The Cheapest Cars to Insure (and Most Expensive)
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Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
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10 years in journalism
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Best Business Writing (1st)
Stephanie Colestock is a writer, CFEI®, and licensed insurance agent with over 14 years of experience specializing in personal finance topics like insurance, investing, retirement, and household budgeting. Her work has been featured in TIME, Forbes, USA Today, and other leading publications. Through her writing, Stephanie simplifies complex financial concepts, empowering readers to make smarter financial decisions.
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Certified Financial Education Instructor (CFEI) (2024)
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General Lines Agent, Property & Casualty (2025)
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14 years as a professional writer and editor
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10 years covering personal finance
Key Takeaways
- The cheapest cars to insure are small SUVs, minivans, and practical sedans. Models like the Subaru Outback, Honda CR-V and Jeep Wrangler consistently rank among the cheapest to insure for Jerry customers because they have strong safety scores, low theft rates, and inexpensive parts that keep repair and claim costs down.
- A low insurance cost comes down to a few shared traits: a modest sticker price, top safety ratings, low theft appeal, and cheap, easy-to-source parts. If you are shopping for your next car and want to keep premiums low, prioritizing these factors matters.
- The same car can still cost very different amounts to insure depending on the carrier. Even on one of the cheapest cars to insure, comparing quotes is how you lock in the lowest rate. With Jerry, you can compare quotes from 100+ insurers in minutes and find the cheapest coverage for your specific car.
The car you drive plays a big role in what you pay for car insurance. The cheapest cars to insure tend to be family-friendly SUVs, minivans and pickup trucks, while the most expensive are typically luxury vehicles, sports cars and high-performance sedans. Below, you’ll find the cheapest and most expensive cars to insure across different categories, age groups and states, based on real Jerry quote data from the past 12 months.
Jerry pulls up to 20 quotes from top rated carriers.
Cheapest car to insure
The cheapest cars to insure tend to be family-oriented vehicles like SUVs, minivans, midsize sedans and full-size pickup trucks. Insurance companies generally see these vehicles as lower-risk because they’re typically driven by safer demographics like parents and commuters, and they tend to have moderate repair costs and strong safety features.
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Lowest quote we've found
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Average monthly quote
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Average annual quote
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Make
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Lowest quote we've found
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Average monthly quote
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Average annual quote
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| Subaru Outback | $54 | $105 | $1,263 |
| Subaru Ascent | $55 | $106 | $1,276 |
| Chrysler Voyager | $55 | $100 | $1,195 |
| Toyota Land | $56 | $102 | $1,229 |
| GMC Acadia Denali | $57 | $109 | $1,311 |
| Volvo V60 | $57 | $122 | $1,462 |
| GMC Terrain Denali | $57 | $107 | $1,289 |
| Subaru Forester | $57 | $106 | $1,277 |
| Lincoln Nautilus | $58 | $128 | $1,535 |
| Honda Odyssey | $58 | $111 | $1,331 |
| Ford F350 Super Duty | $59 | $113 | $1,355 |
| Chrysler Pacifica | $60 | $107 | $1,288 |
| Subaru Crosstrek | $60 | $112 | $1,345 |
| Hyundai Palisade | $60 | $109 | $1,310 |
| Chrysler Town | $60 | $118 | $1,411 |
| Honda Ridgeline | $61 | $107 | $1,282 |
| GMC Terrain At4 | $61 | $124 | $1,485 |
