The car you drive plays a big role in what you pay for car insurance. The cheapest cars to insure tend to be family-friendly SUVs, minivans and pickup trucks, while the most expensive are typically luxury vehicles, sports cars and high-performance sedans. Below, you’ll find the cheapest and most expensive cars to insure across different categories, age groups and states, based on real Jerry quote data from the past 12 months.
Jerry pulls up to 20 quotes from top rated carriers.
Cheapest car to insure
The cheapest cars to insure tend to be family-oriented vehicles like SUVs, minivans, midsize sedans and full-size pickup trucks. Insurance companies generally see these vehicles as lower-risk because they’re typically driven by safer demographics like parents and commuters, and they tend to have moderate repair costs and strong safety features.
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| Subaru Outback | $55 | $107 | $1,283 |
| Chrysler Voyager | $55 | $102 | $1,226 |
| Subaru Ascent | $55 | $106 | $1,272 |
| Volvo V60 | $57 | $118 | $1,422 |
| GMC Acadia Denali | $57 | $111 | $1,329 |
| Toyota Land | $58 | $104 | $1,244 |
| GMC Terrain Denali | $58 | $109 | $1,310 |
| Subaru Forester | $58 | $107 | $1,287 |
| Honda Odyssey | $58 | $113 | $1,350 |
| Chrysler Pacifica | $59 | $108 | $1,295 |
| Lincoln Nautilus | $59 | $128 | $1,534 |
| Subaru Crosstrek | $60 | $111 | $1,336 |
| Hyundai Palisade | $60 | $109 | $1,312 |
| Chrysler Town | $60 | $117 | $1,408 |
| Ford F350 Super Duty | $61 | $115 | $1,379 |
| Toyota Sienna | $62 | $124 | $1,482 |
| Subaru Legacy | $62 | $127 | $1,524 |
| Honda Ridgeline | $62 | $107 | $1,288 |
| Rivian R1s | $62 | $104 | $1,245 |
| Mazda Cx-90 | $62 | $132 | $1,587 |
| Toyota Sequoia | $62 | $130 | $1,563 |
| Dodge Grand | $62 | $111 | $1,328 |
| GMC Terrain At4 | $62 | $125 | $1,499 |
| Kia Telluride | $62 | $114 | $1,368 |
| Buick Envision | $62 | $116 | $1,398 |
| Lincoln Mkx | $62 | $126 | $1,517 |
| GMC Terrain Sl | $63 | $115 | $1,377 |
| Buick Lacrosse | $63 | $134 | $1,605 |
| Mazda Cx-70 | $63 | $144 | $1,732 |
| Toyota Grand | $63 | $132 | $1,583 |
| GMC Acadia Slt | $63 | $122 | $1,468 |
| Buick Enclave | $64 | $113 | $1,352 |
| Volkswagen Atlas | $64 | $116 | $1,390 |
| GMC Yukon Denali Xl | $64 | $117 | $1,403 |
| Toyota 4runner | $64 | $112 | $1,339 |
| Ford Edge | $64 | $120 | $1,444 |
| Ford Ranger | $64 | $119 | $1,426 |
| Honda Passport | $64 | $115 | $1,379 |
| Ford F150 Supercrew | $64 | $102 | $1,220 |
| GMC Sierra C1500 | $64 | $114 | $1,369 |
| GMC Sierra C1500 Denali | $64 | $122 | $1,465 |
| GMC Acadia Sl | $64 | $111 | $1,327 |
| GMC Sierra K2500 Denali | $64 | $115 | $1,384 |
| Volvo Xc60 | $64 | $138 | $1,653 |
| Cadillac Xt6 | $65 | $143 | $1,721 |
| Ford Maverick | $65 | $108 | $1,292 |
| GMC Terrain Slt | $65 | $121 | $1,451 |
| GMC Acadia Slt-1 | $65 | $125 | $1,500 |
| Ford F150 Xlt | $65 | $123 | $1,473 |
| Cadillac Xt5 | $65 | $121 | $1,458 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Subaru Outback is the cheapest car to insure, with quotes from $55 per month. The Chrysler Voyager and Subaru Ascent round out the cheapest three vehicles to insure.
Most expensive cars to insure
On the other end of the spectrum, luxury vehicles, sports cars and high-performance sedans dominate the list of the most expensive cars to insure. These vehicles tend to cost more to repair, have pricier replacement parts, attract drivers who push their cars harder and are more likely to be involved in costly claims or stolen.
