Compare car insurance quotes in Connecticut
Jerry is a free app trusted by 20,438 Connecticut drivers that compares insurance quotes from top carriers.
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Get personalized options in minutes.
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Buy, bundle and switch right in the app.
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Licensed agents are ready to help if you need them.
Average Connecticut car insurance prices
The average cost of car insurance for Jerry drivers in the U.S. is currently $154 a month for state minimum and $382 a month for full coverage. But in Connecticut, Jerry drivers pay:
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$131 to $236 per month for state-mandated minimum coverage.
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$237 to $499 per month for full coverage.
The best way to find the right policy is to compare different insurers side-by-side. Over the last 12 months, Jerry has helped Connecticuters save an average of $764 per year on coverage by checking for competitive coverage options in real time.
We make that process simple. Use the Jerry app to compare coverage and finalize your Connecticut policy in under 10 minutes. It is free to compare and we never sell your personal info so you don’t have to worry about spam calls. Do it all digitally, or connect with a licensed agent whenever you need expert guidance.
Keep in mind that your insurance cost will depend on things like your car model, how much you drive, and your claims history. Here are some full coverage rates that Jerry drivers in Connecticut have recently gotten:
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Bundle home and auto insurance with Jerry
One of the best ways to save on home insurance in Connecticut is by bundling your car and home insurance. On average, Jerry homeowners save up to 40% by combining coverages.
But here’s what makes Jerry different: You don’t have to use the same insurer for both.
Jerry’s mix-and-match approach lets you pair the best car insurance rate with the best home insurance rate, even from different companies. This way, you’re not stuck overpaying on one policy just to get a bundle discount on the other.
Jerry pulls up to 20 quotes from top rated carriers.
What Connecticut drivers are paying with Jerry
Checking rates with several insurers is the simplest way to land the right coverage, whether you want to tailor a policy from scratch, mirror what you have now or just lock in the cheapest car insurance in Connecticut that you can find.
Jerry helps you compare quotes from up to 7 trusted insurers in the Constitution State, so you can see what’s out there and what you should be paying.
Below are some of the latest quotes Jerry has pulled for Connecticut drivers at different coverage levels, plus how much each driver saved.
Recent quotes in Connecticut
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Connecticut car insurance coverage requirements
Connecticut drivers are required to buy a combination of personal property and bodily injury liability insurance and uninsured motorist coverage to legally drive their car. The minimum requirements in this state are:
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$25,000 in bodily injury liability per person.
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$50,000 in bodily injury liability per accident.
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$25,000 in property damage liability per accident.
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$25,000 in uninsured/underinsured motorist bodily injury, or UMBI, coverage per person.
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$50,000 in uninsured/underinsured motorist bodily injury coverage per accident.
While this makes you “legal,” though, it won’t protect you against many major accidents or damage to your own car. For better protection, many Jerry drivers increase their coverage limits and buy comprehensive and collision coverage. Considering nearly 12% of Connecticut drivers are uninsured, it might also be a good choice to buy additional uninsured/underinsured motorist (UIM) protection.
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Coverage definitions
Factors affecting Connecticut car insurance rates in 2026
Commuter traffic and higher repair bills
Heavy traffic on major routes and around urban centers increases the odds of fender benders. When those crashes happen, higher local labor rates can make even “minor” repairs expensive, which can show up in premiums.
Theft, break-ins, and vandalism
Some coastal and higher-density ZIP codes see more theft and vehicle damage. Comprehensive coverage is typically what applies to theft-related losses and vandalism, so it’s worth considering if you park outdoors or on the street often.
Vehicle value and parts costs
Newer vehicles and luxury models tend to cost more to insure because replacement parts, sensors, and calibration work are expensive. Even drivers with clean records can see higher rates simply because their car costs more to fix.
Uninsured drivers
Nearly 12% of Connecticut drivers are uninsured, which increases the chance you’ll need your own coverage after a crash. UM/UIM can help protect you if the other driver can’t cover injuries or damage.
Winter storms and black ice
Snow, sleet, and black ice can create sudden traction loss, especially on secondary roads and bridges. Collision coverage is what typically helps after an accident, and keeping a manageable deductible can make that protection easier to use.
Flooding and coastal storm impacts
Coastal storms and heavy rain can flood low-lying roads and parking areas, damaging vehicles even when they’re not being driven. Comprehensive coverage generally covers flood-related vehicle damage, and it’s one of the more expensive losses when it happens.
Average cost of car insurance in major Connecticut cities
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City
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Average monthly cost
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|---|
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City
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Average monthly cost
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|---|---|
| $438 | |
| $371 | |
| $446 | |
| $368 | |
| $339 | |
| $351 | |
| $353 | |
| $344 |
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Get Connecticut quotes in as little as 2 minutes.
Learn more about driving in Connecticut
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Find out how car taxes work in Connecticut.
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Learn how at-fault states affect your car insurance.
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Understand the 6 main types of car insurance coverage.
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Find out how much car insurance you need.
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Learn about uninsured motorist coverage and why it matters.
FAQ
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Is Connecticut an at-fault state?
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What happens if I drive without insurance in Connecticut?
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Is uninsured /underinsured motorist coverage required in Connecticut?
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Can I show electronic proof of insurance on my phone in Connecticut?
