The car you drive plays a big role in what you pay for car insurance. The cheapest cars to insure tend to be family-friendly SUVs, minivans and pickup trucks, while the most expensive are typically luxury vehicles, sports cars and high-performance sedans. Below, you’ll find the cheapest and most expensive cars to insure across different categories, age groups and states, based on real Jerry quote data from the past 12 months.
Jerry pulls up to 20 quotes from top rated carriers.
Cheapest car to insure
The cheapest cars to insure tend to be family-oriented vehicles like SUVs, minivans, midsize sedans and full-size pickup trucks. Insurance companies generally see these vehicles as lower-risk because they’re typically driven by safer demographics like parents and commuters, and they tend to have moderate repair costs and strong safety features.
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| Subaru Outback | $55 | $107 | $1,280 |
| Chrysler Voyager | $56 | $108 | $1,301 |
| Subaru Ascent | $56 | $106 | $1,277 |
| GMC Acadia Denali | $56 | $109 | $1,310 |
| Volvo V60 | $57 | $118 | $1,415 |
| Toyota Land | $57 | $104 | $1,244 |
| GMC Terrain Denali | $58 | $110 | $1,320 |
| Subaru Forester | $58 | $108 | $1,301 |
| Honda Odyssey | $60 | $114 | $1,367 |
| Chrysler Pacifica | $60 | $109 | $1,310 |
| Subaru Crosstrek | $61 | $111 | $1,335 |
| Lincoln Nautilus | $61 | $127 | $1,521 |
| Chrysler Town | $61 | $118 | $1,410 |
| Toyota Sienna | $61 | $125 | $1,497 |
| Hyundai Palisade | $61 | $111 | $1,337 |
| Ford F350 Super Duty | $61 | $118 | $1,413 |
| Subaru Legacy | $62 | $128 | $1,538 |
| Buick Lacrosse | $62 | $132 | $1,590 |
| Dodge Grand | $62 | $111 | $1,327 |
| Honda Ridgeline | $62 | $111 | $1,328 |
| Mazda Cx-90 | $63 | $136 | $1,635 |
| Rivian R1s | $63 | $110 | $1,321 |
| Toyota Sequoia | $63 | $132 | $1,584 |
| GMC Terrain Sl | $63 | $115 | $1,380 |
| Buick Envision | $63 | $117 | $1,409 |
| Kia Telluride | $63 | $115 | $1,379 |
| Toyota Grand | $63 | $131 | $1,575 |
| Mazda Cx-70 | $63 | $144 | $1,727 |
| GMC Yukon Denali Xl | $64 | $117 | $1,404 |
| Lincoln Mkx | $64 | $131 | $1,574 |
| Volkswagen Atlas | $64 | $117 | $1,403 |
| GMC Acadia Slt | $64 | $125 | $1,500 |
| GMC Sierra C1500 Denali | $64 | $121 | $1,448 |
| GMC Sierra C1500 | $64 | $114 | $1,373 |
| Ford Edge | $64 | $122 | $1,468 |
| Buick Enclave | $64 | $114 | $1,365 |
| Ford F150 Supercrew | $64 | $101 | $1,215 |
| Ford Bronco | $65 | $121 | $1,458 |
| Ford Ranger | $65 | $117 | $1,410 |
| Toyota 4runner | $65 | $112 | $1,349 |
| Ford Maverick | $65 | $109 | $1,308 |
| Audi Q7 | $65 | $127 | $1,525 |
| GMC Canyon | $65 | $118 | $1,417 |
| Volvo Xc60 | $65 | $138 | $1,657 |
| Lincoln Navigator | $65 | $152 | $1,819 |
| GMC Acadia Sl | $65 | $113 | $1,355 |
| Honda Passport | $65 | $118 | $1,414 |
| Toyota Highlander | $66 | $127 | $1,521 |
| GMC Acadia Slt-1 | $66 | $128 | $1,538 |
| Cadillac Xt5 | $66 | $122 | $1,463 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Subaru Outback is the cheapest car to insure, with quotes from $55 per month. The Chrysler Voyager and Subaru Ascent round out the cheapest three vehicles to insure.
Most expensive cars to insure
On the other end of the spectrum, luxury vehicles, sports cars and high-performance sedans dominate the list of the most expensive cars to insure. These vehicles tend to cost more to repair, have pricier replacement parts, attract drivers who push their cars harder and are more likely to be involved in costly claims or stolen.