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| BMW 340i | $106 | $295 | $3,537 |
| Hyundai Genesis | $101 | $181 | $2,174 |
| Dodge Charger | $97 | $193 | $2,320 |
| BMW I5 | $96 | $176 | $2,107 |
| Toyota 86 | $95 | $174 | $2,090 |
| INFINITI Q50 | $94 | $204 | $2,446 |
| Toyota Gr | $91 | $176 | $2,109 |
| BMW M5 | $91 | $285 | $3,425 |
| BMW 740i | $90 | $240 | $2,881 |
| Dodge Challenger | $89 | $167 | $2,006 |
| Land Rover Range Rover Velar S | $88 | $171 | $2,056 |
| BMW 428 | $88 | $203 | $2,439 |
| BMW 528i | $87 | $144 | $1,729 |
| Nissan Z | $87 | $180 | $2,154 |
| BMW 535i | $86 | $186 | $2,233 |
| Toyota Mirai | $86 | $291 | $3,491 |
| BMW 328i | $86 | $170 | $2,044 |
| BMW 320i | $86 | $164 | $1,974 |
| BMW 530e | $86 | $168 | $2,015 |
| BMW M3 | $86 | $252 | $3,026 |
| BMW 330xi | $86 | $259 | $3,110 |
| BMW M240i | $86 | $325 | $3,898 |
| Ford Mustang | $85 | $171 | $2,057 |
| BMW 530i | $85 | $183 | $2,194 |
| Lexus Is | $85 | $167 | $2,009 |
| INFINITI Q60 | $85 | $178 | $2,132 |
| Kia Cadenza | $85 | $158 | $1,900 |
| Ford F150 Xl | $85 | $167 | $2,002 |
| BMW 540i | $85 | $193 | $2,316 |
| Mercedes-Benz A | $85 | $179 | $2,148 |
| Hyundai Sonata | $84 | $164 | $1,963 |
| Land Rover Range Rover Evoque S | $84 | $160 | $1,925 |
| BMW 330i | $84 | $232 | $2,783 |
| BMW 330e | $84 | $240 | $2,879 |
| Kia K5 | $84 | $165 | $1,979 |
| BMW M340i | $84 | $266 | $3,196 |
| Kia Stinger | $84 | $172 | $2,059 |
| Chrysler 200 | $84 | $158 | $1,891 |
| BMW 430xi | $84 | $239 | $2,866 |
| Chrysler 300 | $84 | $163 | $1,961 |
| Chevrolet Camaro | $84 | $194 | $2,322 |
| BMW 228 | $83 | $176 | $2,112 |
| Kia K4 | $83 | $168 | $2,020 |
| Jaguar Xe | $83 | $226 | $2,709 |
| Mitsubishi Lancer | $83 | $160 | $1,924 |
| Nissan 370z | $83 | $160 | $1,917 |
| Toyota Corona | $83 | $137 | $1,645 |
| Chevrolet Impala | $83 | $148 | $1,771 |
| Mercedes-Benz Cle | $83 | $170 | $2,046 |
| Chrysler 300c | $83 | $149 | $1,793 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The BMW 340i leads the list of most expensive cars to insure, with quotes starting at $106 per month. The Hyundai Genesis is also among the priciest.
Cheapest cars to insure for young drivers
Drivers between the ages of 18 and 25 pay some of the highest car insurance rates of any age group, which means picking the right vehicle for your teen driver or young adult can save serious money. The cheapest cars to insure for young drivers tend to be practical SUVs, compact crossovers and family-friendly sedans rather than flashy or high-powered models.
