The Cheapest Cars to Insure (and Most Expensive)
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Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
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10 years in journalism
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Best Business Writing (1st)
Stephanie Colestock is a writer, CFEI®, and licensed insurance agent with over 14 years of experience specializing in personal finance topics like insurance, investing, retirement, and household budgeting. Her work has been featured in TIME, Forbes, USA Today, and other leading publications. Through her writing, Stephanie simplifies complex financial concepts, empowering readers to make smarter financial decisions.
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Certified Financial Education Instructor (CFEI) (2024)
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General Lines Agent, Property & Casualty (2025)
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14 years as a professional writer and editor
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10 years covering personal finance
Key Takeaways
- The cheapest cars to insure are small SUVs, minivans, and practical sedans. Models like the Subaru Outback, Honda CR-V and Jeep Wrangler consistently rank among the cheapest to insure for Jerry customers because they have strong safety scores, low theft rates, and inexpensive parts that keep repair and claim costs down.
- A low insurance cost comes down to a few shared traits: a modest sticker price, top safety ratings, low theft appeal, and cheap, easy-to-source parts. If you are shopping for your next car and want to keep premiums low, prioritizing these factors matters.
- The same car can still cost very different amounts to insure depending on the carrier. Even on one of the cheapest cars to insure, comparing quotes is how you lock in the lowest rate. With Jerry, you can compare quotes from 100+ insurers in minutes and find the cheapest coverage for your specific car.
The car you drive plays a big role in what you pay for car insurance. The cheapest cars to insure tend to be family-friendly SUVs, minivans and pickup trucks, while the most expensive are typically luxury vehicles, sports cars and high-performance sedans. Below, you’ll find the cheapest and most expensive cars to insure across different categories, age groups and states, based on real Jerry quote data from the past 12 months.
Jerry pulls up to 20 quotes from top rated carriers.
Cheapest car to insure
The cheapest cars to insure tend to be family-oriented vehicles like SUVs, minivans, midsize sedans and full-size pickup trucks. Insurance companies generally see these vehicles as lower-risk because they’re typically driven by safer demographics like parents and commuters, and they tend to have moderate repair costs and strong safety features.
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Lowest quote we've found
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Average monthly quote
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Average annual quote
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Make
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Lowest quote we've found
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Average monthly quote
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Average annual quote
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| Subaru Outback | $52 | $103 | $1,232 |
| GMC Acadia At4 | $53 | $96 | $1,151 |
| Subaru Ascent | $54 | $103 | $1,234 |
| Toyota Land | $55 | $102 | $1,219 |
| Subaru Forester | $55 | $105 | $1,256 |
| Chrysler Voyager | $55 | $100 | $1,198 |
| Volvo V60 | $56 | $117 | $1,400 |
| Ford F350 Super Duty | $56 | $110 | $1,326 |
| Lincoln Nautilus | $56 | $122 | $1,468 |
| GMC Terrain Denali | $56 | $105 | $1,260 |
| GMC Acadia Denali | $56 | $106 | $1,273 |
| Honda Odyssey | $57 | $108 | $1,294 |
| GMC Canyon Slt | $57 | $108 | $1,297 |
| Hyundai Palisade | $57 | $107 | $1,285 |
| Ford F150 Lariat | $58 | $114 | $1,371 |
| Buick Lacrosse | $58 | $129 | $1,544 |
| Honda Ridgeline | $58 | $105 | $1,256 |
| Subaru Crosstrek | $58 | $111 | $1,330 |
| Chrysler Pacifica | $59 | $106 | $1,270 |
| GMC Terrain At4 | $59 | $120 | $1,440 |