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| BMW 340i | $105 | $290 | $3,476 |
| Dodge Charger | $97 | $196 | $2,347 |
| Hyundai Genesis | $97 | $175 | $2,096 |
| BMW I5 | $96 | $174 | $2,090 |
| INFINITI Q50 | $95 | $204 | $2,450 |
| Toyota 86 | $94 | $171 | $2,056 |
| BMW M5 | $90 | $283 | $3,392 |
| Dodge Challenger | $90 | $169 | $2,024 |
| Toyota Gr | $90 | $171 | $2,049 |
| Nissan Z | $89 | $179 | $2,146 |
| Land Rover Range Rover Velar S | $89 | $172 | $2,066 |
| BMW 740i | $89 | $236 | $2,828 |
| BMW 428 | $88 | $202 | $2,421 |
| BMW 320i | $87 | $165 | $1,985 |
| BMW 528i | $87 | $144 | $1,733 |
| BMW 535i | $86 | $188 | $2,258 |
| Toyota Mirai | $86 | $287 | $3,438 |
| Ford Mustang | $86 | $171 | $2,056 |
| Lexus Is | $86 | $169 | $2,028 |
| BMW 328i | $86 | $168 | $2,010 |
| BMW 330xi | $86 | $267 | $3,199 |
| Hyundai Sonata | $86 | $164 | $1,973 |
| Mercedes-Benz A | $86 | $181 | $2,167 |
| Kia Cadenza | $86 | $162 | $1,947 |
| BMW M240i | $86 | $325 | $3,899 |
| BMW 530e | $86 | $167 | $2,004 |
| BMW 530i | $86 | $185 | $2,220 |
| INFINITI Q60 | $86 | $180 | $2,165 |
| BMW 430xi | $85 | $243 | $2,913 |
| Land Rover Range Rover Evoque S | $85 | $163 | $1,961 |
| Ford F150 Xl | $85 | $171 | $2,049 |
| BMW M3 | $85 | $252 | $3,023 |
| Mercedes-Benz Cle | $84 | $171 | $2,057 |
| BMW 330i | $84 | $233 | $2,790 |
| Chrysler 300 | $84 | $166 | $1,990 |
| BMW 330e | $84 | $240 | $2,882 |
| Jaguar Xe | $84 | $227 | $2,728 |
| Chrysler 200 | $84 | $158 | $1,892 |
| Kia K4 | $84 | $169 | $2,023 |
| Chevrolet Camaro | $84 | $195 | $2,345 |
| Kia K5 | $84 | $166 | $1,995 |
| Kia Stinger | $84 | $174 | $2,089 |
| Mitsubishi Lancer | $83 | $162 | $1,940 |
| Chrysler 300c | $83 | $150 | $1,797 |
| Chevrolet Impala | $83 | $149 | $1,790 |
| BMW M340i | $83 | $266 | $3,197 |
| Nissan 370z | $83 | $159 | $1,904 |
| Nissan Sentra | $83 | $159 | $1,905 |
| Toyota Corona | $83 | $137 | $1,645 |
| Jaguar E-Pace | $83 | $164 | $1,973 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The BMW 340i leads the list of most expensive cars to insure, with quotes starting at $105 per month. The Dodge Charger is also among the priciest.
Cheapest cars to insure for young drivers
Drivers between the ages of 18 and 25 pay some of the highest car insurance rates of any age group, which means picking the right vehicle for your teen driver or young adult can save serious money. The cheapest cars to insure for young drivers tend to be practical SUVs, compact crossovers and family-friendly sedans rather than flashy or high-powered models.