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| Subaru Outback | $72 | $141 | $1,688 |
| Mazda Mx5 | $77 | $154 | $1,854 |
| Subaru Forester | $78 | $150 | $1,806 |
| Subaru Crosstrek | $80 | $143 | $1,721 |
| Mazda Cx-50 | $80 | $167 | $2,005 |
| GMC Terrain Slt | $80 | $159 | $1,914 |
| Ford Bronco | $82 | $158 | $1,895 |
| Volkswagen Atlas | $82 | $150 | $1,802 |
| Mazda Cx-3 | $83 | $166 | $1,992 |
| Chevrolet Trailblazer | $84 | $153 | $1,833 |
| Mazda Cx-9 | $84 | $163 | $1,959 |
| Toyota 4runner | $86 | $156 | $1,878 |
| Lexus Rc | $86 | $172 | $2,061 |
| Chevrolet Corvette | $86 | $218 | $2,615 |
| Mazda Cx-30 | $87 | $180 | $2,156 |
| Buick Envision | $87 | $164 | $1,963 |
| Toyota Rav4 | $87 | $162 | $1,943 |
| Kia Seltos | $87 | $171 | $2,048 |
| Nissan Murano | $87 | $177 | $2,128 |
| Subaru Impreza | $88 | $159 | $1,910 |
| Mazda Cx-5 | $88 | $171 | $2,056 |
| Ford Ranger | $89 | $168 | $2,018 |
| Honda Cr-V | $89 | $177 | $2,122 |
| Subaru Wrx | $89 | $178 | $2,133 |
| Subaru Legacy | $89 | $182 | $2,189 |
| Acura Rdx | $90 | $193 | $2,318 |
| Ford Explorer | $90 | $184 | $2,208 |
| Hyundai Tucson | $90 | $170 | $2,035 |
| Toyota Highlander | $91 | $187 | $2,247 |
| Audi A5 | $91 | $276 | $3,313 |
| MINI Cooper | $91 | $167 | $2,008 |
| Ford Escape | $92 | $176 | $2,111 |
| Ford Maverick | $92 | $156 | $1,869 |
| Nissan Pathfinder | $93 | $227 | $2,730 |
| Buick Encore | $93 | $172 | $2,058 |
| Chevrolet Colorado | $93 | $177 | $2,122 |
| Audi S5 | $93 | $228 | $2,731 |
| Volkswagen Gti | $93 | $199 | $2,384 |
| Volkswagen Golf | $93 | $175 | $2,105 |
| Lexus Nx | $93 | $188 | $2,256 |
| Chevrolet Equinox | $93 | $175 | $2,105 |
| Mazda 3 | $93 | $186 | $2,237 |
| Volkswagen Tiguan | $93 | $174 | $2,089 |
| Buick Envista | $94 | $181 | $2,166 |
| Hyundai Kona | $94 | $176 | $2,116 |
| Volkswagen Taos | $94 | $172 | $2,065 |
| Tesla Model Y | $94 | $188 | $2,257 |
| Chevrolet Traverse | $94 | $173 | $2,075 |
| Kia Sportage | $94 | $182 | $2,179 |
| GMC Terrain Sle | $95 | $176 | $2,108 |
Based on Jerry customers between 18-25 years old (inclusive) with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:For drivers ages 18 to 25, the Subaru Outback is the cheapest car to insure at $72 per month, followed by the Mazda Mx5.
Cheapest sports cars to insure
Sports cars are some of the most expensive vehicles to insure. Insurers consider them riskier because they have powerful engines, are often driven aggressively and tend to be involved in costlier accidents. Even the cheapest sports cars to insure cost considerably more than typical SUVs or family sedans.
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| Chevrolet Corvette | $65 | $172 | $2,068 |
| Mazda Mx5 | $66 | $128 | $1,532 |
| Toyota Supra | $80 | $266 | $3,188 |
| Subaru Brz | $81 | $158 | $1,892 |
| Nissan 370z | $83 | $160 | $1,917 |
| Chevrolet Camaro | $84 | $194 | $2,322 |
| Ford Mustang | $85 | $171 | $2,057 |
| Dodge Challenger | $89 | $167 | $2,006 |
| Toyota Gr | $95 | $182 | $2,187 |
| Toyota 86 | $95 | $174 | $2,090 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:
The Chevrolet Corvette is the cheapest sports car to insure with quotes from $65 per month. The Mazda Mx5 follows at $66.
Cheapest cars to insure in California
California has its own car insurance landscape, with rates and coverage requirements that differ from other parts of the country, for example, California also prohibits insurers from using credit history under Proposition 103. Picking a vehicle that’s cheap to insure can help California drivers keep monthly costs in check. The cheapest cars to insure in California tend to be practical SUVs, midsize sedans and family-friendly crossovers that insurers view as lower-risk.
