The car you drive plays a big role in what you pay for car insurance. The cheapest cars to insure tend to be family-friendly SUVs, minivans and pickup trucks, while the most expensive are typically luxury vehicles, sports cars and high-performance sedans. Below, you’ll find the cheapest and most expensive cars to insure across different categories, age groups and states, based on real Jerry quote data from the past 12 months.
Jerry pulls up to 20 quotes from top rated carriers.
Cheapest car to insure
The cheapest cars to insure tend to be family-oriented vehicles like SUVs, minivans, midsize sedans and full-size pickup trucks. Insurance companies generally see these vehicles as lower-risk because they’re typically driven by safer demographics like parents and commuters, and they tend to have moderate repair costs and strong safety features.
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|---|---|---|
| Subaru Outback | $55 | $107 | $1,283 |
| Subaru Ascent | $56 | $106 | $1,274 |
| Chrysler Voyager | $56 | $104 | $1,245 |
| GMC Acadia Denali | $56 | $110 | $1,320 |
| Volvo V60 | $57 | $118 | $1,422 |
| Toyota Land | $57 | $103 | $1,230 |
| GMC Terrain Denali | $58 | $110 | $1,317 |
| Subaru Forester | $58 | $107 | $1,285 |
| Honda Odyssey | $58 | $113 | $1,358 |
| Chrysler Pacifica | $60 | $108 | $1,295 |
| Lincoln Nautilus | $60 | $127 | $1,525 |
| Ford F350 Super Duty | $60 | $115 | $1,375 |
| Subaru Crosstrek | $60 | $111 | $1,335 |
| Chrysler Town | $60 | $118 | $1,412 |
| Hyundai Palisade | $61 | $110 | $1,323 |
| Toyota Sienna | $61 | $124 | $1,493 |
| GMC Terrain At4 | $62 | $124 | $1,486 |
| Subaru Legacy | $62 | $127 | $1,527 |
| Honda Ridgeline | $62 | $108 | $1,292 |
| Mazda Cx-90 | $62 | $133 | $1,590 |
| Dodge Grand | $62 | $110 | $1,321 |
| Toyota Sequoia | $62 | $131 | $1,568 |
| Rivian R1s | $63 | $104 | $1,253 |
| GMC Terrain Sl | $63 | $115 | $1,375 |
| Kia Telluride | $63 | $114 | $1,371 |
| Buick Envision | $63 | $117 | $1,403 |
| Lincoln Mkx | $63 | $128 | $1,531 |
| Buick Lacrosse | $63 | $134 | $1,608 |
| Mazda Cx-70 | $63 | $144 | $1,732 |
| Toyota Grand | $63 | $132 | $1,582 |
| Ford Bronco | $63 | $120 | $1,442 |
| Buick Enclave | $63 | $113 | $1,354 |
| GMC Yukon Denali Xl | $64 | $116 | $1,393 |
| GMC Acadia Slt | $64 | $124 | $1,490 |
| Volkswagen Atlas | $64 | $116 | $1,394 |
| Ford Edge | $64 | $121 | $1,454 |
| GMC Sierra C1500 Denali | $64 | $121 | $1,456 |
| Ford F150 Supercrew | $64 | $101 | $1,217 |
| GMC Sierra C1500 | $64 | $114 | $1,368 |
| GMC Sierra K2500 Denali | $64 | $115 | $1,383 |
| Toyota 4runner | $64 | $112 | $1,341 |
| Ford Ranger | $64 | $119 | $1,431 |
| Honda Passport | $65 | $116 | $1,391 |
| GMC Acadia Sl | $65 | $112 | $1,341 |
| Audi Q7 | $65 | $125 | $1,496 |
| Cadillac Xt6 | $65 | $144 | $1,724 |
| Ford Maverick | $65 | $109 | $1,307 |
| Ford F150 Xlt | $65 | $123 | $1,477 |
| GMC Canyon | $65 | $118 | $1,420 |
| GMC Acadia Slt-1 | $65 | $127 | $1,519 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Subaru Outback is the cheapest car to insure, with quotes from $55 per month. The Subaru Ascent and Chrysler Voyager round out the cheapest three vehicles to insure.
Most expensive cars to insure
On the other end of the spectrum, luxury vehicles, sports cars and high-performance sedans dominate the list of the most expensive cars to insure. These vehicles tend to cost more to repair, have pricier replacement parts, attract drivers who push their cars harder and are more likely to be involved in costly claims or stolen.
