Car Insurance in Florida
Here’s how you can get the insurance you need at the best price in Florida.
Compare Florida rates with Jerry
Florida Insurance Coverage
Jerry customers who live in Florida typically receive some of the highest car insurance quotes, and factors such as bad weather and uninsured are partially to blame. In 2024, Florida saw 11 storms and cyclones that each cost residents billions of dollars in damages. Around 900,000 drivers are uninsured in Florida (over 5% of all drivers), with some counties having a higher-than-average rate, such as Jefferson (over 10%), Bay (over 7%) and Santa Rosa (over 7%).
More: Average cost of car insurance
This average Jerry customer in Florida received a monthly average quote of $220.19 for state-mandated minimum coverage. In comparison, the national average quote for minimum coverage is currently $231.90.
Drivers in Florida are legally required to carry these minimum levels of liability insurance coverage:
- $30,000 of bodily injury per person.
- $60,000 of bodily injury per per accident.
- $25,000 for property damage.
Car insurance by city in Florida (July 2025)
Cheapest Car Insurance in Miami
Because Miami is an urban area that frequently sees severe weather, drivers there may pay higher premiums than in other areas. It's wise to compare quotes from multiple insurers to find the best coverage at the lowest rate.
Cheap Car Insurance in Jacksonville, FL
Jacksonville drivers may pay higher rates because they're in a large urban area that gets frequent hurricanes. Comparing rates from multiple insurers can help you find an affordable policy.
Cheap Car Insurance in Tampa, FL
Compare car insurance quotes from Tampa drivers to see how your age and driving history can affect your rate.
Cheap Car Insurance in Orlando
Robust car insurance can protect Orlando drivers' wallets as they navigate the growing numbers of locals and tourists on the roads.
Cheap Car Insurance in Tallahassee
Tallahassee drivers’ car insurance premiums can vary based on factors like age, driving history. See quotes from real Jerry customers.
Cheap Car Insurance in Fort Lauderdale, FL
See how your car insurance rates in Fort Lauderdale can vary by factors like age and driving history.
Cheap Car Insurance in Gainesville, FL
Your car insurance rate in Gainesville is highly influenced by your driving history, age and other factors. Review quotes that other drivers in your area have received to find the cheapest rate.
Cheap Car Insurance in West Palm Beach
West Palm Beach drivers may pay different auto insurance rates, depending on their driving history, age and other factors.
Find affordable car insurance in minutes.
Check out recent quotes Jerry customers have gotten for car insurance in Florida.
|
Date of Policy
|
Insurance Company
|
Monthly Quote
|
|---|---|---|
| June 30, 2025 | National General | $61 |
| June 29, 2025 | Root | $192 |
| June 29, 2025 | Root | $184 |
| June 29, 2025 | Embark General | $203 |
| June 29, 2025 | Bristol West | $417 |
Last Updated Jul 1, 2025
Learn more about driving in Florida
Jessica Gibson, Dec 3, 2024
Everything You Need to Know About Florida Towing Laws
Florida’s towing laws give owners of private property, businesses, or parking lots the right to remove illegally parked vehicles.
Xuyun Zeng, Nov 18, 2024
Is It Illegal To Sleep in Your Car in Florida
Being able to legally sleep in your car in Florida will depend on the municipality’s rules. Options include Walmart and camping alternatives.
Chris Burkhardt, Nov 11, 2024
Is a Window Tint Ticket a Moving Violation?
States vary on how tinted windows are ticketed so it is best to check with your state specific laws as they can come with fines and increased insurance rates.
Car insurance companies in Florida
Annie Millerbernd, Feb 13, 2025
Auto-Owners Auto Insurance Review 2025
Auto-Owners car insurance review Jerry rates Auto-Owners 4.9 stars out of 5. This score is higher than many other insurers that Jerry rates and takes into account industry ratings, consumer ratings, financial strength and national complaint data. Auto-Owners provides quality car insurance that’s worth considering if you’re in one of the 26 states where the […]
Annie Millerbernd, Jan 8, 2025
Nationwide Auto Insurance Review 2025
Nationwide car insurance review Jerry rates Nationwide car insurance 4.7 stars out of 5. This score is higher than many other insurers that Jerry rates and takes into account the insurer’s pricing, industry ratings, consumer ratings, financial strength and national complaint data. Nationwide provides somewhat flexible car insurance, but most of its coverage options and […]
Annie Millerbernd, Jan 8, 2025
Allstate Auto Insurance Review 2025
Allstate auto insurance review Jerry rates Allstate car insurance 4.7 stars out of 5. This score is higher than many other insurers that Jerry rates and takes into account the insurer’s pricing, industry ratings, the company’s financial strength, customer ratings and national complaint data. You’re likely to find what you need with Allstate — the […]
State of Florida resources