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| Honda Odyssey | $58 | $90 | $1,078 |
| Toyota Sienna | $60 | $97 | $1,159 |
| Buick Regal | $61 | $109 | $1,309 |
| GMC Terrain Slt | $61 | $91 | $1,091 |
| Subaru Outback | $62 | $109 | $1,303 |
| Dodge Grand | $62 | $90 | $1,084 |
| Subaru Ascent | $62 | $104 | $1,249 |
| Subaru Legacy | $62 | $112 | $1,347 |
| GMC Acadia Sle | $62 | $88 | $1,054 |
| Chrysler Pacifica | $63 | $103 | $1,232 |
| Rivian R1s | $63 | $100 | $1,199 |
| Kia Sedona | $63 | $90 | $1,083 |
| Subaru Forester | $64 | $104 | $1,243 |
| Hyundai Palisade | $64 | $102 | $1,222 |
| Ford Expedition | $64 | $101 | $1,215 |
| Toyota Highlander | $64 | $102 | $1,219 |
| RAM 2500 | $64 | $94 | $1,126 |
| Mazda Cx-90 | $65 | $103 | $1,241 |
| Chevrolet Tahoe | $65 | $97 | $1,170 |
| Nissan Titan | $65 | $94 | $1,125 |
| Volkswagen Atlas | $65 | $103 | $1,234 |
| Hyundai Veloster | $65 | $105 | $1,266 |
| GMC Sierra C1500 | $65 | $95 | $1,135 |
| INFINITI Qx50 | $65 | $104 | $1,252 |
| Buick Enclave | $65 | $103 | $1,235 |
| Honda Pilot | $66 | $104 | $1,253 |
| Ford Flex | $66 | $100 | $1,203 |
| Toyota 4runner | $66 | $102 | $1,220 |
| Hyundai Venue | $66 | $119 | $1,433 |
| Audi Q5 | $67 | $136 | $1,635 |
| Cadillac Xt5 | $67 | $115 | $1,385 |
| Hyundai Santa | $67 | $108 | $1,300 |
| Audi Q7 | $67 | $108 | $1,296 |
| Kia Telluride | $67 | $102 | $1,226 |
| Toyota Grand | $67 | $109 | $1,308 |
| Chrysler 200 | $67 | $109 | $1,312 |
| GMC Sierra K1500 Slt | $67 | $96 | $1,154 |
| Ford F150 Stx | $67 | $132 | $1,580 |
| Chevrolet Traverse | $67 | $102 | $1,226 |
| Chevrolet Equinox | $67 | $109 | $1,313 |
| Chevrolet Corvette | $67 | $220 | $2,643 |
| Ford Edge | $67 | $120 | $1,436 |
| Subaru Crosstrek | $68 | $112 | $1,347 |
| Buick Encore | $68 | $109 | $1,311 |
| Honda Cr-V | $68 | $116 | $1,390 |
| Chevrolet Trailblazer | $68 | $110 | $1,316 |
| Acura Rdx | $68 | $112 | $1,345 |
| Toyota Rav4 | $68 | $111 | $1,335 |
| Jeep Compass | $68 | $109 | $1,311 |
| GMC Sierra K1500 Elevati | $68 | $105 | $1,260 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway: In California, the Honda Odyssey is the cheapest car to insure with quotes from $58 per month.
Cheapest cars to insure in Florida
Florida has its own unique mix of factors that influence car insurance rates, including the state’s no-fault insurance system and weather-related risks. The cheapest cars to insure in Florida tend to be pickup trucks, midsize SUVs and family-friendly crossovers that insurers consider lower-risk.
