Car Insurance in Florida
Here’s how you can get the insurance you need at the best price in Florida.
Compare Florida rates with Jerry
Florida Insurance Coverage
Jerry customers who live in Florida typically receive some of the highest car insurance quotes, and factors such as bad weather and uninsured are partially to blame. In 2024, Florida saw 11 storms and cyclones that each cost residents billions of dollars in damages. Around 900,000 drivers are uninsured in Florida (over 5% of all drivers), with some counties having a higher-than-average rate, such as Jefferson (over 10%), Bay (over 7%) and Santa Rosa (over 7%).
More: Average cost of car insurance
This average Jerry customer in Florida received a monthly average quote of $220.19 for state-mandated minimum coverage. In comparison, the national average quote for minimum coverage is currently $231.90.
Drivers in Florida are legally required to carry these minimum levels of liability insurance coverage:
- $30,000 of bodily injury per person.
- $60,000 of bodily injury per per accident.
- $25,000 for property damage.
Car insurance by city in Florida (July 2025)
Cheapest Car Insurance in Miami
Because Miami is an urban area that frequently sees severe weather, drivers there may pay higher premiums than in other areas. It's wise to compare quotes from multiple insurers to find the best coverage at the lowest rate.
Cheap Car Insurance in Jacksonville, FL
Jacksonville drivers may pay higher rates because they're in a large urban area that gets frequent hurricanes. Comparing rates from multiple insurers can help you find an affordable policy.
Cheap Car Insurance in Tampa, FL
Compare car insurance quotes from Tampa drivers to see how your age and driving history can affect your rate.
Cheap Car Insurance in Orlando
Robust car insurance can protect Orlando drivers' wallets as they navigate the growing numbers of locals and tourists on the roads.
Cheapest Car Insurance in Florida for July 2025
A lot of factors go in to determining your car insurance rates. Shop around for the best deals in Florida.
Best Car Insurance in Florida for July 2025
Auto-Owners is the best car insurance company in Florida, according to Jerry’s editorial analysis.
Cheap Car Insurance in Tallahassee
Tallahassee drivers’ car insurance premiums can vary based on factors like age, driving history. See quotes from real Jerry customers.
Cheap Car Insurance in Fort Lauderdale, FL
See how your car insurance rates in Fort Lauderdale can vary by factors like age and driving history.
Find affordable car insurance in minutes.
Check out recent quotes Jerry customers have gotten for car insurance in Florida.
|
Date of Policy
|
Insurance Company
|
Monthly Quote
|
|---|---|---|
| June 30, 2025 | National General | $61 |
| June 29, 2025 | Root | $192 |
| June 29, 2025 | Root | $184 |
| June 29, 2025 | Embark General | $203 |
| June 29, 2025 | Bristol West | $417 |
Last Updated Jul 1, 2025
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Allstate Auto Insurance Review 2025
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State of Florida resources