| Subaru Legacy | $59 | $125 | $1,499 |
| Kia Telluride | $60 | $111 | $1,327 |
| GMC Acadia Slt | $60 | $118 | $1,421 |
| Honda Passport | $60 | $111 | $1,335 |
| GMC Sierra C1500 Denali | $60 | $113 | $1,358 |
| Mazda Cx-90 | $60 | $126 | $1,514 |
| Porsche Cayman | $60 | $200 | $2,402 |
| Toyota Sequoia | $60 | $126 | $1,517 |
| Chrysler Town | $60 | $118 | $1,417 |
| BMW X7 | $61 | $155 | $1,857 |
| Lincoln Mkx | $61 | $124 | $1,494 |
| Buick Enclave | $61 | $109 | $1,310 |
| Porsche Taycan | $61 | $238 | $2,857 |
| GMC Terrain Sl | $61 | $116 | $1,390 |
| Ford F150 Xlt | $61 | $119 | $1,431 |
| Buick Envision | $61 | $115 | $1,379 |
| Lincoln Corsair | $62 | $116 | $1,390 |
| Toyota Sienna | $62 | $125 | $1,501 |
| Rivian R1s | $62 | $105 | $1,257 |
| Volkswagen Atlas | $62 | $113 | $1,362 |
| GMC Terrain Slt | $62 | $115 | $1,382 |
| Ford Bronco | $62 | $116 | $1,395 |
| Dodge Grand | $62 | $110 | $1,326 |
| Ford Maverick | $62 | $108 | $1,297 |
| Cadillac Xt5 | $62 | $118 | $1,419 |
| GMC Yukon Denali Xl | $62 | $114 | $1,365 |
| Toyota 4runner | $62 | $109 | $1,313 |
| Mazda Cx-70 | $62 | $141 | $1,695 |
| Ford Edge | $62 | $117 | $1,404 |
| GMC Sierra C1500 | $62 | $111 | $1,330 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Subaru Outback is the cheapest car to insure, with quotes from $52 per month. The GMC Acadia At4 and Subaru Ascent round out the cheapest three vehicles to insure.
Most expensive cars to insure
On the other end of the spectrum, luxury vehicles, sports cars and high-performance sedans dominate the list of the most expensive cars to insure. These vehicles tend to cost more to repair, have pricier replacement parts, attract drivers who push their cars harder and are more likely to be involved in costly claims or stolen.
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Average monthly quote
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Average annual quote
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Lowest quote we've found
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Average annual quote
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| BMW 340i | $108 | $306 | $3,671 |
| Hyundai Genesis | $100 | $179 | $2,145 |
| Dodge Charger | $97 | $191 | $2,289 |
| Toyota 86 | $94 | $179 | $2,149 |
| INFINITI Q50 | $92 | $203 | $2,442 |
| Toyota Gr | $92 | $180 | $2,156 |
| BMW 535i | $89 | $183 | $2,196 |
| Land Rover Range Rover Velar S | $89 | $174 | $2,090 |
| BMW 428 | $89 | $204 | $2,445 |
| BMW 740i | $89 | $241 | $2,896 |
| BMW 530e | $88 | $171 | $2,050 |
| BMW I5 | $88 | $167 | $2,008 |
| BMW 528i | $87 | $143 | $1,712 |
| Dodge Challenger | $87 | $166 | $1,988 |
| BMW 530i | $87 | $184 | $2,204 |
| BMW 540i | $86 | $198 | $2,379 |
| BMW M5 | $86 | $260 | $3,115 |
| Mercedes-Benz A | $86 | $184 | $2,202 |
| BMW M240i | $86 | $348 | $4,171 |
| BMW 320i | $85 | $160 | $1,923 |
| Toyota Mirai | $85 | $303 | $3,635 |
| BMW 228 | $85 | $176 | $2,113 |
| Ford Mustang | $85 | $171 | $2,054 |
| Mitsubishi Lancer | $85 | $160 | $1,922 |
| Lexus Is | $84 | $169 | $2,030 |
| Kia Cadenza | $84 | $160 | $1,919 |
| Chrysler 300c | $84 | $150 | $1,798 |
| Nissan 370z | $84 | $168 | $2,012 |
| BMW 328i | $84 | $169 | $2,023 |
| BMW M340i | $84 | $267 | $3,208 |
| Hyundai Sonata | $84 | $162 | $1,950 |
| BMW 330xi | $84 | $243 | $2,916 |
| BMW 330i | $83 | $233 | $2,798 |
| Chrysler 300 | $83 | $161 | $1,938 |
| Chrysler 200 | $83 | $157 | $1,884 |
| Chevrolet Impala | $83 | $147 | $1,762 |
| INFINITI Q60 | $83 | $173 | $2,074 |
| Maserati Ghibli | $82 | $164 | $1,965 |
| Ford F150 Xl | $82 | $161 | $1,936 |
| Lexus Is350 | $82 | $170 | $2,035 |
| Chevrolet Camaro | $82 | $189 | $2,270 |
| Jaguar Xe | $82 | $218 | $2,617 |
| BMW 330e | $82 | $230 | $2,763 |
| BMW M3 | $82 | $246 | $2,952 |
| Nissan Sentra | $82 | $162 | $1,948 |
| Toyota Corona | $82 | $136 | $1,638 |
| Mercedes-Benz C | $82 | $174 | $2,086 |
| Hyundai Accent | $82 | $154 | $1,852 |
| Toyota Corolla | $82 | $156 | $1,872 |
| Dodge Dart | $81 | $155 | $1,862 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The BMW 340i leads the list of most expensive cars to insure, with quotes starting at $108 per month. The Hyundai Genesis is also among the priciest.