| Subaru Legacy | $61 | $126 | $1,510 |
| Toyota Sequoia | $61 | $127 | $1,520 |
| GMC Yukon Denali Xl | $62 | $114 | $1,365 |
| Kia Telluride | $62 | $114 | $1,364 |
| Dodge Grand | $62 | $110 | $1,318 |
| Toyota Sienna | $62 | $123 | $1,481 |
| Mazda Cx-90 | $62 | $132 | $1,590 |
| GMC Acadia Slt | $62 | $120 | $1,435 |
| Lincoln Mkx | $62 | $128 | $1,532 |
| Ford Edge | $62 | $119 | $1,433 |
| Buick Envision | $62 | $117 | $1,409 |
| Volkswagen Atlas | $63 | $115 | $1,385 |
| Porsche Cayman | $63 | $218 | $2,613 |
| Buick Lacrosse | $63 | $135 | $1,616 |
| Buick Enclave | $63 | $111 | $1,335 |
| Ford Bronco | $63 | $119 | $1,431 |
| GMC Sierra C1500 Denali | $63 | $120 | $1,436 |
| GMC Terrain Sl | $63 | $118 | $1,418 |
| Toyota Grand | $63 | $130 | $1,565 |
| Rivian R1s | $63 | $105 | $1,266 |
| Toyota 4runner | $63 | $112 | $1,340 |
| Mazda Cx-70 | $64 | $148 | $1,772 |
| Ford Maverick | $64 | $109 | $1,304 |
| Audi Q7 | $64 | $123 | $1,472 |
| Honda Passport | $64 | $115 | $1,383 |
| Volvo Xc60 | $64 | $137 | $1,641 |
| Ford F150 Supercrew | $64 | $101 | $1,209 |
| GMC Terrain Slt | $64 | $119 | $1,430 |
| GMC Sierra C1500 | $64 | $113 | $1,353 |
| Chevrolet Trailblazer | $64 | $120 | $1,442 |
| GMC Sierra C1500 Sle | $64 | $123 | $1,481 |
| GMC Acadia Limited Slt-2 | $64 | $122 | $1,469 |
| Cadillac Xt5 | $64 | $122 | $1,459 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Subaru Outback is the cheapest car to insure, with quotes from $54 per month. The Subaru Ascent and Chrysler Voyager round out the cheapest three vehicles to insure.
Most expensive cars to insure
On the other end of the spectrum, luxury vehicles, sports cars and high-performance sedans dominate the list of the most expensive cars to insure. These vehicles tend to cost more to repair, have pricier replacement parts, attract drivers who push their cars harder and are more likely to be involved in costly claims or stolen.
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Lowest quote we've found
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| BMW 340i | $106 | $297 | $3,568 |
| Hyundai Genesis | $100 | $177 | $2,128 |
| Dodge Charger | $97 | $192 | $2,307 |
| BMW I5 | $96 | $170 | $2,043 |
| Toyota 86 | $95 | $177 | $2,130 |
| INFINITI Q50 | $93 | $202 | $2,427 |
| Toyota Gr | $93 | $180 | $2,157 |
| BMW 428 | $91 | $207 | $2,481 |
| BMW M5 | $91 | $276 | $3,307 |
| BMW 740i | $90 | $241 | $2,887 |
| Land Rover Range Rover Velar S | $89 | $175 | $2,102 |
| BMW 535i | $89 | $187 | $2,238 |
| Dodge Challenger | $89 | $167 | $2,006 |
| BMW 528i | $88 | $144 | $1,732 |
| Toyota Mirai | $87 | $295 | $3,544 |
| BMW 540i | $87 | $197 | $2,360 |
| BMW 530e | $86 | $169 | $2,031 |
| Ford Mustang | $86 | $172 | $2,062 |
| BMW 328i | $86 | $167 | $2,003 |
| BMW 530i | $86 | $182 | $2,182 |
| BMW M3 | $86 | $248 | $2,972 |
| Lexus Is | $86 | $167 | $2,007 |
| BMW 330xi | $86 | $257 | $3,086 |
| BMW 320i | $86 | $162 | $1,939 |
| Ford F150 Xl | $85 | $167 | $1,999 |
| BMW M240i | $85 | $344 | $4,127 |
| Kia Cadenza | $85 | $159 | $1,907 |
| BMW 330i | $85 | $233 | $2,791 |
| Mercedes-Benz A | $85 | $179 | $2,148 |
| Hyundai Sonata | $84 | $162 | $1,949 |
| Chrysler 300c | $84 | $149 | $1,786 |
| BMW M340i | $84 | $269 | $3,223 |
| INFINITI Q60 | $84 | $178 | $2,134 |
| Chrysler 300 | $84 | $162 | $1,946 |
| Chrysler 200 | $84 | $158 | $1,894 |
| Chevrolet Camaro | $84 | $192 | $2,300 |
| Chevrolet Impala | $84 | $147 | $1,769 |
| Mitsubishi Lancer | $84 | $159 | $1,913 |
| Kia K4 | $83 | $168 | $2,013 |
| Jaguar Xe | $83 | $226 | $2,710 |
| Land Rover Range Rover Evoque S | $83 | $158 | $1,894 |
| Lexus Is350 | $83 | $166 | $1,992 |
| BMW 330e | $83 | $235 | $2,820 |
| Toyota Corona | $83 | $137 | $1,645 |
| BMW 228xi | $83 | $166 | $1,997 |
| Mercedes-Benz Cle | $83 | $168 | $2,012 |
| Nissan Sentra | $83 | $158 | $1,894 |
| BMW 430xi | $83 | $234 | $2,808 |
| Kia Stinger | $82 | $171 | $2,050 |
| Maserati Ghibli | $82 | $165 | $1,978 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The BMW 340i leads the list of most expensive cars to insure, with quotes starting at $106 per month. The Hyundai Genesis is also among the priciest.
