Car Insurance in Florida

Here’s how you can get the insurance you need at the best price in Florida.
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Car Insurance in Florida

Florida Insurance Coverage

Jerry customers who live in Florida typically receive some of the highest car insurance quotes, and factors such as bad weather and uninsured are partially to blame. In 2024, Florida saw 11 storms and cyclones that each cost residents billions of dollars in damages. Around 900,000 drivers are uninsured in Florida (over 5% of all drivers), with some counties having a higher-than-average rate, such as Jefferson (over 10%), Bay (over 7%) and Santa Rosa (over 7%).

More: Average cost of car insurance

This average Jerry customer in Florida received a monthly average quote of $220.19 for state-mandated minimum coverage. In comparison, the national average quote for minimum coverage is currently $231.90.

Drivers in Florida are legally required to carry these minimum levels of liability insurance coverage:

  • $30,000 of bodily injury per person.
  • $60,000 of bodily injury per per accident.
  • $25,000 for property damage.
Car insurance by city in Florida (July 2025)
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Check out recent quotes Jerry customers have gotten for car insurance in Florida.

Date of Policy
Insurance Company
Monthly Quote
June 30, 2025 National General $61
June 29, 2025 Root $192
June 29, 2025 Root $184
June 29, 2025 Embark General $203
June 29, 2025 Bristol West $417
Last Updated Jul 1, 2025
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