Cheapest cars to insure for young drivers
Drivers between the ages of 18 and 25 pay some of the highest car insurance rates of any age group, which means picking the right vehicle for your teen driver or young adult can save serious money. The cheapest cars to insure for young drivers tend to be practical SUVs, compact crossovers and family-friendly sedans rather than flashy or high-powered models.
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Lowest quote we've found
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Average monthly quote
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Average annual quote
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| Hyundai Palisade | $67 | $137 | $1,639 |
| Subaru Outback | $69 | $134 | $1,610 |
| Subaru Forester | $77 | $152 | $1,825 |
| Subaru Crosstrek | $78 | $145 | $1,745 |
| Mazda Mx5 | $79 | $154 | $1,853 |
| Chevrolet Trailblazer | $80 | $146 | $1,756 |
| Ford Bronco | $82 | $158 | $1,895 |
| Mazda Cx-50 | $82 | $173 | $2,080 |
| Subaru Legacy | $83 | $177 | $2,121 |
| Volkswagen Atlas | $83 | $148 | $1,781 |
| Kia Telluride | $83 | $177 | $2,123 |
| Mazda Cx-9 | $83 | $162 | $1,940 |
| GMC Sierra K1500 Elevati | $84 | $167 | $2,001 |
| Mazda Cx-30 | $85 | $173 | $2,081 |
| Toyota 4runner | $85 | $156 | $1,877 |
| Lexus Rc | $86 | $173 | $2,076 |
| GMC Terrain Slt | $86 | $156 | $1,873 |
| Buick Envista | $86 | $167 | $2,008 |
| Subaru Impreza | $86 | $159 | $1,909 |
| Honda Cr-V | $86 | $170 | $2,038 |
| Chevrolet Corvette | $86 | $234 | $2,806 |
| Kia Seltos | $87 | $172 | $2,062 |
| Audi Q5 | $87 | $203 | $2,432 |
| Buick Envision | $87 | $166 | $1,990 |
| Toyota Rav4 | $87 | $164 | $1,971 |
| Toyota Highlander | $88 | $177 | $2,123 |
| Subaru Wrx | $88 | $176 | $2,110 |
| Acura Rdx | $88 | $185 | $2,223 |
| Mazda Cx-5 | $88 | $172 | $2,064 |
| Nissan Murano | $88 | $167 | $2,009 |
| Lexus Nx | $88 | $184 | $2,206 |
| Ford Escape | $89 | $173 | $2,081 |
| Ford Explorer | $89 | $186 | $2,238 |
| MINI Cooper | $90 | $164 | $1,972 |
| Audi A5 | $90 | $257 | $3,085 |
| Hyundai Tucson | $90 | $171 | $2,056 |
| Mazda Cx-3 | $90 | $175 | $2,097 |
| Tesla Model Y | $91 | $191 | $2,296 |
| Chevrolet Blazer | $91 | $180 | $2,156 |
| Audi Q3 | $91 | $198 | $2,380 |
| Ford Maverick | $92 | $165 | $1,976 |
| Kia Sportage | $92 | $180 | $2,159 |
| Mazda 3 | $92 | $185 | $2,225 |
| Mercedes-Benz Glb | $92 | $195 | $2,338 |
| Nissan Pathfinder | $92 | $209 | $2,510 |
| Ford Edge | $92 | $198 | $2,380 |
| BMW M340xi | $92 | $347 | $4,166 |
| Hyundai Kona | $92 | $175 | $2,105 |
| Toyota C-Hr | $92 | $179 | $2,149 |
| Nissan Frontier | $92 | $166 | $1,996 |
Based on Jerry customers between 18-25 years old (inclusive) with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:For drivers ages 18 to 25, the Hyundai Palisade is the cheapest car to insure at $67 per month, followed by the Subaru Outback.