Cheapest cars to insure for young drivers
Drivers between the ages of 18 and 25 pay some of the highest car insurance rates of any age group, which means picking the right vehicle for your teen driver or young adult can save serious money. The cheapest cars to insure for young drivers tend to be practical SUVs, compact crossovers and family-friendly sedans rather than flashy or high-powered models.
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Lowest quote we've found
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| Subaru Outback | $71 | $137 | $1,643 |
| Mazda Mx5 | $77 | $149 | $1,794 |
| Subaru Forester | $78 | $150 | $1,798 |
| GMC Terrain Slt | $79 | $162 | $1,940 |
| Subaru Crosstrek | $79 | $145 | $1,742 |
| Kia Telluride | $80 | $162 | $1,943 |
| Mazda Cx-50 | $80 | $168 | $2,017 |
| Volkswagen Atlas | $83 | $152 | $1,829 |
| Chevrolet Trailblazer | $84 | $150 | $1,800 |
| Ford Bronco | $84 | $159 | $1,903 |
| Mazda Cx-9 | $84 | $163 | $1,953 |
| Toyota 4runner | $84 | $155 | $1,857 |
| Mazda Cx-30 | $86 | $176 | $2,116 |
| Subaru Legacy | $86 | $176 | $2,117 |
| Mazda Cx-3 | $87 | $172 | $2,069 |
| Nissan Murano | $87 | $172 | $2,066 |
| Kia Seltos | $87 | $170 | $2,036 |
| Chevrolet Corvette | $87 | $227 | $2,720 |
| Toyota Rav4 | $87 | $163 | $1,960 |
| Lexus Rc | $88 | $173 | $2,078 |
| Mazda Cx-5 | $88 | $175 | $2,097 |
| Honda Cr-V | $88 | $174 | $2,087 |
| Subaru Impreza | $88 | $160 | $1,922 |
| Buick Envista | $88 | $173 | $2,077 |
| Buick Envision | $88 | $169 | $2,031 |
| Ford Explorer | $89 | $182 | $2,182 |
| Acura Rdx | $90 | $187 | $2,244 |
| Subaru Wrx | $90 | $177 | $2,125 |
| Toyota Highlander | $90 | $184 | $2,202 |
| MINI Cooper | $90 | $165 | $1,977 |
| Audi A5 | $90 | $263 | $3,155 |
| Ford Escape | $90 | $176 | $2,115 |
| Nissan Pathfinder | $92 | $217 | $2,607 |
| Hyundai Tucson | $92 | $171 | $2,057 |
| Lexus Nx | $92 | $187 | $2,246 |
| Ford Maverick | $93 | $162 | $1,938 |
| Chevrolet Equinox | $93 | $174 | $2,091 |
| Volkswagen Gti | $93 | $196 | $2,351 |
| Audi Q3 | $93 | $200 | $2,399 |
| Volkswagen Tiguan | $93 | $176 | $2,110 |
| Tesla Model Y | $94 | $188 | $2,253 |
| Mazda 3 | $94 | $187 | $2,248 |
| Chevrolet Traverse | $94 | $169 | $2,024 |
| Buick Encore | $94 | $172 | $2,062 |
| Honda Hr-V | $94 | $180 | $2,161 |
| Volkswagen Taos | $94 | $168 | $2,016 |
| Chevrolet Blazer | $94 | $184 | $2,211 |
| Hyundai Kona | $94 | $176 | $2,110 |
| Ford Ranger | $94 | $185 | $2,222 |
| Kia Sportage | $94 | $180 | $2,156 |
Based on Jerry customers between 18-25 years old (inclusive) with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:For drivers ages 18 to 25, the Subaru Outback is the cheapest car to insure at $71 per month, followed by the Mazda Mx5.
