Polestar has announced discounts of up to $25,000 off its cars as it exits the U.S. market due to the government’s Connected Vehicles Rule that no longer allows automakers with close ties to China or Russia from selling connected vehicles with certain software starting from model year 2027. Polestar is majority-owned by China’s Geely.

Through July 31, 2026, Polestar is taking up to $25,000 off the Polestar 4, dropping it to roughly $32,000, and taking $23,000 off the Polestar 3.

That clearance makes certain Polestars cheap to buy right now, but not always cheap to insure. Jerry’s quote data shows the Polestar 2 averages $461 a month, more than a Tesla Model Y, which averages at about $420, and most other popular EVs.

Those figures come from 28,305 real Polestar quotes drivers received through Jerry between January 2024 and July 2026. These are actual quotes, not modeled estimates.

Jerry pulls up to 20 quotes from top rated carriers.

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How much does Polestar insurance cost?

Here is what Polestar drivers are actually quoted through Jerry, by model.

Your Polestar rate depends on your ZIP code, your driving record and whether you carry full coverage. The Polestar 2 and Polestar 3 land near the top for electric car insurance costs.

Polestar vs. other electric cars

The Polestar 2 and Polestar 3 land on the expensive end of this 10-EV set. The Polestar 3 is the priciest at about $497 a month, and even the Polestar 2 (at $461/mo) costs more to insure than a Tesla Model Y (at $420/mo).

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Our goal is clear, trustworthy information.

Our content is created, edited and fact checked by a team of licensed insurance agents, automotive pros and experienced journalists who know the industry inside and out. Facts are thoroughly researched, verified and kept current, and our editorial team is separate from our business partners, so our opinions & tips are unbiased. All insights drawn from Jerry’s proprietary, aggregated customer auto insurance quotes data provide unique, real-world guidance.

Our experts

Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

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Stephanie Colestock

Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.

Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.

When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.

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