Car insurance prices vary more by company than most drivers realize. The right insurer depends on your state, your driving history and how each company weighs those factors. Based on Jerry’s data, full coverage quotes among the carriers on this page range from under $318 per month on the low end to over $357 per month for drivers with clean records. All figures come from real quotes received by Jerry drivers in the past 12 months. The comparison table below shows overall averages for each carrier; scroll down for a state-by-state breakdown.

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How much does AAA car insurance cost?

AAA car insurance is sold through regional member clubs, and membership is generally required to purchase or renew a policy.

AAA is the 29th -most popular carrier in terms of policies sold through Jerry. The table below shows average full coverage quotes across the 10 states where AAA data is available.

How much does Assurance America car insurance cost?

Assurance America is a non-standard insurer offering same-day coverage and flexible payment options, primarily for high-risk drivers. This carrier currently offers coverage in 13 states.

Among all carriers in this dataset, AssuranceAmerica ranks ninth by policies sold through Jerry. The table below shows what Jerry drivers have received as full coverage quotes for Assurance America, state by state.

How much does Bluefire car insurance cost?

Bluefire operates as a managing general agent (MGA), not an insurance carrier itself. It distributes non-standard auto coverage through independent agents, with policies actually underwritten by partner carriers such as Integon National, Equity Insurance Company and Home State County Mutual. Bluefire It’s based in Irving, TX, and operates in roughly 10 states. Bluefire specializes in drivers who are harder to insure, including those with tickets, accidents, DUIs, or coverage lapses.

Bluefire ranks fifth in Jerry’s dataset by policies sold. See the chart below for a state-by-state breakdown of Bluefire full coverage quotes from Jerry’s data.

How much does Bristol West car insurance cost?

Bristol West is a Farmers Insurance Group subsidiary specializing in non-standard auto coverage. Coverage is offered in 43 states with SR-22 and FR-44 filing available for drivers who need proof of financial responsibility after a DUI or serious violation.

Bristol West is the sixth -most popular carrier by policies sold through Jerry, making it one of the top-selling carriers in this dataset. Based on Jerry’s data, the table below shows average Bristol West full coverage rates across 42 states.

How much does CLEARCOVER car insurance cost?

Clearcover is an insurtech carrier specializing in auto insurance, known for its app-based experience and AI-powered claims handling. It operates in roughly 19 states and targets price-sensitive drivers looking for a low-touch digital experience.

In terms of policies sold, Clearcover is the seventh -most popular carrier in Jerry’s dataset by policies sold. Jerry’s data spans 19 states; the table below shows the full breakdown.

How much does Dairyland car insurance cost?

Dairyland is a personal lines subsidiary of Sentry Insurance, offering non-standard auto coverage since 1953 and motorcycle insurance for over 60 years. It offers many coverages that other non-standard carriers don’t, like gap insurance and ATV/RV policies.

Dairyland ranks 31st among carriers in this dataset by policies sold through Jerry. The table below reflects average full coverage quotes across 0 states.

How much does Electric car insurance cost?

Electric is the third -best-selling carrier in Jerry’s dataset. Below are average Electric full coverage quotes from Jerry drivers in each state.

How much does Embark General car insurance cost?

Embark General is a regional insurer offering coverage to Jerry drivers in Alabama, California, Florida, Georgia, Massachusetts, Pennsylvania and Texas.

Embark General is the 11th -best-selling carrier in Jerry’s dataset. Below are average Embark General full coverage quotes from Jerry drivers in each state.

How much does First Acceptance car insurance cost?

First Acceptance is a Nashville-based non-standard auto insurer, founded in 1969. It writes coverage for high-risk drivers through a network of independent agents in 14 states.

First Acceptance ranks 31st by policies sold among carriers in Jerry’s data. The table below shows average full coverage quotes from Jerry’s data, by state.

How much does Gainsco car insurance cost?

GAINSCO is a State Farm-owned non-standard insurer focused on minimum-limits personal auto coverage. It offers coverage in 22 states.

GAINSCO is the 18th -most popular carrier in Jerry’s dataset by policies sold. Jerry’s data covers 22 states — see the breakdown below.

How much does Geico car insurance cost?

GEICO is one of the largest auto insurers in the United States by market share, known for affordable rates, strong digital tools and broad discount programs.

The table below shows average GEICO full coverage quotes across 42 states.

How much does Home State car insurance cost?

Home State is the Texas-only brand of Home State County Mutual Insurance Company, a Waco-based carrier chartered in 1948 that specializes in non-standard auto coverage. It distributes through independent agents and also serves as a fronting carrier for other MGAs selling high-risk policies in Texas.

Home State ranks 19th in Jerry’s dataset by policies sold. Jerry’s data for Home State covers Texas only; the table below shows the average full coverage quote.

How much does Infinity car insurance cost?