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| Subaru Outback | $71 | $136 | $1,637 |
| Mazda Mx5 | $77 | $154 | $1,853 |
| GMC Terrain Slt | $78 | $160 | $1,922 |
| Subaru Crosstrek | $80 | $142 | $1,705 |
| Subaru Forester | $81 | $154 | $1,843 |
| Mazda Cx-50 | $81 | $167 | $2,006 |
| Ford Bronco | $82 | $161 | $1,937 |
| Volkswagen Atlas | $83 | $150 | $1,805 |
| Toyota 4runner | $84 | $154 | $1,848 |
| Chevrolet Trailblazer | $84 | $153 | $1,838 |
| Mazda Cx-9 | $85 | $166 | $1,986 |
| Lexus Rc | $86 | $175 | $2,097 |
| Chevrolet Corvette | $86 | $224 | $2,692 |
| Mazda Cx-3 | $86 | $167 | $2,008 |
| Mazda Cx-30 | $86 | $182 | $2,183 |
| Toyota Rav4 | $87 | $163 | $1,952 |
| Nissan Murano | $88 | $181 | $2,175 |
| Subaru Impreza | $88 | $160 | $1,921 |
| Ford Ranger | $88 | $166 | $1,989 |
| Buick Envision | $88 | $167 | $2,001 |
| Honda Cr-V | $89 | $175 | $2,101 |
| Subaru Wrx | $89 | $180 | $2,158 |
| Acura Rdx | $90 | $189 | $2,264 |
| Mazda Cx-5 | $90 | $175 | $2,098 |
| Subaru Legacy | $90 | $187 | $2,250 |
| Kia Seltos | $90 | $175 | $2,104 |
| Ford Explorer | $91 | $189 | $2,267 |
| Hyundai Tucson | $91 | $170 | $2,036 |
| MINI Cooper | $92 | $166 | $1,994 |
| Ford Maverick | $92 | $156 | $1,870 |
| Volkswagen Gti | $92 | $200 | $2,401 |
| Volkswagen Golf | $92 | $172 | $2,064 |
| Audi A5 | $92 | $274 | $3,283 |
| Lexus Nx | $92 | $183 | $2,199 |
| Ford Escape | $92 | $178 | $2,133 |
| Chevrolet Colorado | $93 | $176 | $2,108 |
| Volkswagen Tiguan | $93 | $173 | $2,074 |
| Nissan Pathfinder | $93 | $229 | $2,750 |
| Mazda 3 | $93 | $186 | $2,236 |
| Toyota Tundra | $93 | $170 | $2,037 |
| Buick Encore | $94 | $176 | $2,110 |
| Chevrolet Equinox | $94 | $177 | $2,122 |
| Volkswagen Taos | $94 | $175 | $2,095 |
| Toyota Highlander | $94 | $193 | $2,320 |
| Tesla Model Y | $94 | $189 | $2,274 |
| GMC Terrain Sle | $94 | $175 | $2,106 |
| Chevrolet Blazer | $94 | $185 | $2,221 |
| Hyundai Kona | $94 | $178 | $2,133 |
| Honda Hr-V | $94 | $183 | $2,195 |
| Nissan Frontier | $95 | $171 | $2,055 |
Based on Jerry customers between 18-25 years old (inclusive) with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:For drivers ages 18 to 25, the Subaru Outback is the cheapest car to insure at $71 per month, followed by the Mazda Mx5.
Cheapest sports cars to insure
Sports cars are some of the most expensive vehicles to insure. Insurers consider them riskier because they have powerful engines, are often driven aggressively and tend to be involved in costlier accidents. Even the cheapest sports cars to insure cost considerably more than typical SUVs or family sedans.
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| Chevrolet Corvette | $66 | $177 | $2,128 |
| Mazda Mx5 | $67 | $128 | $1,535 |
| Toyota Supra | $81 | $271 | $3,254 |
| Subaru Brz | $81 | $158 | $1,896 |
| Nissan 370z | $83 | $159 | $1,904 |
| Chevrolet Camaro | $84 | $195 | $2,345 |
| Ford Mustang | $86 | $171 | $2,056 |
| Dodge Challenger | $90 | $169 | $2,024 |
| Toyota Gr | $94 | $176 | $2,115 |
| Toyota 86 | $94 | $171 | $2,056 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:
The Chevrolet Corvette is the cheapest sports car to insure with quotes from $66 per month. The Mazda Mx5 follows at $67.
Cheapest cars to insure in California
California has its own car insurance landscape, with rates and coverage requirements that differ from other parts of the country, for example, California also prohibits insurers from using credit history under Proposition 103. Picking a vehicle that’s cheap to insure can help California drivers keep monthly costs in check. The cheapest cars to insure in California tend to be practical SUVs, midsize sedans and family-friendly crossovers that insurers view as lower-risk.