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|---|---|---|
| BMW 340i | $106 | $295 | $3,536 |
| Hyundai Genesis | $100 | $180 | $2,157 |
| Dodge Charger | $98 | $194 | $2,325 |
| BMW I5 | $96 | $175 | $2,101 |
| Toyota 86 | $95 | $172 | $2,069 |
| INFINITI Q50 | $94 | $204 | $2,449 |
| BMW M5 | $91 | $286 | $3,429 |
| Toyota Gr | $91 | $176 | $2,109 |
| BMW 740i | $90 | $239 | $2,866 |
| Land Rover Range Rover Velar S | $89 | $171 | $2,052 |
| BMW 428 | $88 | $203 | $2,439 |
| Dodge Challenger | $88 | $167 | $2,008 |
| Nissan Z | $88 | $179 | $2,149 |
| BMW 528i | $87 | $145 | $1,736 |
| BMW 535i | $86 | $186 | $2,235 |
| Toyota Mirai | $86 | $288 | $3,454 |
| BMW 320i | $86 | $164 | $1,969 |
| BMW 328i | $86 | $170 | $2,045 |
| BMW 330i | $86 | $232 | $2,789 |
| BMW 530e | $86 | $168 | $2,017 |
| BMW M3 | $86 | $253 | $3,040 |
| BMW 330xi | $86 | $261 | $3,131 |
| INFINITI Q60 | $86 | $179 | $2,143 |
| Ford Mustang | $85 | $171 | $2,054 |
| BMW M240i | $85 | $325 | $3,905 |
| Lexus Is | $85 | $168 | $2,016 |
| Ford F150 Xl | $85 | $167 | $2,005 |
| Kia Cadenza | $85 | $158 | $1,891 |
| Hyundai Sonata | $85 | $164 | $1,962 |
| BMW 530i | $85 | $182 | $2,190 |
| BMW 430xi | $85 | $241 | $2,897 |
| BMW 540i | $84 | $194 | $2,322 |
| Land Rover Range Rover Evoque S | $84 | $161 | $1,930 |
| Mercedes-Benz A | $84 | $179 | $2,154 |
| BMW 330e | $84 | $240 | $2,880 |
| BMW M340i | $84 | $267 | $3,209 |
| Chevrolet Impala | $84 | $149 | $1,783 |
| Chrysler 200 | $83 | $158 | $1,894 |
| Chrysler 300 | $83 | $164 | $1,964 |
| Jaguar Xe | $83 | $226 | $2,709 |
| Toyota Corona | $83 | $137 | $1,645 |
| Chevrolet Camaro | $83 | $196 | $2,350 |
| Kia K4 | $83 | $169 | $2,024 |
| Mercedes-Benz Cle | $83 | $170 | $2,046 |
| Nissan Sentra | $83 | $158 | $1,899 |
| Chrysler 300c | $83 | $149 | $1,791 |
| Kia Stinger | $83 | $172 | $2,062 |
| Mitsubishi Lancer | $83 | $159 | $1,904 |
| Nissan 370z | $83 | $153 | $1,842 |
| Acura Zdx | $82 | $186 | $2,234 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The BMW 340i leads the list of most expensive cars to insure, with quotes starting at $106 per month. The Hyundai Genesis is also among the priciest.
Cheapest cars to insure for young drivers
Drivers between the ages of 18 and 25 pay some of the highest car insurance rates of any age group, which means picking the right vehicle for your teen driver or young adult can save serious money. The cheapest cars to insure for young drivers tend to be practical SUVs, compact crossovers and family-friendly sedans rather than flashy or high-powered models.
