Car Insurance in California by City

Written by Kevin Berry and 1 other
Updated Apr 28, 2026

Shopping around is a key step in making sure you get a competitive car insurance rate in California.

California road sign

There are several factors that go into determining your car insurance rate, and your specific location within the state of California is likely to be one of the larger variables.

Shopping around for multiple car insurance quotes in your city is a good way to make sure you’re getting a good deal. Whether you’re in Southern California, the Bay Area or somewhere in between, getting multiple quotes will help you find a competitive rate.

Below you will be able to check car insurance prices from a variety of companies across several cities in California. Find your city, or one nearby, to get a sense of what you could pay while you’re shopping for car insurance.

SIMPLIFY YOUR CALIFORNIA CAR INSURANCE IN MINUTES

Car insurance in Anaheim, CA

For Orange County residents in the Anaheim area, look to companies like Progressive, Aspire or National General which have often provided Jerry customers with affordable car insurance quotes.

Insurance Company
Avg Monthly Quote
Foremost$126
Mapfre$171
Anchor General$173
Aspire Advantage$187
Bluefire$197
Last Updated Oct. 20, 2026

Car insurance in Chula Vista, CA

Down south in the Chula Vista area, you’ll find plenty of good car insurance options from companies like Aspire, Dairyland or Progressive who have often quoted Jerry customers prices below the California state average.

Insurance Company
Avg Monthly Quote
Aspire Advantage$125
Anchor General$135
Bluefire$148
Root$151
Foremost$152
Last Updated Oct. 20, 2026

Car insurance in Fontana, CA

For those living in Fontana, you can often find good car insurance rates with places like Dairyland, Aspire and Mercury.

Insurance Company
Avg Monthly Quote
Anchor General$166
Bluefire$173
Aspire Advantage$185
Mapfre$190
Root$218
Last Updated Oct. 20, 2026
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Fremont, CA

If you’re a resident in Fremont looking for auto insurance coverage, Jerry customers have often gotten good rates with the likes of Aspire, Progressive and National General.

Insurance Company
Avg Monthly Quote
Foremost$134
Bluefire$159
Mapfre$167
Root$173
Anchor General$191
Last Updated Oct. 20, 2026

Car insurance in Hemet, CA

In Hemet, insurers such as Progressive, Bluefire or Aspire have often quoted Jerry customers rates below the California state average.

Insurance Company
Avg Monthly Quote
Foremost$133
Anchor General$139
Aspire Advantage$160
Bluefire$163
Mapfre$174
Last Updated Oct. 20, 2026

Car insurance in Lancaster, CA

For those shopping for car insurance in Lancaster, compare quotes from providers like Progressive, National General and Aspire to find affordable rates in your city.

Insurance Company
Avg Monthly Quote
Mapfre$177
First Acceptance$178
Anchor General$189
Bluefire$191
Aspire Advantage$198
Last Updated Oct. 20, 2026
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Merced, CA

You can often get cheap car insurance in Merced, California by checking out quotes from insurance companies like Progressive, Mercury and Anchor General.

Insurance Company
Avg Monthly Quote
Foremost$69
Aspire Advantage$130
Anchor General$134
Bluefire$140
Mapfre$152
Last Updated Oct. 20, 2026

Car insurance in Pasadena, CA

Car insurance can be expensive in the Pasadena area but companies like Progressive, Aspire and Dairyland have often quoted Jerry customers solid rates that are less than the California state average.

Insurance Company
Avg Monthly Quote
Bluefire$223
Mercury$223
Anchor General$227
Root$231
First Acceptance$231
Last Updated Oct. 20, 2026

Car insurance in Redding, CA

You are likely to find several solid options for car insurance in the Redding area including the likes of Progressive, National General and Aspire.

Insurance Company
Avg Monthly Quote
First Acceptance$81
Aspire Advantage$103
Mapfre$104
Root$109
Anchor General$116
Last Updated Oct. 20, 2026
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Roseville, CA

For those in Roseville, check out insurers like National General, Aspire and Progressive who have shown to quote affordable rates for Jerry customers in the area.

Insurance Company
Avg Monthly Quote
Mapfre$153
Bluefire$156
Anchor General$159
Foremost$161
Root$194
Last Updated Oct. 20, 2026

Car insurance in Salinas, CA

If you need car insurance in Salinas, California compare rates from companies like Progressive, Aspire or National General.

Insurance Company
Avg Monthly Quote
First Acceptance$108
Aspire Advantage$125
Anchor General$126
Foremost$127
Bluefire$134
Last Updated Oct. 20, 2026

Car insurance in Santa Maria, CA

In need of car insurance in Santa Maria, California? Get quotes from places like Aspire, Anchor General or National General who have often found affordable rates for Jerry users.

Insurance Company
Avg Monthly Quote
Aspire Advantage$117
Bluefire$118
Anchor General$131
Mapfre$136
Root$138
Last Updated Oct. 20, 2026
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Santa Rosa, CA

In the Santa Rosa area you will likely find several affordable car insurance options from companies like Dairyland, Aspire and Anchor General.

Insurance Company
Avg Monthly Quote
Foremost$108
Mapfre$141
Aspire Advantage$157
Bluefire$158
Root$174
Last Updated Oct. 20, 2026

Car insurance in Temecula, CA

Companies like Aspire as well as Anchor General and Progressive are good bets to find affordable car insurance in the city of Temecula.

Insurance Company
Avg Monthly Quote
Bluefire$161
Aspire Advantage$164
Anchor General$166
Root$181
Mapfre$185
Last Updated Oct. 20, 2026

Car insurance in Torrance, CA

For below-average car insurance pricing in the Torrance area, get quotes from places like Aspire or National General so you can compare multiple prices at once.

Insurance Company
Avg Monthly Quote
Bluefire$192
Mercury$193
Mapfre$196
Anchor General$200
Foremost$201
Last Updated Oct. 20, 2026

Methodology

Data for all tables includes quotes after 1/1/25 for Jerry customers in the designated city with no violations.

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Our experts
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Kevin Berry

Kevin Berry is the Senior Director of Content at Jerry and has been working in the digital content space since 2011 across the car insurance/repair, personal finance, travel and sports industries. Prior to Jerry, Kevin was a content team lead at NerdWallet overseeing the Multimedia Production and Travel Rewards teams. Previously, he worked for NBC Sports, Comcast Cable and Nike. He has a Master`s Degree from Arkansas State and a Bachelor`s from Oregon State University.

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Lacie Glover

Lacie Glover is a Lead Writer and Editor with sixteen years’ experience in the insurance category. Prior to Jerry, she spent more than a decade on NerdWallet’s content team writing, editing and then overseeing the auto insurance category, as well as dabbling in other insurance and automotive topics. Prior to her career in the online personal finance content space, Lacie spent time in the hard sciences, in clinical research and chemistry labs. She has a bachelor’s degree from Colorado State University.

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