Car Insurance in Florida
Here’s how you can get the insurance you need at the best price in Florida.
Compare Florida rates with Jerry
Florida Insurance Coverage
Jerry customers who live in Florida typically receive some of the highest car insurance quotes, and factors such as bad weather and uninsured are partially to blame. In 2024, Florida saw 11 storms and cyclones that each cost residents billions of dollars in damages. Around 900,000 drivers are uninsured in Florida (over 5% of all drivers), with some counties having a higher-than-average rate, such as Jefferson (over 10%), Bay (over 7%) and Santa Rosa (over 7%).
More: Average cost of car insurance
This average Jerry customer in Florida received a monthly average quote of $220.22 for state-mandated minimum coverage. In comparison, the national average quote for minimum coverage is currently $232.35.
Drivers in Florida are legally required to carry these minimum levels of liability insurance coverage:
- $30,000 of bodily injury per person.
- $60,000 of bodily injury per per accident.
- $25,000 for property damage.
Car insurance by city in Florida (July 2025)
Cheapest Car Insurance in Miami
Because Miami is an urban area that frequently sees severe weather, drivers there may pay higher premiums than in other areas. It's wise to compare quotes from multiple insurers to find the best coverage at the lowest rate.
Cheap Car Insurance in Jacksonville, FL
Jacksonville drivers may pay higher rates because they're in a large urban area that gets frequent hurricanes. Comparing rates from multiple insurers can help you find an affordable policy.
Cheap Car Insurance in Tampa, FL
Compare car insurance quotes from Tampa drivers to see how your age and driving history can affect your rate.
Cheap Car Insurance in Orlando
Robust car insurance can protect Orlando drivers' wallets as they navigate the growing numbers of locals and tourists on the roads.
Cheap Car Insurance in Fort Myers
Car insurance premiums may vary based on factors like age, driving record and more. Here are the cheapest quotes that drivers in Fort Myers have received.
Cheapest Car Insurance in Florida for July 2025
A lot of factors go in to determining your car insurance rates. Shop around for the best deals in Florida.
Cheap Car Insurance in West Palm Beach
West Palm Beach drivers may pay different auto insurance rates, depending on their driving history, age and other factors.
Cheap Car Insurance in Gainesville, FL
Your car insurance rate in Gainesville is highly influenced by your driving history, age and other factors. Review quotes that other drivers in your area have received to find the cheapest rate.
Find affordable car insurance in minutes.
Check out recent quotes Jerry customers have gotten for car insurance in Florida.
|
Date of Policy
|
Insurance Company
|
Monthly Quote
|
|---|---|---|
| July 7, 2025 | The General | $79 |
| July 7, 2025 | ROOT | $109 |
| July 7, 2025 | Embark General | $644 |
| July 7, 2025 | Safeco | $517 |
| July 7, 2025 | Progressive | $133 |
Last Updated Jul 9, 2025
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State of Florida resources
