
10%
of Jerry drivers in IN chose this insurer
Recent senior driver quotes
Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.
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Why we recommend Assurance America
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Basic coverage option for seniors who mainly want solid liability coverage.
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Online access for payments and documents.
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Optional roadside-style membership for peace of mind.
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While this carrier earns top marks for pricing, Jerry customers also praise its mobile app and available discounts.
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See coverage options for your car.
How Jerry picks the best insurers in Indiana
Most sites just sort companies by price. Jerry does more.
No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Indiana driver data, this score evaluates insurers on:
Customer satisfaction
What customers say after they’ve filed a claim or made changes, not just when they first buy.
Value for your money
The best balance of price and protection, not just the lowest premium on the page.
Claims experience
How quickly and fairly claims get paid, especially after real crashes and storm damage.
Financial strength
Whether the company has the backing to pay out when major events hit.
Quality of coverage
How easy it is to get high liability limits, comprehensive and collision, and useful add-ons like rental reimbursement and roadside.
Product availability
Where coverage is offered, the protections available and what sort of add-ons customers can choose from to truly customize their policy.
The result? We show you a short list of options tailored to how you actually drive and what you actually own.
Drivers who switch with Jerry save an average of $54/mo on car insurance.
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.
