Car Insurance in Florida
Florida Insurance Coverage
Jerry customers who live in Florida typically receive some of the highest car insurance quotes, and factors such as bad weather and uninsured are partially to blame. In 2024, Florida saw 11 storms and cyclones that each cost residents billions of dollars in damages. Around 900,000 drivers are uninsured in Florida (over 5% of all drivers), with some counties having a higher-than-average rate, such as Jefferson (over 10%), Bay (over 7%) and Santa Rosa (over 7%).
More: Average cost of car insurance
This average Jerry customer in Florida received a monthly average quote of $220.19 for state-mandated minimum coverage. In comparison, the national average quote for minimum coverage is currently $235.99.
Drivers in Florida are legally required to carry these minimum levels of liability insurance coverage:
- $30,000 of bodily injury per person.
- $60,000 of bodily injury per per accident.
- $25,000 for property damage.
Check out recent quotes Jerry customers have gotten for car insurance in Florida.
|
Date of Policy
|
Insurance Company
|
Monthly Quote
|
|---|---|---|
| July 12, 2025 | Embark General | $265 |
| July 12, 2025 | Infinity | $237 |
| July 11, 2025 | Safeco | $322 |
| July 11, 2025 | ROOT | $139 |
| July 11, 2025 | The General | $822 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