Cheapest sports cars to insure
Sports cars are some of the most expensive vehicles to insure. Insurers consider them riskier because they have powerful engines, are often driven aggressively and tend to be involved in costlier accidents. Even the cheapest sports cars to insure cost considerably more than typical SUVs or family sedans.
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| Chevrolet Corvette | $63 | $177 | $2,121 |
| Mazda Mx5 | $66 | $128 | $1,536 |
| Toyota Supra | $77 | $255 | $3,055 |
| Subaru Brz | $79 | $160 | $1,915 |
| Chevrolet Camaro | $84 | $189 | $2,270 |
| Nissan 370z | $84 | $168 | $2,012 |
| Ford Mustang | $85 | $171 | $2,054 |
| Dodge Challenger | $89 | $166 | $1,988 |
| Toyota 86 | $94 | $179 | $2,149 |
| Toyota Gr | $96 | $187 | $2,244 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:
The Chevrolet Corvette is the cheapest sports car to insure with quotes from $63 per month. The Mazda Mx5 follows at $66.
Cheapest cars to insure in California
California has its own car insurance landscape, with rates and coverage requirements that differ from other parts of the country, for example, California also prohibits insurers from using credit history under Proposition 103. Picking a vehicle that’s cheap to insure can help California drivers keep monthly costs in check. The cheapest cars to insure in California tend to be practical SUVs, midsize sedans and family-friendly crossovers that insurers view as lower-risk.
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Average annual quote
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Lowest quote we've found
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| Honda Odyssey | $58 | $90 | $1,083 |
| GMC Terrain Slt | $60 | $86 | $1,032 |
| Toyota Sienna | $61 | $99 | $1,191 |
| Subaru Outback | $62 | $111 | $1,326 |
| Subaru Legacy | $62 | $115 | $1,383 |
| GMC Acadia Sle | $62 | $89 | $1,065 |
| Dodge Grand | $62 | $92 | $1,110 |
| RAM 2500 | $63 | $95 | $1,146 |
| Buick Enclave | $63 | $96 | $1,146 |
| Rivian R1s | $63 | $102 | $1,222 |
| Chrysler Pacifica | $63 | $103 | $1,234 |
| Kia Sedona | $64 | $93 | $1,113 |
| Nissan Titan | $64 | $93 | $1,115 |
| Subaru Forester | $64 | $106 | $1,274 |
| Toyota Highlander | $64 | $101 | $1,211 |
| Subaru Ascent | $64 | $104 | $1,249 |
| Volkswagen Atlas | $65 | $105 | $1,257 |
| Hyundai Palisade | $65 | $104 | $1,251 |
| Chevrolet Tahoe | $65 | $99 | $1,194 |
| Honda Pilot | $65 | $102 | $1,226 |
| Mazda Cx-90 | $65 | $107 | $1,288 |
| GMC Sierra C1500 | $65 | $98 | $1,181 |
| INFINITI Qx50 | $65 | $101 | $1,212 |
| Ford Expedition | $66 | $102 | $1,226 |
| Ford Flex | $66 | $100 | $1,199 |
| Audi Q5 | $66 | $136 | $1,638 |
| Chevrolet Corvette | $66 | $233 | $2,791 |
| Toyota 4runner | $66 | $103 | $1,238 |
| Audi Q7 | $66 | $109 | $1,314 |
| Cadillac Xt5 | $66 | $114 | $1,364 |
| Hyundai Venue | $66 | $119 | $1,432 |
| Toyota Rav4 | $67 | $113 | $1,361 |
| Chevrolet Trailblazer | $67 | $110 | $1,320 |
| Kia Telluride | $67 | $107 | $1,278 |
| Hyundai Santa | $67 | $110 | $1,318 |
| Chrysler 200 | $67 | $112 | $1,341 |
| Ford F150 Stx | $67 | $130 | $1,564 |
| Chevrolet Traverse | $67 | $103 | $1,241 |
| Porsche Taycan | $68 | $292 | $3,500 |
| Hyundai Veloster | $68 | $114 | $1,365 |
| Acura Rdx | $68 | $115 | $1,376 |