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| Honda Odyssey | $58 | $90 | $1,081 |
| Buick Regal | $61 | $109 | $1,311 |
| Toyota Sienna | $61 | $97 | $1,163 |
| GMC Terrain Slt | $61 | $91 | $1,088 |
| Subaru Outback | $61 | $106 | $1,269 |
| Subaru Legacy | $62 | $111 | $1,332 |
| Dodge Grand | $62 | $90 | $1,075 |
| Subaru Ascent | $62 | $105 | $1,266 |
| GMC Acadia Sle | $62 | $88 | $1,053 |
| Chrysler Pacifica | $63 | $101 | $1,215 |
| Rivian R1s | $63 | $102 | $1,229 |
| Subaru Forester | $63 | $103 | $1,231 |
| RAM 2500 | $63 | $92 | $1,109 |
| Kia Sedona | $64 | $91 | $1,089 |
| Buick Enclave | $64 | $102 | $1,224 |
| Hyundai Palisade | $64 | $102 | $1,222 |
| Chevrolet Tahoe | $64 | $97 | $1,167 |
| Nissan Titan | $64 | $92 | $1,107 |
| Toyota Highlander | $64 | $101 | $1,216 |
| Ford Expedition | $65 | $98 | $1,178 |
| GMC Sierra C1500 | $65 | $95 | $1,135 |
| Hyundai Veloster | $65 | $105 | $1,257 |
| Ford Flex | $65 | $99 | $1,182 |
| Mazda Cx-90 | $65 | $104 | $1,253 |
| Volkswagen Atlas | $65 | $103 | $1,241 |
| INFINITI Qx50 | $66 | $104 | $1,254 |
| Honda Pilot | $66 | $104 | $1,249 |
| Cadillac Xt5 | $66 | $114 | $1,367 |
| Toyota 4runner | $66 | $101 | $1,216 |
| Toyota Grand | $66 | $103 | $1,239 |
| GMC Sierra K1500 Elevati | $67 | $103 | $1,242 |
| Hyundai Venue | $67 | $120 | $1,437 |
| Audi Q5 | $67 | $135 | $1,615 |
| Chevrolet Traverse | $67 | $101 | $1,212 |
| Chevrolet Corvette | $67 | $226 | $2,708 |
| Chrysler 200 | $67 | $109 | $1,312 |
| Kia Telluride | $67 | $102 | $1,229 |
| Toyota Rav4 | $67 | $111 | $1,330 |
| Hyundai Santa | $67 | $108 | $1,298 |
| Chevrolet Trailblazer | $67 | $109 | $1,308 |
| GMC Sierra K1500 Slt | $67 | $99 | $1,191 |
| Audi Q7 | $67 | $108 | $1,300 |
| Honda Cr-V | $67 | $115 | $1,375 |
| Ford Edge | $67 | $119 | $1,427 |
| Chevrolet C1500 | $67 | $99 | $1,189 |
| Acura Rdx | $68 | $108 | $1,290 |
| Buick Encore | $68 | $109 | $1,305 |
| Honda Ridgeline | $68 | $102 | $1,222 |
| Chevrolet Volt | $68 | $112 | $1,348 |
| Chevrolet Equinox | $68 | $109 | $1,305 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway: In California, the Honda Odyssey is the cheapest car to insure with quotes from $58 per month.
Cheapest cars to insure in Florida
Florida has its own unique mix of factors that influence car insurance rates, including the state’s no-fault insurance system and weather-related risks. The cheapest cars to insure in Florida tend to be pickup trucks, midsize SUVs and family-friendly crossovers that insurers consider lower-risk.