Cheapest sports cars to insure
Sports cars are some of the most expensive vehicles to insure. Insurers consider them riskier because they have powerful engines, are often driven aggressively and tend to be involved in costlier accidents. Even the cheapest sports cars to insure cost considerably more than typical SUVs or family sedans.
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| Chevrolet Corvette | $66 | $178 | $2,130 |
| Mazda Mx5 | $66 | $126 | $1,511 |
| Toyota Supra | $79 | $264 | $3,163 |
| Subaru Brz | $80 | $159 | $1,904 |
| Nissan 370z | $82 | $162 | $1,942 |
| Chevrolet Camaro | $83 | $192 | $2,300 |
| Ford Mustang | $86 | $172 | $2,062 |
| Dodge Challenger | $89 | $167 | $2,006 |
| Toyota 86 | $95 | $177 | $2,130 |
| Toyota Gr | $97 | $187 | $2,246 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:
The Chevrolet Corvette is the cheapest sports car to insure with quotes from $66 per month. The Mazda Mx5 follows at $66.
Cheapest cars to insure in California
California has its own car insurance landscape, with rates and coverage requirements that differ from other parts of the country, for example, California also prohibits insurers from using credit history under Proposition 103. Picking a vehicle that’s cheap to insure can help California drivers keep monthly costs in check. The cheapest cars to insure in California tend to be practical SUVs, midsize sedans and family-friendly crossovers that insurers view as lower-risk.
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| Honda Odyssey | $58 | $91 | $1,094 |
| Toyota Sienna | $61 | $99 | $1,188 |
| GMC Terrain Slt | $61 | $89 | $1,066 |
| GMC Acadia Sle | $62 | $88 | $1,052 |
| Subaru Outback | $62 | $108 | $1,292 |
| Dodge Grand | $62 | $91 | $1,086 |
| Subaru Ascent | $62 | $106 | $1,270 |
| Subaru Legacy | $63 | $113 | $1,358 |
| Chrysler Pacifica | $63 | $103 | $1,236 |
| Kia Sedona | $63 | $91 | $1,093 |
| Buick Enclave | $64 | $96 | $1,155 |
| Subaru Forester | $64 | $105 | $1,258 |
| Toyota Highlander | $64 | $102 | $1,222 |
| Rivian R1s | $64 | $102 | $1,225 |
| Ford Expedition | $65 | $101 | $1,214 |
| RAM 2500 | $65 | $95 | $1,139 |
| Nissan Titan | $65 | $93 | $1,120 |
| Hyundai Palisade | $65 | $104 | $1,243 |
| Hyundai Veloster | $65 | $106 | $1,271 |
| Volkswagen Atlas | $65 | $104 | $1,253 |
| GMC Sierra C1500 | $65 | $95 | $1,139 |
| Chevrolet Tahoe | $65 | $99 | $1,187 |
| Mazda Cx-90 | $66 | $106 | $1,275 |
| Ford Flex | $66 | $100 | $1,205 |
| Honda Pilot | $66 | $103 | $1,241 |
| INFINITI Qx50 | $66 | $103 | $1,234 |
| Toyota 4runner | $66 | $103 | $1,235 |
| Hyundai Venue | $66 | $120 | $1,439 |
| Audi Q7 | $67 | $108 | $1,297 |
| Cadillac Xt5 | $67 | $116 | $1,388 |
| Audi Q5 | $67 | $137 | $1,641 |
| Toyota Grand | $67 | $110 | $1,323 |
| Hyundai Santa | $67 | $110 | $1,318 |
| Chrysler 200 | $67 | $111 | $1,327 |
| Kia Telluride | $67 | $103 | $1,240 |
| GMC Sierra K1500 Slt | $67 | $96 | $1,157 |
| Ford F150 Stx | $67 | $133 | $1,597 |
| Chevrolet Corvette | $67 | $224 | $2,682 |
| Chevrolet Trailblazer | $67 | $110 | $1,324 |
| Chevrolet Traverse | $67 | $104 | $1,245 |
| Ford Edge | $68 | $121 | $1,450 |