| Chevrolet Volt | $68 | $113 | $1,360 |
| Ford Edge | $68 | $121 | $1,453 |
| Buick Encore | $68 | $111 | $1,328 |
| Toyota Grand | $68 | $117 | $1,410 |
| Honda Ridgeline | $68 | $105 | $1,257 |
| Subaru Impreza | $68 | $111 | $1,327 |
| Subaru Crosstrek | $68 | $115 | $1,385 |
| Chevrolet Equinox | $68 | $110 | $1,322 |
| Honda Cr-V | $68 | $120 | $1,435 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway: In California, the Honda Odyssey is the cheapest car to insure with quotes from $58 per month.
Cheapest cars to insure in Florida
Florida has its own unique mix of factors that influence car insurance rates, including the state’s no-fault insurance system and weather-related risks. The cheapest cars to insure in Florida tend to be pickup trucks, midsize SUVs and family-friendly crossovers that insurers consider lower-risk.
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Average monthly quote
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Average annual quote
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Lowest quote we've found
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Average annual quote
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| Subaru Outback | $48 | $75 | $904 |
| Subaru Forester | $50 | $81 | $975 |
| Ford F250 Super Duty | $50 | $74 | $888 |
| Subaru Crosstrek | $50 | $80 | $962 |
| Ford Maverick | $51 | $81 | $968 |
| Toyota Tundra | $52 | $79 | $953 |
| Nissan Titan | $53 | $82 | $979 |
| Ford F-150 | $54 | $85 | $1,021 |
| Chevrolet Colorado | $54 | $87 | $1,041 |
| RAM 1500 | $55 | $89 | $1,071 |
| Chevrolet Silverado | $55 | $86 | $1,036 |
| Jeep Gladiator | $56 | $83 | $997 |
| Buick Envision | $56 | $100 | $1,198 |
| Cadillac Xt5 | $56 | $94 | $1,128 |
| Nissan Frontier | $56 | $85 | $1,017 |
| Ford Expedition | $56 | $89 | $1,071 |
| Mercedes-Benz Gle | $57 | $101 | $1,210 |
| Ford Edge | $57 | $90 | $1,081 |
| Ford Bronco | $57 | $99 | $1,188 |
| RAM Ram | $57 | $91 | $1,096 |
| Ford Explorer | $57 | $91 | $1,097 |
| Acura Rdx | $58 | $103 | $1,237 |
| Audi Q3 | $58 | $92 | $1,109 |
| Toyota Tacoma | $58 | $93 | $1,117 |
| Lexus Rx | $58 | $100 | $1,201 |
| Tesla Model Y | $58 | $100 | $1,194 |
| Volkswagen Tiguan | $58 | $94 | $1,131 |
| Honda Pilot | $58 | $93 | $1,111 |
| Toyota 4runner | $58 | $95 | $1,137 |
| Hyundai Palisade | $58 | $89 | $1,066 |
| GMC Terrain Sle | $59 | $94 | $1,130 |
| Buick Encore | $59 | $87 | $1,040 |
| Volkswagen Atlas | $59 | $94 | $1,124 |
| Honda Cr-V | $59 | $99 | $1,182 |
| Chevrolet Blazer | $59 | $96 | $1,151 |
| Kia Telluride | $59 | $98 | $1,176 |
| Jeep Wrangler | $60 | $94 | $1,132 |
| Mazda Cx-5 | $60 | $103 | $1,241 |
| Audi Q5 | $60 | $94 | $1,134 |
| Ford Escape | $60 | $102 | $1,227 |
| Mazda Cx-30 | $60 | $105 | $1,258 |
| Mazda Cx-50 | $61 | $101 | $1,211 |
| Jeep Cherokee | $61 | $99 | $1,190 |
| BMW X5 | $61 | $102 | $1,218 |
| Hyundai Santa | $61 | $98 | $1,181 |
| Chrysler Pacifica | $61 | $94 | $1,130 |
| Jeep Grand | $61 | $103 | $1,233 |
| Kia Niro | $61 | $93 | $1,116 |
| Toyota Highlander | $62 | $95 | $1,143 |
| Lexus Nx | $62 | $102 | $1,226 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Subaru Outback tops Florida’s cheapest list at $48 per month, followed by the Subaru Forester and Ford F250 Super Duty.