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|---|---|---|
| Subaru Outback | $72 | $141 | $1,691 |
| Mazda Mx5 | $77 | $155 | $1,856 |
| Subaru Forester | $78 | $150 | $1,805 |
| Mazda Cx-50 | $80 | $167 | $2,004 |
| Subaru Crosstrek | $80 | $143 | $1,719 |
| GMC Terrain Slt | $80 | $161 | $1,933 |
| Ford Bronco | $82 | $158 | $1,896 |
| Volkswagen Atlas | $83 | $150 | $1,804 |
| Mazda Cx-3 | $83 | $169 | $2,022 |
| Chevrolet Trailblazer | $84 | $153 | $1,830 |
| Mazda Cx-9 | $84 | $163 | $1,959 |
| Lexus Rc | $85 | $169 | $2,025 |
| Toyota 4runner | $85 | $155 | $1,856 |
| Chevrolet Corvette | $86 | $220 | $2,637 |
| Mazda Cx-30 | $86 | $180 | $2,161 |
| Toyota Rav4 | $87 | $162 | $1,947 |
| Nissan Murano | $87 | $178 | $2,131 |
| Subaru Impreza | $87 | $159 | $1,909 |
| Buick Envision | $88 | $165 | $1,983 |
| Mazda Cx-5 | $89 | $173 | $2,073 |
| Ford Ranger | $89 | $168 | $2,017 |
| Kia Seltos | $89 | $172 | $2,063 |
| Subaru Wrx | $89 | $179 | $2,142 |
| Subaru Legacy | $89 | $182 | $2,188 |
| Honda Cr-V | $90 | $177 | $2,124 |
| Acura Rdx | $90 | $193 | $2,315 |
| Ford Explorer | $90 | $185 | $2,214 |
| Audi A5 | $91 | $277 | $3,328 |
| MINI Cooper | $91 | $165 | $1,981 |
| Hyundai Tucson | $92 | $169 | $2,026 |
| Volkswagen Gti | $92 | $201 | $2,412 |
| Ford Maverick | $92 | $157 | $1,879 |
| Lexus Nx | $92 | $186 | $2,232 |
| Ford Escape | $92 | $176 | $2,115 |
| Toyota Highlander | $92 | $188 | $2,254 |
| Nissan Pathfinder | $93 | $228 | $2,739 |
| Volkswagen Golf | $93 | $175 | $2,098 |
| Buick Encore | $93 | $171 | $2,057 |
| Chevrolet Equinox | $93 | $176 | $2,107 |
| Chevrolet Colorado | $93 | $176 | $2,116 |
| Volkswagen Tiguan | $93 | $174 | $2,082 |
| Tesla Model Y | $94 | $188 | $2,262 |
| Volkswagen Taos | $94 | $172 | $2,068 |
| Buick Envista | $94 | $181 | $2,169 |
| Mazda 3 | $94 | $186 | $2,236 |
| Hyundai Kona | $94 | $177 | $2,120 |
| Chevrolet Traverse | $94 | $173 | $2,075 |
| Chevrolet Blazer | $94 | $185 | $2,219 |
| Audi Q3 | $95 | $203 | $2,432 |
| Subaru Brz | $95 | $187 | $2,238 |
Based on Jerry customers between 18-25 years old (inclusive) with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:For drivers ages 18 to 25, the Subaru Outback is the cheapest car to insure at $72 per month, followed by the Mazda Mx5.
Cheapest sports cars to insure
Sports cars are some of the most expensive vehicles to insure. Insurers consider them riskier because they have powerful engines, are often driven aggressively and tend to be involved in costlier accidents. Even the cheapest sports cars to insure cost considerably more than typical SUVs or family sedans.
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|---|---|---|
| Chevrolet Corvette | $66 | $173 | $2,080 |
| Mazda Mx5 | $66 | $128 | $1,539 |
| Toyota Supra | $80 | $267 | $3,201 |
| Subaru Brz | $81 | $157 | $1,890 |
| Nissan 370z | $83 | $153 | $1,842 |
| Chevrolet Camaro | $83 | $196 | $2,350 |
| Ford Mustang | $85 | $171 | $2,054 |
| Dodge Challenger | $90 | $167 | $2,008 |
| Toyota 86 | $95 | $172 | $2,069 |
| Toyota Gr | $95 | $182 | $2,189 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:
The Chevrolet Corvette is the cheapest sports car to insure with quotes from $66 per month. The Mazda Mx5 follows at $66.
Cheapest cars to insure in California
California has its own car insurance landscape, with rates and coverage requirements that differ from other parts of the country, for example, California also prohibits insurers from using credit history under Proposition 103. Picking a vehicle that’s cheap to insure can help California drivers keep monthly costs in check. The cheapest cars to insure in California tend to be practical SUVs, midsize sedans and family-friendly crossovers that insurers view as lower-risk.