| Lincoln Mkz | $68 | $115 | $1,374 |
| Buick Encore | $68 | $110 | $1,319 |
| Chevrolet Volt | $68 | $113 | $1,351 |
| Acura Rdx | $68 | $114 | $1,364 |
| Honda Cr-V | $68 | $117 | $1,405 |
| Honda Ridgeline | $68 | $104 | $1,246 |
| Subaru Crosstrek | $68 | $114 | $1,368 |
| Toyota Rav4 | $68 | $112 | $1,345 |
| Chevrolet Equinox | $68 | $110 | $1,323 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway: In California, the Honda Odyssey is the cheapest car to insure with quotes from $58 per month.
Cheapest cars to insure in Florida
Florida has its own unique mix of factors that influence car insurance rates, including the state’s no-fault insurance system and weather-related risks. The cheapest cars to insure in Florida tend to be pickup trucks, midsize SUVs and family-friendly crossovers that insurers consider lower-risk.
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Lowest quote we've found
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Average annual quote
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| Subaru Outback | $51 | $77 | $925 |
| Subaru Forester | $51 | $80 | $962 |
| Ford F250 Super Duty | $51 | $76 | $918 |
| Subaru Crosstrek | $52 | $82 | $989 |
| Nissan Titan | $54 | $82 | $981 |
| Ford Maverick | $54 | $82 | $984 |
| Toyota Tundra | $54 | $81 | $971 |
| Ford F-150 | $54 | $86 | $1,028 |
| Chevrolet Colorado | $55 | $88 | $1,055 |
| Jeep Gladiator | $56 | $84 | $1,008 |
| Cadillac Xt5 | $56 | $95 | $1,135 |
| Chevrolet Silverado | $56 | $86 | $1,027 |
| RAM 1500 | $57 | $89 | $1,067 |
| Nissan Frontier | $58 | $87 | $1,048 |
| Ford Edge | $58 | $91 | $1,093 |
| Acura Rdx | $58 | $108 | $1,292 |
| RAM Ram | $59 | $93 | $1,116 |
| Ford Explorer | $59 | $93 | $1,113 |
| Ford Bronco | $59 | $103 | $1,231 |
| GMC Terrain Sle | $59 | $95 | $1,139 |
| Toyota Tacoma | $59 | $94 | $1,127 |
| Volkswagen Tiguan | $59 | $97 | $1,159 |
| Lexus Rx | $59 | $100 | $1,205 |
| Honda Pilot | $59 | $95 | $1,138 |
| Buick Encore | $60 | $89 | $1,063 |
| Volkswagen Atlas | $60 | $94 | $1,127 |
| Tesla Model Y | $60 | $103 | $1,239 |
| Toyota 4runner | $60 | $99 | $1,186 |
| Chevrolet Blazer | $60 | $98 | $1,175 |
| Audi Q5 | $60 | $94 | $1,124 |
| Hyundai Palisade | $61 | $92 | $1,103 |
| Jeep Wrangler | $61 | $96 | $1,149 |
| Chrysler Pacifica | $62 | $95 | $1,140 |
| Ford Escape | $62 | $104 | $1,244 |
| Kia Niro | $62 | $93 | $1,119 |
| Kia Telluride | $62 | $102 | $1,224 |
| Honda Cr-V | $62 | $101 | $1,210 |
| Mazda Cx-50 | $62 | $103 | $1,233 |
| Mazda Cx-5 | $62 | $105 | $1,260 |
| Hyundai Santa | $62 | $100 | $1,197 |
| BMW X5 | $62 | $105 | $1,265 |
| BMW X3 | $62 | $108 | $1,300 |
| Toyota Highlander | $62 | $96 | $1,156 |
| Mazda Cx-30 | $63 | $104 | $1,245 |
| Jeep Cherokee | $63 | $101 | $1,217 |
| Lexus Nx | $63 | $101 | $1,208 |
| Nissan Pathfinder | $63 | $100 | $1,197 |
| Toyota Prius | $63 | $101 | $1,215 |
| Jeep Grand | $64 | $105 | $1,264 |
| Mercedes-Benz E | $64 | $105 | $1,259 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Subaru Outback tops Florida’s cheapest list at $51 per month, followed by the Subaru Forester and Ford F250 Super Duty.