Cheapest cars to insure in Michigan
Michigan’s no-fault insurance system shapes the cost of coverage in the state, with personal injury protection adding an extra layer of cost compared to many other places. The cheapest cars to insure in Michigan tend to be domestic pickup trucks, midsize SUVs and family-friendly crossovers.
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Lowest quote we've found
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Average monthly quote
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Average annual quote
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Lowest quote we've found
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Average annual quote
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| Chevrolet Silverado | $69 | $120 | $1,435 |
| Ford F-150 | $70 | $118 | $1,416 |
| RAM Ram | $70 | $119 | $1,424 |
| Ford Edge | $74 | $136 | $1,637 |
| RAM 1500 | $77 | $145 | $1,744 |
| Jeep Cherokee | $82 | $150 | $1,805 |
| Ford Escape | $83 | $146 | $1,750 |
| Chevrolet Traverse | $84 | $146 | $1,756 |
| Chevrolet Blazer | $84 | $162 | $1,939 |
| Chevrolet Equinox | $85 | $153 | $1,837 |
| Ford Explorer | $85 | $152 | $1,818 |
| Nissan Rogue | $88 | $155 | $1,866 |
| Jeep Grand | $88 | $154 | $1,843 |
| Jeep Compass | $88 | $154 | $1,852 |
| Ford Fusion | $89 | $150 | $1,795 |
| Buick Encore | $90 | $159 | $1,913 |
| Honda Civic | $90 | $194 | $2,330 |
| Chevrolet Trax | $91 | $157 | $1,880 |
| Dodge Durango | $92 | $174 | $2,087 |
| Chevrolet Cruze | $92 | $156 | $1,868 |
| Toyota Camry | $95 | $178 | $2,141 |
| Hyundai Elantra | $100 | $186 | $2,228 |
| Nissan Altima | $106 | $187 | $2,240 |
| Chevrolet Malibu | $108 | $196 | $2,356 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Chevrolet Silverado leads Michigan’s list at $69 per month, with the Ford F-150 close behind at $70.
Cheapest cars to insure in Arizona
Arizona has a relatively favorable car insurance environment, with pricing influenced by factors like population density, weather risks and state coverage requirements. The cheapest cars to insure in Arizona tend to be compact and midsize SUVs, family sedans and small crossovers that insurers consider lower-risk.