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|---|---|---|
| Honda Odyssey | $58 | $90 | $1,076 |
| Toyota Sienna | $60 | $97 | $1,160 |
| Buick Regal | $61 | $109 | $1,311 |
| GMC Terrain Slt | $61 | $91 | $1,091 |
| Subaru Outback | $61 | $108 | $1,296 |
| Dodge Grand | $62 | $89 | $1,074 |
| Subaru Legacy | $62 | $111 | $1,338 |
| GMC Acadia Sle | $62 | $88 | $1,054 |
| Subaru Ascent | $62 | $105 | $1,259 |
| Chrysler Pacifica | $63 | $103 | $1,233 |
| Subaru Forester | $63 | $103 | $1,233 |
| Rivian R1s | $63 | $99 | $1,194 |
| Kia Sedona | $64 | $92 | $1,098 |
| Hyundai Palisade | $64 | $102 | $1,218 |
| Ford Expedition | $64 | $101 | $1,208 |
| Toyota Highlander | $64 | $102 | $1,220 |
| Chevrolet Tahoe | $64 | $97 | $1,167 |
| RAM 2500 | $64 | $94 | $1,126 |
| Mazda Cx-90 | $65 | $104 | $1,250 |
| Buick Enclave | $65 | $103 | $1,232 |
| GMC Sierra C1500 | $65 | $94 | $1,131 |
| Volkswagen Atlas | $65 | $102 | $1,229 |
| Nissan Titan | $65 | $94 | $1,125 |
| Hyundai Veloster | $65 | $105 | $1,265 |
| INFINITI Qx50 | $65 | $104 | $1,247 |
| Ford Flex | $65 | $99 | $1,187 |
| Honda Pilot | $66 | $104 | $1,252 |
| Toyota 4runner | $66 | $102 | $1,221 |
| Hyundai Venue | $66 | $119 | $1,434 |
| Toyota Rav4 | $66 | $111 | $1,331 |
| Hyundai Santa | $66 | $108 | $1,297 |
| Cadillac Xt5 | $67 | $115 | $1,385 |
| Audi Q5 | $67 | $135 | $1,616 |
| GMC Sierra K1500 Elevati | $67 | $104 | $1,243 |
| Audi Q7 | $67 | $108 | $1,294 |
| Toyota Grand | $67 | $109 | $1,304 |
| Ford F150 Stx | $67 | $129 | $1,549 |
| Kia Telluride | $67 | $102 | $1,227 |
| Chrysler 200 | $67 | $109 | $1,307 |
| Ford Edge | $67 | $120 | $1,436 |
| GMC Sierra K1500 Slt | $67 | $96 | $1,154 |
| Chevrolet Traverse | $67 | $102 | $1,224 |
| Chevrolet Equinox | $67 | $109 | $1,305 |
| Chevrolet Corvette | $67 | $220 | $2,640 |
| Subaru Crosstrek | $67 | $112 | $1,345 |
| Chevrolet Trailblazer | $67 | $109 | $1,309 |
| Buick Encore | $67 | $109 | $1,308 |
| Acura Rdx | $68 | $112 | $1,340 |
| Chevrolet C1500 | $68 | $99 | $1,184 |
| Chevrolet Volt | $68 | $113 | $1,358 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway: In California, the Honda Odyssey is the cheapest car to insure with quotes from $58 per month.
Cheapest cars to insure in Florida
Florida has its own unique mix of factors that influence car insurance rates, including the state’s no-fault insurance system and weather-related risks. The cheapest cars to insure in Florida tend to be pickup trucks, midsize SUVs and family-friendly crossovers that insurers consider lower-risk.