Infinity Insurance is a Kemper subsidiary specializing in non-standard auto coverage and SR-22 filings. Following Kemper’s $1.4 billion acquisition in 2018, Infinity’s non-California business was migrated to the Kemper Auto brand, and Infinity is now a California-only operation in runoff — servicing existing policies but no longer writing new ones.

Infinity is the 30th -most popular carrier in Jerry’s dataset by policies sold. But because Infinity is no longer actively writing policies, the state-by-state quotes below may reflect historical data rather than current availability.

How much does Kemper car insurance cost?

Kemper is a Chicago-based insurance group, founded in 1912, that specializes in non-standard auto coverage for high-risk drivers. It’s the parent of Infinity Insurance and several other specialty brands, and exited the preferred/standard auto market in 2023 to concentrate on specialty lines.

By policies sold, Kemper ranks 10th among carriers in Jerry’s data by policies sold. Below is the average Kemper full coverage quote from Jerry’s data in the states represented.

How much does Liberty Mutual car insurance cost?

Liberty Mutual is one of the largest auto insurers in the U.S. by market share. It’s known for a wide menu of optional coverages like Better Car Replacement, New Car Replacement, and gap insurance, as well as its RightTrack telematics program, which offers discounts of up to 30% for safe driving.

Liberty Mutual is the 27th -best-selling carrier in Jerry’s dataset. The table below shows what Jerry drivers have paid for Liberty Mutual full coverage across 42 states.

How much does Mendota car insurance cost?

Mendota Insurance is a Nashville-based non-standard auto carrier, in business since 1989, that writes coverage for drivers with DUIs, tickets, accidents, or coverage lapses. It sells exclusively through independent agents in roughly 10 states and is owned by Premier Holdings.

Mendota ranks 21st in Jerry’s dataset by policies sold. Jerry’s data covers the states where Mendota actively writes business; the table below shows the full breakdown.

How much does Mercury car insurance cost?

Mercury Insurance is a California-based carrier founded in 1961, offering personal auto, homeowners and renters insurance across 11 states through a network of more than 8,000 independent agents. Headquartered in Brea, California, Mercury is the leading independent-agency auto insurance writer in California and one of the state’s largest private passenger auto insurers overall.

Among carriers in this dataset, Mercury ranks 13th by policies sold through Jerry. See below for average full coverage quotes in the 10 states where Mercury data is available.

How much does National General car insurance cost?

National General is an Allstate subsidiary, founded in 1939, that serves both standard and non-standard drivers through independent agents. Alongside personal auto, its coverage extends to RVs, motorcycles, and commercial vehicles.

National General is the 28th -most popular carrier in Jerry’s dataset by policies sold — one of the top-selling carriers here. The table below shows average full coverage quotes across 39 states.

How much does Plymouth Rock car insurance cost?

Plymouth Rock Assurance is a Northeast auto insurer operating in six states. It offers optional features like accident forgiveness and Deductible Dollars — $50 in collision deductible credits for each claim-free year.

Plymouth Rock ranks 14th in Jerry’s dataset by policies sold. Jerry’s data covers three states; the breakdown below shows average full coverage quotes by state.

How much does Progressive car insurance cost?

Progressive is one of the largest auto insurers in the country by market share, consistently ranking in the top three nationally. It offers the Snapshot telematics program, which can earn safe drivers discounts based on real driving behavior, and is one of the few major carriers that will file SR-22s in every state that requires them.

Progressive ranks 26th in Jerry’s dataset by policies sold. Jerry’s data covers 47 states — the broadest in this dataset; the table below shows state-by-state averages.

How much does ROOT car insurance cost?

Root Insurance is an Ohio-based insurtech that prices auto coverage primarily on driving behavior rather than demographics. Before issuing a quote, Root requires a two- to three-week “test drive,” during which its app uses your smartphone’s sensors to measure habits like braking, turning, driving times and distracted driving. Drivers who score well can qualify for discounted rates; those who score poorly may not be offered coverage at all.

Root ranks 16th among carriers in this dataset by policies sold through Jerry. Based on Jerry’s data, the table below shows average Root full coverage rates across 33 states.

How much does The General car insurance cost?

The General joined Sentry Insurance in January 2025 through a $1.7 billion acquisition and is now Sentry’s flagship brand for non-standard auto. A direct-to-consumer specialist founded in 1963, it focuses on drivers with violations, lapses or SR-22 requirements.

By policies sold, The General ranks 17th among carriers in Jerry’s data. See below for average full coverage quotes in the 0 states where The General data is available.

How much does Trexis car insurance cost?

Trexis is a Franklin, Tennessee-based non-standard and mid-market auto carrier, founded in 1997 and part of the Alfa Insurance family. It sells through independent agents across roughly 10 states in the South and Midwest.

Trexis ranks 20th in Jerry’s dataset by policies sold. Jerry’s data covers 13 states; the table below shows the state-by-state breakdown.