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Lowest quote we've found
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Average monthly quote
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Average annual quote
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Lowest quote we've found
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Average annual quote
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| Toyota Rav4 | $52 | $86 | $1,030 |
| Ford Bronco | $52 | $86 | $1,037 |
| Subaru Forester | $55 | $99 | $1,194 |
| Honda Pilot | $57 | $90 | $1,082 |
| Honda Cr-V | $57 | $85 | $1,022 |
| Tesla Model Y | $58 | $94 | $1,131 |
| Subaru Crosstrek | $61 | $87 | $1,045 |
| Toyota Highlander | $63 | $94 | $1,127 |
| Kia Seltos | $64 | $90 | $1,078 |
| Buick Encore | $64 | $98 | $1,177 |
| Hyundai Tucson | $64 | $95 | $1,136 |
| Volkswagen Tiguan | $65 | $115 | $1,375 |
| Ford Edge | $66 | $96 | $1,155 |
| Hyundai Santa | $66 | $106 | $1,272 |
| Hyundai Kona | $66 | $103 | $1,233 |
| Toyota Prius | $67 | $102 | $1,218 |
| Toyota Tacoma | $67 | $113 | $1,358 |
| Nissan Kicks | $67 | $104 | $1,244 |
| Nissan Rogue | $68 | $101 | $1,208 |
| Mazda Cx-5 | $68 | $113 | $1,355 |
| Kia Sorento | $68 | $100 | $1,200 |
| Kia Sportage | $69 | $104 | $1,245 |
| Ford Explorer | $69 | $119 | $1,424 |
| Nissan Pathfinder | $70 | $103 | $1,235 |
| Honda Hr-V | $70 | $104 | $1,253 |
| Ford F-150 | $70 | $117 | $1,406 |
| Ford Escape | $71 | $110 | $1,314 |
| Chevrolet Equinox | $72 | $113 | $1,362 |
| Chevrolet Silverado | $73 | $125 | $1,503 |
| Mazda 3 | $73 | $124 | $1,489 |
| Jeep Wrangler | $73 | $116 | $1,396 |
| Toyota Camry | $73 | $119 | $1,425 |
| RAM 1500 | $74 | $122 | $1,465 |
| GMC Terrain Sle | $74 | $110 | $1,321 |
| Chevrolet Colorado | $74 | $109 | $1,313 |
| Honda Accord | $74 | $126 | $1,512 |
| Jeep Compass | $75 | $110 | $1,315 |
| Mitsubishi Outlander | $75 | $115 | $1,382 |
| Nissan Frontier | $75 | $105 | $1,260 |
| Mazda Mazda3 | $75 | $124 | $1,486 |
| RAM Ram | $75 | $118 | $1,411 |
| Kia Soul | $76 | $114 | $1,363 |
| Chevrolet Traverse | $76 | $116 | $1,386 |
| Honda Civic | $77 | $139 | $1,663 |
| Jeep Renegade | $77 | $137 | $1,642 |
| Kia K5 | $78 | $126 | $1,517 |
| Tesla Model 3 | $79 | $132 | $1,583 |
| Chevrolet Trax | $79 | $116 | $1,397 |
| Toyota Corolla | $80 | $133 | $1,600 |
| Nissan Versa | $80 | $131 | $1,567 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:Arizona’s cheapest car to insure is the Toyota Rav4 at $52 per month, followed by the Ford Bronco and Subaru Forester.
Cheapest cars to insure in Texas
Texas drivers have plenty of options when it comes to finding a vehicle that’s cheap to insure. The cheapest cars to insure in Texas tend to be family-friendly SUVs, midsize crossovers, minivans and even some entry-level luxury models that insurers see as lower-risk.