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| Subaru Crosstrek | $52 | $83 | $995 |
| Subaru Outback | $52 | $80 | $954 |
| Nissan Titan | $54 | $82 | $989 |
| Subaru Forester | $54 | $83 | $994 |
| Ford Maverick | $55 | $83 | $999 |
| Toyota Tundra | $56 | $86 | $1,028 |
| Chevrolet Colorado | $56 | $91 | $1,093 |
| Ford F-150 | $56 | $89 | $1,068 |
| Cadillac Xt5 | $57 | $95 | $1,145 |
| Jeep Gladiator | $57 | $85 | $1,026 |
| Chevrolet Silverado | $57 | $87 | $1,041 |
| RAM 1500 | $59 | $92 | $1,102 |
| Ford Edge | $60 | $97 | $1,164 |
| RAM Ram | $60 | $95 | $1,140 |
| Honda Pilot | $60 | $98 | $1,172 |
| Chrysler Pacifica | $60 | $94 | $1,127 |
| Nissan Frontier | $60 | $90 | $1,084 |
| Toyota Tacoma | $60 | $95 | $1,138 |
| Ford Bronco | $61 | $107 | $1,279 |
| Ford Explorer | $61 | $96 | $1,150 |
| Volkswagen Tiguan | $61 | $98 | $1,175 |
| Audi Q5 | $61 | $95 | $1,142 |
| Toyota 4runner | $61 | $99 | $1,188 |
| Tesla Model Y | $62 | $105 | $1,258 |
| Volkswagen Atlas | $62 | $97 | $1,166 |
| Hyundai Palisade | $62 | $95 | $1,142 |
| Toyota Highlander | $63 | $96 | $1,147 |
| Jeep Wrangler | $63 | $98 | $1,176 |
| BMW X3 | $63 | $109 | $1,309 |
| Honda Cr-V | $63 | $102 | $1,223 |
| Buick Encore | $63 | $94 | $1,128 |
| Hyundai Santa | $63 | $101 | $1,207 |
| Mazda Cx-5 | $64 | $107 | $1,285 |
| Ford Escape | $64 | $107 | $1,283 |
| Chevrolet Traverse | $65 | $100 | $1,205 |
| BMW X5 | $65 | $108 | $1,301 |
| Mazda 3 | $65 | $110 | $1,319 |
| Jeep Cherokee | $65 | $105 | $1,264 |
| Lexus Nx | $65 | $103 | $1,232 |
| Mazda Cx-30 | $65 | $107 | $1,285 |
| Jeep Grand | $65 | $106 | $1,272 |
| Hyundai Kona | $66 | $104 | $1,245 |
| Nissan Pathfinder | $66 | $102 | $1,225 |
| Mercedes-Benz Glc | $66 | $105 | $1,265 |
| Kia Telluride | $66 | $106 | $1,275 |
| Dodge Grand | $66 | $105 | $1,261 |
| Toyota Prius | $66 | $105 | $1,263 |
| Hyundai Tucson | $67 | $109 | $1,306 |
| Mercedes-Benz E | $67 | $108 | $1,294 |
| Nissan Murano | $68 | $109 | $1,304 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Subaru Crosstrek tops Florida’s cheapest list at $52 per month, followed by the Subaru Outback and Nissan Titan.
Cheapest cars to insure in Michigan
Michigan’s no-fault insurance system shapes the cost of coverage in the state, with personal injury protection adding an extra layer of cost compared to many other places. The cheapest cars to insure in Michigan tend to be domestic pickup trucks, midsize SUVs and family-friendly crossovers.
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| Chevrolet Silverado | $69 | $128 | $1,533 |
| RAM Ram | $74 | $136 | $1,632 |
| Ford Edge | $76 | $152 | $1,818 |
| GMC Terrain Sle | $81 | $157 | $1,882 |
| Ford Escape | $84 | $154 | $1,844 |
| Jeep Cherokee | $85 | $159 | $1,902 |
| Chevrolet Traverse | $88 | $156 | $1,875 |
| Chevrolet Equinox | $88 | $162 | $1,943 |
| Ford Explorer | $89 | $164 | $1,968 |
| Ford Fusion | $89 | $157 | $1,885 |
| Jeep Grand | $90 | $168 | $2,014 |
| Jeep Compass | $91 | $164 | $1,963 |
| Nissan Rogue | $92 | $157 | $1,885 |
| Chevrolet Blazer | $92 | $178 | $2,133 |
| Chevrolet Trax | $93 | $163 | $1,957 |
| Chevrolet Cruze | $94 | $160 | $1,926 |
| Buick Encore | $95 | $167 | $1,999 |
| Honda Civic | $95 | $209 | $2,510 |
| Dodge Journey | $98 | $175 | $2,102 |
| Hyundai Elantra | $107 | $196 | $2,355 |
| Chevrolet Malibu | $112 | $202 | $2,428 |
| Nissan Altima | $112 | $201 | $2,414 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Chevrolet Silverado leads Michigan’s list at $69 per month, with the RAM Ram close behind at $74.
Cheapest cars to insure in Arizona
Arizona has a relatively favorable car insurance environment, with pricing influenced by factors like population density, weather risks and state coverage requirements. The cheapest cars to insure in Arizona tend to be compact and midsize SUVs, family sedans and small crossovers that insurers consider lower-risk.