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| Subaru Forester | $51 | $80 | $961 |
| Subaru Outback | $52 | $79 | $942 |
| Subaru Crosstrek | $52 | $82 | $988 |
| Toyota Tundra | $54 | $82 | $980 |
| Ford Maverick | $54 | $83 | $992 |
| Ford F-150 | $55 | $86 | $1,037 |
| Chevrolet Colorado | $56 | $90 | $1,076 |
| Cadillac Xt5 | $56 | $95 | $1,142 |
| Chevrolet Silverado | $57 | $86 | $1,030 |
| Jeep Gladiator | $57 | $85 | $1,017 |
| RAM 1500 | $58 | $91 | $1,090 |
| Nissan Frontier | $59 | $89 | $1,064 |
| Ford Edge | $59 | $94 | $1,127 |
| Ford Bronco | $59 | $104 | $1,243 |
| Ford Explorer | $60 | $94 | $1,131 |
| Toyota Tacoma | $60 | $94 | $1,134 |
| RAM Ram | $60 | $93 | $1,118 |
| Honda Pilot | $60 | $97 | $1,163 |
| Volkswagen Tiguan | $60 | $97 | $1,169 |
| Buick Encore | $60 | $91 | $1,091 |
| Audi Q5 | $60 | $94 | $1,122 |
| Volkswagen Atlas | $61 | $96 | $1,149 |
| Chevrolet Blazer | $61 | $97 | $1,169 |
| Toyota 4runner | $61 | $97 | $1,164 |
| Tesla Model Y | $61 | $104 | $1,244 |
| Jeep Wrangler | $62 | $97 | $1,160 |
| Chrysler Pacifica | $62 | $95 | $1,146 |
| Hyundai Santa | $62 | $99 | $1,191 |
| Mazda Cx-5 | $62 | $105 | $1,256 |
| Honda Cr-V | $62 | $101 | $1,213 |
| Hyundai Palisade | $62 | $94 | $1,123 |
| BMW X3 | $62 | $110 | $1,316 |
| Toyota Highlander | $62 | $96 | $1,153 |
| Kia Telluride | $63 | $104 | $1,245 |
| Ford Escape | $64 | $106 | $1,271 |
| Jeep Grand | $64 | $105 | $1,263 |
| Mercedes-Benz E | $64 | $105 | $1,258 |
| Mazda Cx-30 | $64 | $104 | $1,249 |
| Lexus Nx | $64 | $102 | $1,226 |
| Toyota Prius | $64 | $104 | $1,250 |
| BMW X5 | $64 | $108 | $1,293 |
| Jeep Cherokee | $64 | $104 | $1,251 |
| Nissan Murano | $64 | $105 | $1,259 |
| Chevrolet Traverse | $65 | $100 | $1,197 |
| Dodge Grand | $65 | $103 | $1,239 |
| Mazda 3 | $65 | $112 | $1,341 |
| Hyundai Kona | $65 | $104 | $1,246 |
| Nissan Pathfinder | $65 | $101 | $1,215 |
| Jeep Renegade | $66 | $104 | $1,254 |
| Hyundai Tucson | $67 | $108 | $1,299 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Subaru Forester tops Florida’s cheapest list at $51 per month, followed by the Subaru Outback and Subaru Crosstrek.
Cheapest cars to insure in Michigan
Michigan’s no-fault insurance system shapes the cost of coverage in the state, with personal injury protection adding an extra layer of cost compared to many other places. The cheapest cars to insure in Michigan tend to be domestic pickup trucks, midsize SUVs and family-friendly crossovers.
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| Chevrolet Silverado | $68 | $124 | $1,493 |
| RAM Ram | $73 | $126 | $1,513 |
| Ford Edge | $75 | $147 | $1,764 |
| Ford Escape | $83 | $151 | $1,814 |
| Jeep Cherokee | $85 | $158 | $1,892 |
| Chevrolet Traverse | $86 | $153 | $1,840 |
| Chevrolet Equinox | $87 | $161 | $1,927 |
| Ford Explorer | $88 | $161 | $1,929 |
| Ford Fusion | $88 | $155 | $1,864 |
| Jeep Grand | $90 | $165 | $1,978 |
| Jeep Compass | $90 | $160 | $1,920 |
| Chevrolet Blazer | $90 | $173 | $2,079 |
| Nissan Rogue | $91 | $158 | $1,890 |
| Buick Encore | $92 | $164 | $1,968 |
| Chevrolet Cruze | $93 | $159 | $1,913 |
| Chevrolet Trax | $93 | $162 | $1,939 |
| Honda Civic | $96 | $205 | $2,456 |
| Toyota Camry | $98 | $190 | $2,285 |
| Dodge Durango | $99 | $191 | $2,290 |
| Hyundai Elantra | $106 | $196 | $2,350 |
| Chevrolet Malibu | $111 | $201 | $2,417 |
| Nissan Altima | $112 | $198 | $2,380 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Chevrolet Silverado leads Michigan’s list at $68 per month, with the RAM Ram close behind at $73.
Cheapest cars to insure in Arizona
Arizona has a relatively favorable car insurance environment, with pricing influenced by factors like population density, weather risks and state coverage requirements. The cheapest cars to insure in Arizona tend to be compact and midsize SUVs, family sedans and small crossovers that insurers consider lower-risk.