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|---|---|---|
| Subaru Forester | $51 | $80 | $959 |
| Subaru Outback | $52 | $79 | $943 |
| Subaru Crosstrek | $52 | $82 | $988 |
| Toyota Tundra | $54 | $82 | $983 |
| Ford Maverick | $54 | $83 | $995 |
| Ford F-150 | $55 | $87 | $1,044 |
| Chevrolet Colorado | $56 | $90 | $1,077 |
| Cadillac Xt5 | $56 | $95 | $1,142 |
| Chevrolet Silverado | $57 | $86 | $1,027 |
| Jeep Gladiator | $57 | $85 | $1,026 |
| RAM 1500 | $58 | $91 | $1,091 |
| Nissan Frontier | $59 | $88 | $1,062 |
| Ford Edge | $59 | $95 | $1,140 |
| Ford Explorer | $60 | $94 | $1,127 |
| Chrysler Pacifica | $60 | $93 | $1,122 |
| RAM Ram | $60 | $93 | $1,118 |
| Honda Pilot | $60 | $97 | $1,165 |
| Toyota Tacoma | $60 | $95 | $1,138 |
| Chevrolet Blazer | $60 | $95 | $1,144 |
| Volkswagen Tiguan | $60 | $98 | $1,171 |
| Audi Q5 | $61 | $95 | $1,137 |
| Ford Bronco | $61 | $106 | $1,267 |
| Buick Encore | $61 | $91 | $1,094 |
| Volkswagen Atlas | $61 | $96 | $1,151 |
| Tesla Model Y | $61 | $104 | $1,247 |
| Toyota 4runner | $61 | $97 | $1,170 |
| Hyundai Santa | $62 | $99 | $1,190 |
| Jeep Wrangler | $62 | $97 | $1,164 |
| Mazda Cx-30 | $62 | $104 | $1,249 |
| Honda Cr-V | $62 | $101 | $1,217 |
| Hyundai Palisade | $62 | $94 | $1,129 |
| BMW X3 | $62 | $110 | $1,316 |
| Toyota Highlander | $62 | $96 | $1,147 |
| Mazda Cx-5 | $63 | $105 | $1,266 |
| Kia Telluride | $63 | $103 | $1,242 |
| Ford Escape | $64 | $106 | $1,273 |
| BMW X5 | $64 | $108 | $1,292 |
| Jeep Grand | $64 | $106 | $1,269 |
| Jeep Cherokee | $64 | $104 | $1,248 |
| Nissan Murano | $64 | $105 | $1,258 |
| Chevrolet Traverse | $65 | $100 | $1,201 |
| Lexus Nx | $65 | $103 | $1,230 |
| Mercedes-Benz E | $65 | $106 | $1,266 |
| Mazda 3 | $65 | $111 | $1,337 |
| Dodge Grand | $65 | $104 | $1,246 |
| Hyundai Kona | $65 | $104 | $1,244 |
| Nissan Pathfinder | $65 | $101 | $1,217 |
| Toyota Prius | $66 | $106 | $1,269 |
| Mercedes-Benz Glc | $67 | $107 | $1,288 |
| Hyundai Tucson | $67 | $108 | $1,300 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Subaru Forester tops Florida’s cheapest list at $51 per month, followed by the Subaru Outback and Subaru Crosstrek.
Cheapest cars to insure in Michigan
Michigan’s no-fault insurance system shapes the cost of coverage in the state, with personal injury protection adding an extra layer of cost compared to many other places. The cheapest cars to insure in Michigan tend to be domestic pickup trucks, midsize SUVs and family-friendly crossovers.
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|---|---|---|
| Chevrolet Silverado | $68 | $125 | $1,506 |
| RAM Ram | $73 | $127 | $1,518 |
| Ford Edge | $75 | $148 | $1,773 |
| GMC Terrain Sle | $82 | $156 | $1,871 |
| Ford Escape | $84 | $151 | $1,818 |
| Jeep Cherokee | $85 | $158 | $1,892 |
| Chevrolet Traverse | $87 | $155 | $1,859 |
| Chevrolet Equinox | $87 | $161 | $1,932 |
| Ford Explorer | $87 | $160 | $1,921 |
| Ford Fusion | $88 | $156 | $1,868 |
| Jeep Grand | $90 | $166 | $1,989 |
| Jeep Compass | $90 | $161 | $1,927 |
| Chevrolet Blazer | $91 | $175 | $2,099 |
| Nissan Rogue | $92 | $157 | $1,888 |
| Buick Encore | $93 | $164 | $1,973 |
| Chevrolet Cruze | $93 | $160 | $1,922 |
| Chevrolet Trax | $95 | $162 | $1,946 |
| Honda Civic | $95 | $208 | $2,492 |
| Toyota Camry | $98 | $192 | $2,305 |
| Dodge Durango | $101 | $192 | $2,301 |
| Hyundai Elantra | $107 | $195 | $2,342 |
| Chevrolet Malibu | $111 | $202 | $2,422 |
| Nissan Altima | $112 | $200 | $2,396 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Chevrolet Silverado leads Michigan’s list at $68 per month, with the RAM Ram close behind at $73.
Cheapest cars to insure in Arizona
Arizona has a relatively favorable car insurance environment, with pricing influenced by factors like population density, weather risks and state coverage requirements. The cheapest cars to insure in Arizona tend to be compact and midsize SUVs, family sedans and small crossovers that insurers consider lower-risk.