Cheapest cars to insure in Michigan
Michigan’s no-fault insurance system shapes the cost of coverage in the state, with personal injury protection adding an extra layer of cost compared to many other places. The cheapest cars to insure in Michigan tend to be domestic pickup trucks, midsize SUVs and family-friendly crossovers.
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Average annual quote
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| Chevrolet Silverado | $67 | $122 | $1,469 |
| RAM Ram | $71 | $123 | $1,474 |
| Ford Edge | $74 | $145 | $1,741 |
| Ford Escape | $83 | $148 | $1,781 |
| Jeep Cherokee | $84 | $156 | $1,871 |
| Chevrolet Traverse | $86 | $151 | $1,816 |
| Chevrolet Equinox | $86 | $159 | $1,913 |
| Ford Explorer | $87 | $159 | $1,905 |
| Ford Fusion | $88 | $154 | $1,843 |
| Jeep Compass | $88 | $159 | $1,902 |
| Nissan Rogue | $89 | $155 | $1,862 |
| Chevrolet Blazer | $89 | $170 | $2,036 |
| Jeep Grand | $89 | $161 | $1,937 |
| Buick Encore | $91 | $163 | $1,960 |
| Chevrolet Trax | $92 | $162 | $1,938 |
| Chevrolet Cruze | $92 | $160 | $1,917 |
| Honda Civic | $97 | $205 | $2,463 |
| Dodge Durango | $97 | $186 | $2,228 |
| Toyota Camry | $98 | $190 | $2,280 |
| Hyundai Elantra | $105 | $193 | $2,318 |
| Chevrolet Malibu | $110 | $200 | $2,395 |
| Nissan Altima | $111 | $198 | $2,372 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Chevrolet Silverado leads Michigan’s list at $67 per month, with the RAM Ram close behind at $71.
Cheapest cars to insure in Arizona
Arizona has a relatively favorable car insurance environment, with pricing influenced by factors like population density, weather risks and state coverage requirements. The cheapest cars to insure in Arizona tend to be compact and midsize SUVs, family sedans and small crossovers that insurers consider lower-risk.