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| Toyota Rav4 | $58 | $92 | $1,109 |
| Honda Cr-V | $61 | $90 | $1,081 |
| Tesla Model Y | $62 | $100 | $1,195 |
| Ford Edge | $65 | $95 | $1,136 |
| Toyota Highlander | $66 | $100 | $1,199 |
| Toyota Prius | $68 | $104 | $1,246 |
| Hyundai Tucson | $69 | $100 | $1,197 |
| Volkswagen Tiguan | $69 | $121 | $1,453 |
| Nissan Kicks | $70 | $106 | $1,275 |
| Toyota Tacoma | $71 | $120 | $1,442 |
| Mazda Cx-5 | $71 | $117 | $1,400 |
| Kia Sorento | $71 | $105 | $1,266 |
| Hyundai Kona | $72 | $109 | $1,309 |
| Hyundai Santa | $72 | $115 | $1,382 |
| Ford Escape | $72 | $110 | $1,316 |
| Ford Explorer | $72 | $121 | $1,456 |
| Buick Encore | $73 | $109 | $1,310 |
| GMC Terrain Sle | $73 | $111 | $1,329 |
| Nissan Rogue | $74 | $106 | $1,273 |
| Honda Hr-V | $74 | $109 | $1,307 |
| Jeep Compass | $74 | $112 | $1,347 |
| Nissan Pathfinder | $75 | $109 | $1,305 |
| Chevrolet Silverado | $75 | $128 | $1,540 |
| Chevrolet Equinox | $75 | $117 | $1,410 |
| Kia Sportage | $75 | $110 | $1,319 |
| Ford F-150 | $76 | $126 | $1,507 |
| Chevrolet Colorado | $76 | $114 | $1,362 |
| Honda Accord | $77 | $131 | $1,574 |
| Kia Soul | $77 | $113 | $1,354 |
| Toyota Camry | $77 | $123 | $1,481 |
| Jeep Wrangler | $77 | $122 | $1,464 |
| Kia K5 | $79 | $117 | $1,406 |
| RAM 1500 | $79 | $125 | $1,501 |
| Chevrolet Trax | $79 | $117 | $1,408 |
| Honda Civic | $80 | $140 | $1,675 |
| Chevrolet Traverse | $80 | $119 | $1,431 |
| Kia Forte | $80 | $137 | $1,644 |
| Mitsubishi Outlander | $82 | $122 | $1,464 |
| RAM Ram | $82 | $122 | $1,465 |
| Tesla Model 3 | $82 | $130 | $1,557 |
| Toyota Corolla | $82 | $135 | $1,624 |
| Volkswagen Jetta | $82 | $132 | $1,580 |
| Dodge Durango | $84 | $143 | $1,718 |
| Jeep Cherokee | $84 | $141 | $1,689 |
| Jeep Grand | $84 | $138 | $1,656 |
| Jeep Renegade | $85 | $152 | $1,828 |
| Nissan Versa | $85 | $137 | $1,649 |
| Hyundai Elantra | $85 | $134 | $1,614 |
| Nissan Sentra | $86 | $134 | $1,613 |
| Ford Focus | $86 | $135 | $1,617 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:Arizona’s cheapest car to insure is the Toyota Rav4 at $58 per month, followed by the Honda Cr-V and Tesla Model Y.
Cheapest cars to insure in Texas
Texas drivers have plenty of options when it comes to finding a vehicle that’s cheap to insure. The cheapest cars to insure in Texas tend to be family-friendly SUVs, midsize crossovers, minivans and even some entry-level luxury models that insurers see as lower-risk.