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|---|---|---|
| Toyota Rav4 | $56 | $90 | $1,086 |
| Honda Cr-V | $61 | $90 | $1,076 |
| Tesla Model Y | $62 | $100 | $1,194 |
| Ford Edge | $65 | $94 | $1,132 |
| Toyota Highlander | $66 | $98 | $1,181 |
| Toyota Prius | $68 | $103 | $1,238 |
| Hyundai Tucson | $68 | $98 | $1,180 |
| Volkswagen Tiguan | $69 | $120 | $1,437 |
| Ford Escape | $70 | $108 | $1,302 |
| Nissan Kicks | $70 | $107 | $1,279 |
| Buick Encore | $71 | $108 | $1,297 |
| Mazda Cx-5 | $71 | $116 | $1,391 |
| Kia Sorento | $71 | $105 | $1,254 |
| Toyota Tacoma | $72 | $120 | $1,440 |
| Hyundai Kona | $72 | $109 | $1,306 |
| Ford Explorer | $72 | $121 | $1,450 |
| GMC Terrain Sle | $72 | $108 | $1,292 |
| Hyundai Santa | $72 | $115 | $1,379 |
| Nissan Rogue | $73 | $105 | $1,261 |
| Honda Hr-V | $73 | $108 | $1,293 |
| Ford F-150 | $74 | $125 | $1,506 |
| Nissan Pathfinder | $74 | $108 | $1,298 |
| Kia Sportage | $74 | $109 | $1,306 |
| Chevrolet Equinox | $74 | $117 | $1,408 |
| Chevrolet Silverado | $74 | $127 | $1,523 |
| Jeep Compass | $75 | $111 | $1,335 |
| Chevrolet Colorado | $76 | $113 | $1,353 |
| Honda Accord | $76 | $131 | $1,566 |
| Toyota Camry | $77 | $123 | $1,471 |
| Kia Soul | $78 | $114 | $1,364 |
| Mazda 3 | $78 | $124 | $1,485 |
| Jeep Wrangler | $78 | $122 | $1,462 |
| Kia K5 | $78 | $116 | $1,387 |
| RAM 1500 | $79 | $126 | $1,507 |
| Honda Civic | $79 | $139 | $1,672 |
| Chevrolet Trax | $80 | $117 | $1,406 |
| RAM Ram | $80 | $121 | $1,454 |
| Mitsubishi Outlander | $80 | $120 | $1,445 |
| Chevrolet Traverse | $81 | $119 | $1,432 |
| Kia Forte | $81 | $138 | $1,651 |
| Volkswagen Jetta | $82 | $131 | $1,576 |
| Toyota Corolla | $82 | $135 | $1,618 |
| Tesla Model 3 | $83 | $132 | $1,586 |
| Chrysler 200 | $84 | $132 | $1,580 |
| Jeep Cherokee | $84 | $140 | $1,682 |
| Dodge Durango | $84 | $143 | $1,711 |
| Nissan Versa | $84 | $139 | $1,669 |
| Jeep Grand | $84 | $136 | $1,633 |
| Hyundai Elantra | $85 | $133 | $1,602 |
| Nissan Sentra | $85 | $134 | $1,602 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:Arizona’s cheapest car to insure is the Toyota Rav4 at $56 per month, followed by the Honda Cr-V and Tesla Model Y.
Cheapest cars to insure in Texas
Texas drivers have plenty of options when it comes to finding a vehicle that’s cheap to insure. The cheapest cars to insure in Texas tend to be family-friendly SUVs, midsize crossovers, minivans and even some entry-level luxury models that insurers see as lower-risk.