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Average annual quote
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Average annual quote
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| Toyota Rav4 | $55 | $90 | $1,076 |
| Honda Cr-V | $60 | $88 | $1,059 |
| Tesla Model Y | $62 | $99 | $1,192 |
| Ford Edge | $65 | $94 | $1,131 |
| Toyota Highlander | $65 | $97 | $1,169 |
| Kia Seltos | $67 | $93 | $1,116 |
| Hyundai Tucson | $68 | $97 | $1,159 |
| Toyota Prius | $68 | $103 | $1,240 |
| Volkswagen Tiguan | $68 | $117 | $1,408 |
| Buick Encore | $70 | $107 | $1,280 |
| Toyota Tacoma | $71 | $118 | $1,418 |
| Kia Sorento | $71 | $104 | $1,247 |
| Mazda Cx-5 | $71 | $117 | $1,402 |
| Nissan Kicks | $72 | $109 | $1,304 |
| Hyundai Santa | $72 | $111 | $1,336 |
| Ford Explorer | $72 | $120 | $1,440 |
| Ford F-150 | $72 | $122 | $1,462 |
| Nissan Rogue | $72 | $104 | $1,248 |
| Hyundai Kona | $73 | $108 | $1,291 |
| Ford Escape | $73 | $112 | $1,341 |
| Nissan Pathfinder | $73 | $106 | $1,275 |
| Honda Hr-V | $74 | $108 | $1,294 |
| Chevrolet Equinox | $74 | $115 | $1,386 |
| Chevrolet Silverado | $74 | $125 | $1,504 |
| GMC Terrain Sle | $75 | $111 | $1,329 |
| Chevrolet Colorado | $75 | $111 | $1,336 |
| Kia Sportage | $75 | $110 | $1,314 |
| Jeep Compass | $76 | $110 | $1,321 |
| Honda Accord | $76 | $129 | $1,548 |
| Toyota Camry | $76 | $122 | $1,460 |
| RAM 1500 | $77 | $123 | $1,472 |
| Jeep Wrangler | $77 | $122 | $1,458 |
| Nissan Frontier | $78 | $108 | $1,293 |
| Kia Soul | $78 | $114 | $1,372 |
| Kia K5 | $78 | $122 | $1,469 |
| Honda Civic | $78 | $138 | $1,661 |
| Mitsubishi Outlander | $79 | $119 | $1,432 |
| Mazda 3 | $79 | $130 | $1,561 |
| Chevrolet Traverse | $80 | $120 | $1,434 |
| RAM Ram | $80 | $120 | $1,446 |
| Chevrolet Trax | $80 | $118 | $1,411 |
| Jeep Renegade | $82 | $144 | $1,731 |
| Toyota Corolla | $82 | $135 | $1,615 |
| Ford Focus | $82 | $132 | $1,587 |
| Kia Forte | $82 | $138 | $1,660 |
| Tesla Model 3 | $83 | $134 | $1,609 |
| Volkswagen Jetta | $83 | $132 | $1,583 |
| Jeep Grand | $83 | $132 | $1,585 |
| Nissan Versa | $84 | $136 | $1,633 |
| Dodge Durango | $84 | $142 | $1,705 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:Arizona’s cheapest car to insure is the Toyota Rav4 at $55 per month, followed by the Honda Cr-V and Tesla Model Y.
Cheapest cars to insure in Texas
Texas drivers have plenty of options when it comes to finding a vehicle that’s cheap to insure. The cheapest cars to insure in Texas tend to be family-friendly SUVs, midsize crossovers, minivans and even some entry-level luxury models that insurers see as lower-risk.
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|
|
Make
|
Lowest quote we've found
|
Average monthly quote
|
Average annual quote
|
|---|---|---|---|
| Subaru Outback | $59 | $97 | $1,158 |
| Mazda Cx-90 | $61 | $103 | $1,232 |
| Subaru Forester | $63 | $99 | $1,182 |
| Volvo Xc60 | $63 | $103 | $1,234 |
| Subaru Crosstrek | $63 | $99 | $1,189 |
| Toyota Grand | $65 | $102 | $1,229 |
| Lexus Rx | $65 | $103 | $1,242 |
| Hyundai Palisade | $66 | $101 | $1,215 |
| Honda Odyssey | $68 | $101 | $1,208 |
| Tesla Model Y | $68 | $121 | $1,452 |
| Kia Telluride | $68 | $113 | $1,351 |
| Volvo Xc90 | $69 | $108 | $1,293 |
| Audi A5 | $69 | $119 | $1,432 |
| Volkswagen Atlas | $70 | $113 | $1,350 |
| Toyota Sienna | $70 | $105 | $1,260 |
| Honda Cr-V | $70 | $111 | $1,328 |
| Honda Passport | $70 | $107 | $1,287 |
| Mazda Cx-50 | $70 | $112 | $1,346 |
| Chrysler Pacifica | $71 | $105 | $1,265 |
| Ford Maverick | $71 | $114 | $1,373 |
| Kia Niro | $71 | $111 | $1,335 |