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| Toyota Rav4 | $56 | $90 | $1,078 |
| Honda Cr-V | $61 | $89 | $1,068 |
| Tesla Model Y | $62 | $99 | $1,192 |
| Ford Edge | $65 | $94 | $1,132 |
| Toyota Highlander | $66 | $98 | $1,181 |
| Toyota Prius | $68 | $103 | $1,238 |
| Hyundai Tucson | $68 | $97 | $1,167 |
| Volkswagen Tiguan | $69 | $119 | $1,427 |
| Ford Escape | $70 | $109 | $1,307 |
| Buick Encore | $70 | $107 | $1,280 |
| Nissan Kicks | $71 | $106 | $1,278 |
| Kia Sorento | $71 | $104 | $1,250 |
| Mazda Cx-5 | $71 | $116 | $1,396 |
| Hyundai Kona | $72 | $107 | $1,289 |
| Toyota Tacoma | $72 | $120 | $1,439 |
| Hyundai Santa | $72 | $114 | $1,373 |
| Ford Explorer | $72 | $121 | $1,451 |
| Ford F-150 | $73 | $125 | $1,502 |
| GMC Terrain Sle | $73 | $108 | $1,302 |
| Nissan Rogue | $73 | $105 | $1,260 |
| Nissan Pathfinder | $74 | $108 | $1,298 |
| Chevrolet Equinox | $74 | $117 | $1,403 |
| Honda Hr-V | $74 | $108 | $1,300 |
| Chevrolet Silverado | $74 | $127 | $1,520 |
| Kia Sportage | $75 | $110 | $1,317 |
| Chevrolet Colorado | $75 | $113 | $1,355 |
| Jeep Compass | $76 | $111 | $1,328 |
| Honda Accord | $77 | $131 | $1,568 |
| Toyota Camry | $77 | $122 | $1,465 |
| Kia Soul | $78 | $113 | $1,361 |
| Jeep Wrangler | $78 | $122 | $1,463 |
| Mazda 3 | $78 | $124 | $1,487 |
| Kia K5 | $78 | $116 | $1,387 |
| RAM 1500 | $78 | $124 | $1,492 |
| Honda Civic | $79 | $140 | $1,676 |
| Chevrolet Trax | $80 | $117 | $1,409 |
| Mitsubishi Outlander | $80 | $120 | $1,444 |
| Chevrolet Traverse | $81 | $119 | $1,432 |
| Kia Forte | $82 | $138 | $1,657 |
| RAM Ram | $82 | $122 | $1,462 |
| Toyota Corolla | $82 | $134 | $1,614 |
| Volkswagen Jetta | $82 | $131 | $1,574 |
| Tesla Model 3 | $83 | $132 | $1,585 |
| Jeep Grand | $84 | $134 | $1,605 |
| Nissan Versa | $84 | $138 | $1,660 |
| Dodge Durango | $84 | $143 | $1,711 |
| Ford Focus | $85 | $133 | $1,595 |
| Hyundai Elantra | $85 | $134 | $1,607 |
| Jeep Cherokee | $85 | $142 | $1,705 |
| Nissan Sentra | $85 | $134 | $1,603 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:Arizona’s cheapest car to insure is the Toyota Rav4 at $56 per month, followed by the Honda Cr-V and Tesla Model Y.
Cheapest cars to insure in Texas
Texas drivers have plenty of options when it comes to finding a vehicle that’s cheap to insure. The cheapest cars to insure in Texas tend to be family-friendly SUVs, midsize crossovers, minivans and even some entry-level luxury models that insurers see as lower-risk.