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|---|---|---|
| Subaru Outback | $58 | $95 | $1,137 |
| Mazda Cx-90 | $62 | $102 | $1,225 |
| Volvo Xc60 | $64 | $106 | $1,268 |
| Subaru Forester | $64 | $101 | $1,208 |
| Subaru Crosstrek | $64 | $99 | $1,186 |
| Toyota Grand | $65 | $101 | $1,216 |
| Lexus Rx | $65 | $103 | $1,241 |
| Kia Telluride | $67 | $112 | $1,345 |
| Hyundai Palisade | $67 | $102 | $1,226 |
| Toyota Sienna | $69 | $106 | $1,270 |
| Honda Odyssey | $69 | $102 | $1,223 |
| Tesla Model Y | $69 | $123 | $1,472 |
| Volvo Xc90 | $70 | $109 | $1,306 |
| Ford Maverick | $70 | $113 | $1,351 |
| Volkswagen Atlas | $71 | $113 | $1,358 |
| Chrysler Pacifica | $71 | $106 | $1,268 |
| Audi A5 | $71 | $118 | $1,416 |
| Kia Niro | $71 | $115 | $1,375 |
| Honda Cr-V | $71 | $112 | $1,346 |
| Audi Q5 | $71 | $119 | $1,428 |
| Mazda Cx-50 | $72 | $114 | $1,373 |
| Toyota Highlander | $72 | $116 | $1,392 |
| Honda Passport | $72 | $109 | $1,311 |
| Subaru Wrx | $72 | $132 | $1,589 |
| Nissan Ariya | $73 | $127 | $1,524 |
| BMW X3 | $73 | $123 | $1,472 |
| Toyota 4runner | $74 | $126 | $1,512 |
| Audi Q7 | $74 | $118 | $1,421 |
| Buick Enclave | $74 | $115 | $1,384 |
| Mazda Cx-5 | $74 | $124 | $1,489 |
| Mercedes-Benz Glc | $75 | $126 | $1,517 |
| Ford Bronco | $75 | $125 | $1,495 |
| MINI Cooper | $75 | $125 | $1,499 |
| Toyota Rav4 | $75 | $117 | $1,401 |
| Mazda Cx-9 | $75 | $114 | $1,365 |
| Ford Expedition | $75 | $121 | $1,453 |
| Dodge Grand | $75 | $118 | $1,422 |
| Ford F150 Xlt | $75 | $129 | $1,542 |
| Chevrolet Corvette | $76 | $143 | $1,716 |
| Volkswagen Taos | $76 | $124 | $1,487 |
| Acura Mdx | $76 | $121 | $1,451 |
| Volkswagen Tiguan | $76 | $123 | $1,477 |
| Volvo S60 | $76 | $129 | $1,546 |
| Mitsubishi Eclipse | $77 | $121 | $1,448 |
| Audi Q3 | $77 | $135 | $1,617 |
| Honda Pilot | $77 | $120 | $1,439 |
| Lexus Nx | $77 | $119 | $1,425 |
| Ford Explorer | $77 | $123 | $1,480 |
| Lexus Es | $77 | $120 | $1,439 |
| Mazda Cx-30 | $77 | $128 | $1,538 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Subaru Outback is the cheapest car to insure in Texas at $58 per month, followed by the Mazda Cx-90.
Are hybrid cars more expensive to insure?
Hybrid cars are often more expensive to insure than their gas counterparts, though the difference varies by model and isn’t always significant. Hybrids tend to have pricier replacement parts, specialized batteries and more expensive repair labor, all of which can drive up insurance costs. That said, certain hybrid versions actually cost less to insure than the gas equivalent, often because the hybrid trim attracts a different driver demographic.
Hybrid is more expensive than gas
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|---|---|
| Ford Escape Titanium | $298 | $269 |
| Ford Explorer Limited | $322 | $284 |
| Ford Maverick Xlt | $318 | $295 |
| Honda CR-V Touring | $319 | $272 |
| Hyundai Tucson Limited | $334 | $301 |
| Kia Sportage Sx Prestige | $331 | $323 |
| Toyota Camry Le | $417 | $369 |
| Toyota Corolla Le | $421 | $418 |
| Toyota Sienna Le | $332 | $284 |
| Toyota Tundra Crewmax Limit | $355 | $331 |
Based on Jerry customers with clean driving records who received state minimum coverage insurance quotes for known vehicles with both hybrid and gas engine variants in the past 12 months. Savings depend on coverage, location, vehicle configuration, and other factors. Potential savings will vary.
Gas is more expensive than hybrid
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|---|---|
| Hyundai Santa Fe Limited | $298 | $300 |
| Kia Sorento S | $303 | $316 |
| Toyota Camry Xse | $379 | $391 |
Based on Jerry customers with clean driving records who received state minimum coverage insurance quotes for known vehicles with both hybrid and gas engine variants in the past 12 months. Savings depend on coverage, location, vehicle configuration, and other factors. Potential savings will vary.
Key takeaway:Among models offered in both versions, hybrid trims usually cost more to insure than gas. The Toyota Camry Le shows this pattern, while the Kia Sorento S is one exception.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.