| Toyota Highlander | $71 | $113 | $1,353 |
| Audi Q5 | $71 | $117 | $1,408 |
| Subaru Wrx | $72 | $129 | $1,547 |
| GMC Yukon Denali | $72 | $121 | $1,448 |
| GMC Acadia Denali | $73 | $112 | $1,345 |
| Nissan Ariya | $73 | $127 | $1,518 |
| Toyota 4runner | $73 | $124 | $1,486 |
| BMW X3 | $73 | $122 | $1,462 |
| Mazda Cx-5 | $74 | $123 | $1,475 |
| Ford Bronco | $74 | $125 | $1,494 |
| Mercedes-Benz Glc | $74 | $125 | $1,505 |
| Dodge Grand | $74 | $117 | $1,410 |
| Buick Enclave | $75 | $116 | $1,386 |
| Chevrolet Corvette | $75 | $145 | $1,735 |
| Audi Q7 | $75 | $120 | $1,437 |
| Volkswagen Tiguan | $75 | $121 | $1,446 |
| Mazda Cx-9 | $75 | $114 | $1,364 |
| Ford Expedition | $75 | $120 | $1,435 |
| MINI Cooper | $75 | $125 | $1,499 |
| Volkswagen Taos | $75 | $121 | $1,456 |
| BMW X5 | $75 | $125 | $1,494 |
| Ford F150 Xlt | $75 | $129 | $1,551 |
| Honda Pilot | $75 | $119 | $1,423 |
| Toyota C-Hr | $76 | $118 | $1,418 |
| Lexus Nx | $76 | $117 | $1,401 |
| Toyota Rav4 | $76 | $116 | $1,396 |
| Acura Mdx | $76 | $121 | $1,447 |
| Mitsubishi Eclipse | $76 | $118 | $1,411 |
| Subaru Legacy | $76 | $115 | $1,384 |
Based on Jerry customers with clean driving records who received state minimum coverage quotes in the past 12 months for vehicles newer than model year 2015. Lowest quotes are based on the 25th percentile of state minimum coverage quotes.
Key takeaway:The Subaru Outback is the cheapest car to insure in Texas at $59 per month, followed by the Mazda Cx-90.
Are hybrid cars more expensive to insure?
Hybrid cars are often more expensive to insure than their gas counterparts, though the difference varies by model and isn’t always significant. Hybrids tend to have pricier replacement parts, specialized batteries and more expensive repair labor, all of which can drive up insurance costs. That said, certain hybrid versions actually cost less to insure than the gas equivalent, often because the hybrid trim attracts a different driver demographic.
Hybrid is more expensive than gas
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|---|---|
| Ford Escape Titanium | $303 | $270 |
| Ford Explorer Limited | $305 | $285 |
| Ford Maverick Xlt | $321 | $293 |
| Honda CR-V Touring | $303 | $271 |
| Hyundai Tucson Limited | $334 | $301 |
| Kia Sportage Sx Prestige | $330 | $324 |
| Toyota Camry Le | $417 | $366 |
| Toyota Corolla Le | $422 | $415 |
| Toyota Grand Highlander Lim | $325 | $309 |
| Toyota Sienna Le | $324 | $286 |
| Toyota Tundra Crewmax Limit | $344 | $328 |
Based on Jerry customers with clean driving records who received state minimum coverage insurance quotes for known vehicles with both hybrid and gas engine variants in the past 12 months. Savings depend on coverage, location, vehicle configuration, and other factors. Potential savings will vary.
Gas is more expensive than hybrid
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|
|
Make
|
Hybrid average monthly quote
|
Gas average monthly quote
|
|---|---|---|
| Hyundai Santa Fe Limited | $297 | $299 |
| Kia Sorento S | $298 | $312 |
| Toyota Camry Xse | $376 | $388 |
Based on Jerry customers with clean driving records who received state minimum coverage insurance quotes for known vehicles with both hybrid and gas engine variants in the past 12 months. Savings depend on coverage, location, vehicle configuration, and other factors. Potential savings will vary.
Key takeaway:Among models offered in both versions, hybrid trims usually cost more to insure than gas. The Toyota Camry Le shows this pattern, while the Kia Sorento S is one exception.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.