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|---|---|---|
| Subaru Outback | $57 | $95 | $1,139 |
| Mazda Cx-90 | $60 | $100 | $1,206 |
| Subaru Forester | $62 | $96 | $1,157 |
| Subaru Crosstrek | $62 | $99 | $1,183 |
| Volvo Xc60 | $63 | $102 | $1,225 |
| Lexus Rx | $63 | $101 | $1,213 |
| Hyundai Palisade | $63 | $98 | $1,176 |
| Toyota Grand | $64 | $101 | $1,209 |
| Kia Telluride | $65 | $110 | $1,314 |
| Kia Carnival | $65 | $96 | $1,152 |
| Tesla Model Y | $66 | $116 | $1,389 |
| Honda Passport | $66 | $104 | $1,243 |
| Honda Odyssey | $66 | $99 | $1,186 |
| Toyota Sienna | $66 | $101 | $1,212 |
| Audi A5 | $67 | $116 | $1,395 |
| Volvo Xc90 | $68 | $105 | $1,259 |
| Mazda Cx-50 | $68 | $110 | $1,322 |
| Ford Maverick | $69 | $114 | $1,362 |
| Volkswagen Atlas | $69 | $112 | $1,341 |
| Honda Cr-V | $69 | $110 | $1,315 |
| Audi Q5 | $69 | $113 | $1,361 |
| Toyota Highlander | $70 | $111 | $1,326 |
| Chrysler Pacifica | $70 | $106 | $1,268 |
| Chevrolet Corvette | $70 | $137 | $1,647 |
| Subaru Wrx | $71 | $124 | $1,491 |
| Honda Ridgeline | $71 | $115 | $1,377 |
| MINI Cooper | $71 | $118 | $1,413 |
| Nissan Ariya | $71 | $124 | $1,488 |
| Toyota 4runner | $71 | $120 | $1,443 |
| Mazda Cx-5 | $72 | $120 | $1,434 |
| Ford Bronco | $72 | $121 | $1,447 |
| Mercedes-Benz Glc | $72 | $121 | $1,453 |
| GMC Acadia Denali | $73 | $110 | $1,323 |
| Toyota Rav4 | $73 | $115 | $1,386 |
| BMW X3 | $73 | $119 | $1,428 |
| Volkswagen Tiguan | $73 | $117 | $1,407 |
| Lexus Es | $73 | $117 | $1,409 |
| BMW X5 | $73 | $120 | $1,444 |
| Cadillac Xt4 | $74 | $120 | $1,436 |
| Ford F150 Xlt | $74 | $125 | $1,494 |
| Cadillac Lyriq | $74 | $116 | $1,387 |
| Lexus Nx | $74 | $114 | $1,371 |
| GMC Yukon Denali | $74 | $123 | $1,472 |
| Toyota C-Hr | $74 | $115 | $1,378 |
| Ford Expedition | $74 | $117 | $1,409 |
| Buick Enclave | $74 | $114 | $1,367 |
| Honda Pilot | $75 | $117 | $1,406 |
| Dodge Grand | $75 | $117 | $1,400 |
| Mazda Cx-30 | $75 | $122 | $1,467 |
| Volkswagen Taos | $75 | $120 | $1,442 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Subaru Outback is the cheapest car to insure in Texas at $57 per month, followed by the Mazda Cx-90.
Are hybrid cars more expensive to insure?
Hybrid cars are often more expensive to insure than their gas counterparts, though the difference varies by model and isn’t always significant. Hybrids tend to have pricier replacement parts, specialized batteries and more expensive repair labor, all of which can drive up insurance costs. That said, certain hybrid versions actually cost less to insure than the gas equivalent, often because the hybrid trim attracts a different driver demographic.
Hybrid is more expensive than gas
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|---|---|
| Ford Escape Titanium | $280 | $269 |
| Ford Explorer Limited | $300 | $281 |
| Ford Maverick Xlt | $318 | $284 |
| Honda CR-V Touring | $284 | $265 |
| Hyundai Santa Fe Limited | $294 | $288 |
| Hyundai Tucson Limited | $329 | $299 |
| Kia Sportage Sx Prestige | $331 | $322 |
| Toyota Camry Le | $415 | $362 |
| Toyota Corolla Le | $428 | $418 |
| Toyota Sienna Le | $320 | $297 |
| Toyota Tundra Crewmax Limit | $333 | $322 |
Based on Jerry customers with clean driving records who received state minimum coverage insurance quotes for known vehicles with both hybrid and gas engine variants in the past 12 months. Savings depend on coverage, location, vehicle configuration, and other factors. Potential savings will vary.
Gas is more expensive than hybrid
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|---|---|
| Kia Sorento S | $293 | $302 |
| Toyota Camry Xse | $380 | $387 |
| Volvo Xc60 Plus | $331 | $379 |
Based on Jerry customers with clean driving records who received state minimum coverage insurance quotes for known vehicles with both hybrid and gas engine variants in the past 12 months. Savings depend on coverage, location, vehicle configuration, and other factors. Potential savings will vary.
Key takeaway:Among models offered in both versions, hybrid trims usually cost more to insure than gas. The Kia Sportage Sx Prestige shows this pattern, while the Toyota Camry Xse is one exception.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.