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|---|---|---|
| Subaru Outback | $58 | $95 | $1,137 |
| Volvo Xc60 | $61 | $104 | $1,245 |
| Mazda Cx-90 | $62 | $102 | $1,229 |
| Subaru Crosstrek | $64 | $99 | $1,187 |
| Subaru Forester | $64 | $101 | $1,208 |
| Toyota Grand | $65 | $101 | $1,213 |
| Lexus Rx | $65 | $103 | $1,239 |
| Hyundai Palisade | $67 | $101 | $1,218 |
| Kia Telluride | $67 | $112 | $1,345 |
| Honda Odyssey | $69 | $101 | $1,217 |
| Toyota Sienna | $69 | $106 | $1,275 |
| Tesla Model Y | $70 | $123 | $1,472 |
| Ford Maverick | $70 | $112 | $1,342 |
| Volvo Xc90 | $70 | $108 | $1,294 |
| Volkswagen Atlas | $70 | $113 | $1,350 |
| Chrysler Pacifica | $71 | $106 | $1,267 |
| Audi A5 | $71 | $119 | $1,423 |
| Kia Niro | $71 | $115 | $1,375 |
| Honda Cr-V | $71 | $111 | $1,337 |
| Audi Q5 | $71 | $117 | $1,408 |
| Honda Passport | $72 | $109 | $1,303 |
| Mazda Cx-50 | $72 | $114 | $1,369 |
| Toyota Highlander | $72 | $116 | $1,389 |
| Subaru Wrx | $72 | $133 | $1,601 |
| Toyota 4runner | $73 | $125 | $1,496 |
| BMW X3 | $73 | $122 | $1,465 |
| Nissan Ariya | $73 | $127 | $1,524 |
| Chevrolet Corvette | $74 | $139 | $1,671 |
| Mazda Cx-5 | $74 | $123 | $1,481 |
| Ford Bronco | $74 | $124 | $1,492 |
| Audi Q7 | $75 | $119 | $1,431 |
| Buick Enclave | $75 | $116 | $1,387 |
| Mercedes-Benz Glc | $75 | $127 | $1,522 |
| MINI Cooper | $75 | $125 | $1,499 |
| Mazda Cx-9 | $75 | $114 | $1,363 |
| Ford Expedition | $75 | $121 | $1,449 |
| Toyota Rav4 | $75 | $117 | $1,399 |
| Dodge Grand | $75 | $119 | $1,426 |
| Ford F150 Xlt | $75 | $129 | $1,542 |
| Volkswagen Taos | $76 | $123 | $1,478 |
| Acura Mdx | $76 | $121 | $1,448 |
| Volkswagen Tiguan | $76 | $123 | $1,474 |
| Toyota C-Hr | $76 | $120 | $1,438 |
| Mitsubishi Eclipse | $76 | $119 | $1,431 |
| Volvo S60 | $76 | $129 | $1,546 |
| Hyundai Santa | $77 | $122 | $1,468 |
| Audi Q3 | $77 | $136 | $1,629 |
| Honda Pilot | $77 | $119 | $1,431 |
| Lexus Nx | $77 | $118 | $1,419 |
| Mazda Cx-30 | $77 | $128 | $1,530 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Subaru Outback is the cheapest car to insure in Texas at $58 per month, followed by the Volvo Xc60.
Are hybrid cars more expensive to insure?
Hybrid cars are often more expensive to insure than their gas counterparts, though the difference varies by model and isn’t always significant. Hybrids tend to have pricier replacement parts, specialized batteries and more expensive repair labor, all of which can drive up insurance costs. That said, certain hybrid versions actually cost less to insure than the gas equivalent, often because the hybrid trim attracts a different driver demographic.
Hybrid is more expensive than gas
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|---|---|
| Ford Escape Titanium | $298 | $271 |
| Ford Explorer Limited | $321 | $285 |
| Ford Maverick Xlt | $320 | $294 |
| Honda CR-V Touring | $318 | $272 |
| Hyundai Tucson Limited | $332 | $301 |
| Kia Sportage Sx Prestige | $332 | $323 |
| Toyota Camry Le | $416 | $369 |
| Toyota Corolla Le | $418 | $417 |
| Toyota Sienna Le | $329 | $281 |
| Toyota Tundra Crewmax Limit | $354 | $330 |
Based on Jerry customers with clean driving records who received state minimum coverage insurance quotes for known vehicles with both hybrid and gas engine variants in the past 12 months. Savings depend on coverage, location, vehicle configuration, and other factors. Potential savings will vary.
Gas is more expensive than hybrid
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|---|---|
| Hyundai Santa Fe Limited | $296 | $300 |
| Kia Sorento S | $301 | $315 |
| Toyota Camry Xse | $380 | $389 |
Based on Jerry customers with clean driving records who received state minimum coverage insurance quotes for known vehicles with both hybrid and gas engine variants in the past 12 months. Savings depend on coverage, location, vehicle configuration, and other factors. Potential savings will vary.
Key takeaway:Among models offered in both versions, hybrid trims usually cost more to insure than gas. The Toyota Camry Le shows this pattern, while the Kia Sorento S is one exception.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.