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|---|---|---|
| Subaru Outback | $60 | $97 | $1,159 |
| Volvo Xc60 | $63 | $105 | $1,260 |
| Subaru Crosstrek | $65 | $99 | $1,185 |
| Subaru Forester | $65 | $102 | $1,224 |
| Kia Telluride | $67 | $112 | $1,343 |
| Lexus Rx | $68 | $107 | $1,279 |
| Hyundai Palisade | $68 | $103 | $1,241 |
| Tesla Model Y | $69 | $123 | $1,481 |
| Toyota Sienna | $69 | $106 | $1,267 |
| Honda Odyssey | $69 | $102 | $1,221 |
| Volvo Xc90 | $70 | $109 | $1,304 |
| Ford Maverick | $71 | $113 | $1,358 |
| Volkswagen Atlas | $71 | $113 | $1,360 |
| Kia Niro | $71 | $116 | $1,388 |
| Audi Q5 | $71 | $119 | $1,430 |
| Chrysler Pacifica | $72 | $107 | $1,289 |
| Toyota Highlander | $72 | $117 | $1,405 |
| Honda Cr-V | $72 | $113 | $1,358 |
| Mazda Cx-50 | $72 | $115 | $1,380 |
| Subaru Wrx | $73 | $139 | $1,670 |
| Nissan Ariya | $73 | $127 | $1,530 |
| BMW X3 | $73 | $123 | $1,482 |
| Honda Passport | $74 | $112 | $1,346 |
| Audi Q7 | $74 | $122 | $1,470 |
| Mazda Cx-5 | $74 | $125 | $1,502 |
| MINI Cooper | $74 | $125 | $1,502 |
| Mercedes-Benz Glc | $75 | $128 | $1,534 |
| Buick Enclave | $75 | $116 | $1,395 |
| Dodge Grand | $75 | $118 | $1,417 |
| Mazda Cx-9 | $75 | $113 | $1,360 |
| Toyota Rav4 | $75 | $117 | $1,408 |
| Ford F150 Xlt | $75 | $128 | $1,540 |
| Ford Bronco | $75 | $128 | $1,533 |
| Acura Mdx | $75 | $121 | $1,455 |
| Ford Expedition | $76 | $122 | $1,465 |
| Volkswagen Tiguan | $76 | $123 | $1,474 |
| Volkswagen Taos | $76 | $126 | $1,507 |
| Mitsubishi Eclipse | $76 | $120 | $1,438 |
| Toyota 4runner | $77 | $129 | $1,542 |
| Volvo S60 | $77 | $129 | $1,554 |
| Audi Q3 | $77 | $136 | $1,631 |
| Honda Pilot | $77 | $121 | $1,451 |
| BMW X5 | $77 | $126 | $1,510 |
| Ford Explorer | $78 | $125 | $1,494 |
| Chevrolet Trailblazer | $78 | $129 | $1,549 |
| Nissan Frontier | $78 | $123 | $1,473 |
| Toyota C-Hr | $78 | $121 | $1,450 |
| Kia Seltos | $78 | $138 | $1,656 |
| Ford Ranger | $78 | $139 | $1,662 |
| Ford Edge | $78 | $127 | $1,527 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Subaru Outback is the cheapest car to insure in Texas at $60 per month, followed by the Volvo Xc60.
Are hybrid cars more expensive to insure?
Hybrid cars are often more expensive to insure than their gas counterparts, though the difference varies by model and isn’t always significant. Hybrids tend to have pricier replacement parts, specialized batteries and more expensive repair labor, all of which can drive up insurance costs. That said, certain hybrid versions actually cost less to insure than the gas equivalent, often because the hybrid trim attracts a different driver demographic.
Hybrid is more expensive than gas
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|---|---|
| Ford Escape Titanium | $306 | $272 |
| Ford Explorer Limited | $326 | $286 |
| Ford Maverick Xlt | $320 | $298 |
| Honda CR-V Touring | $329 | $272 |
| Hyundai Tucson Limited | $335 | $303 |
| Kia Sportage Sx Prestige | $332 | $322 |
| Toyota Camry Le | $419 | $373 |
| Toyota Corolla Le | $423 | $419 |
| Toyota Sienna Le | $332 | $289 |
| Toyota Tundra Crewmax Limit | $355 | $333 |
Based on Jerry customers with clean driving records who received state minimum coverage insurance quotes for known vehicles with both hybrid and gas engine variants in the past 12 months. Savings depend on coverage, location, vehicle configuration, and other factors. Potential savings will vary.
Gas is more expensive than hybrid
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|---|---|
| Hyundai Santa Fe Limited | $298 | $303 |
| Kia Sorento S | $307 | $319 |
| Toyota Camry Xse | $390 | $392 |
Based on Jerry customers with clean driving records who received state minimum coverage insurance quotes for known vehicles with both hybrid and gas engine variants in the past 12 months. Savings depend on coverage, location, vehicle configuration, and other factors. Potential savings will vary.
Key takeaway:Among models offered in both versions, hybrid trims usually cost more to insure than gas. The Toyota Camry Le shows this pattern, while the Kia Sorento S is one exception.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.
