Car Insurance in Georgia by City

Written by Kevin Berry and 1 other
Updated Apr 28, 2026

Georgians in cities big and small may save money on car insurance by rate shopping.

Welcome to Georgia sign

Many variables affect your car insurance rate, and your location within the state of Georgia will almost certainly be one of them.

You can get quotes on the same or similar coverage from multiple insurers in order to get the best rate. Whether you’re in an urban area like Atlanta or in a more rural city up north like Dalton, getting multiple auto insurance quotes will help you find a competitive rate.

Below you will find recent car insurance costs from several cities across the state of Georgia. Find your city, or one nearby, to preview what you could pay if you’re looking for the best car insurance.

Larger cities, like Atlanta, have more robust pricing information and are not included in this list.

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Car insurance in Albany, GA

In Albany, companies like Dairyland, National General and Progressive often provide pricing that’s lower than the state’s average for customers with clean driving records.

Insurance Company
Avg Monthly Quote
Root$153
Progressive$155
Mile Auto$158
Mercury$184
First Acceptance$186
Last Updated Oct. 7, 2026

Car insurance in Athens, GA

If you’re in the Athens area, look to companies such as Progressive, First Acceptance or Trexis for low-cost policy options.

Insurance Company
Avg Monthly Quote
Foremost$40
Root$144
Mile Auto$158
Branch$161
Progressive$164
Last Updated Oct. 7, 2026

Car insurance in Augusta, GA

Out east in Augusta, you’ll find low-cost policies with insurers like Progressive, Dairyland or National General — all provide quotes below the Georgia state average to Jerry customers.

Insurance Company
Avg Monthly Quote
Foremost$67
Root$167
Mercury$182
Progressive$185
Mile Auto$195
Last Updated Oct. 7, 2026
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Car insurance in Carrollton, GA

Residents of the Carrollton area can look for coverage from companies like Assurance America, Progressive and First Acceptance for reasonably priced policies.

Insurance Company
Avg Monthly Quote
Foremost$76
Root$162
Branch$185
Mercury$194
AssuranceAmerica$194
Last Updated Oct. 7, 2026

Car insurance in Cartersville, GA

If you’re looking for low auto insurance rates in the Cartersville area, Jerry customers have found good deals with companies such as Assurance America, Progressive and Trexis.

Insurance Company
Avg Monthly Quote
Foremost$86
Mile Auto$166
Mercury$166
Root$169
Sentry$176
Last Updated Oct. 7, 2026

Car insurance in Columbus, GA

Brands such as Embark, Liberty Mutual and Progressive are often at the top of the list for cheap car insurance in Columbus.

Insurance Company
Avg Monthly Quote
Foremost$104
Branch$172
Mile Auto$175
Root$176
Mercury$180
Last Updated Oct. 7, 2026
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Car insurance in Conyers, GA

You’ll find some well-known insurers providing affordable quotes to folks in Conyers, GA. Look to companies like First Acceptance, Root and National General for low rates.

Insurance Company
Avg Monthly Quote
Foremost$44
Branch$208
Root$240
Progressive$274
Mile Auto$282
Last Updated Oct. 7, 2026

Car insurance in Dalton, GA

If you’re living in the Dalton area, insurers such as First Acceptance, Progressive and Assurance America may provide quotes that are below-average for the state.

Insurance Company
Avg Monthly Quote
Root$129
Mercury$130
Mile Auto$135
Progressive$138
Branch$145
Last Updated Oct. 7, 2026

Car insurance in Douglasville, GA

You can find below-state-average prices on car insurance in Douglasville with insurers such as Liberty Mutual, Dairyland and Aspen.

Insurance Company
Avg Monthly Quote
Root$233
Mile Auto$251
Progressive$256
Branch$267
Sentry$292
Last Updated Oct. 7, 2026
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Car insurance in Gainesville, GA

Jerry customers in the Gainesville area have received affordable car insurance quotes from insurers like Progressive, National General and Assurance America.

Insurance Company
Avg Monthly Quote
Foremost$40
Root$163
Mile Auto$172
Branch$186
Progressive$196
Last Updated Oct. 7, 2026

Car insurance in Griffin, GA

Griffin residents can find affordable rates with a number of insurers, including the likes of First Acceptance, Assurance America and Progressive.

Insurance Company
Avg Monthly Quote
Foremost$125
Mile Auto$168
Mercury$209
Root$212
Branch$222
Last Updated Oct. 7, 2026

Car insurance in Lagrange, GA

Shopping for car insurance in Lagrange can yield several affordable options from companies like Progressive, First Acceptance and National General.

Insurance Company
Avg Monthly Quote
Branch$157
Mile Auto$157
Root$158
Progressive$175
Mercury$201
Last Updated Oct. 7, 2026

Car insurance in Macon, GA

Jerry customers in Macon find polices at below-state-average prices from companies like Embark, Progressive and National General.

Insurance Company
Avg Monthly Quote
Mile Auto$139
Foremost$154
Root$213
Branch$218
Mercury$242
Last Updated Oct. 7, 2026
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Car insurance in Marietta, GA

If you live in the Marietta area, big-name insurers like Liberty Mutual and Progressive provide Jerry customers quotes that are below the average price for Georgians.

Insurance Company
Avg Monthly Quote
Root$210
Branch$239
Mercury$262
Progressive$268
GEICO$282
Last Updated Oct. 7, 2026

Car insurance in Rome, GA

When in Rome, you may find affordable car insurance with companies like First Acceptance, Assurance America and Progressive.

Insurance Company
Avg Monthly Quote
Foremost$79
Branch$170
Mile Auto$171
Root$171
Mercury$176
Last Updated Oct. 7, 2026

Car insurance in Valdosta, GA

Good deals on car insurance can be had in Valdosta, if you shop around. Consider insurers such as Trexis, Assurance America and Progressive.

Insurance Company
Avg Monthly Quote
Foremost$67
Branch$139
Progressive$148
Root$149
Mercury$159
Last Updated Oct. 7, 2026

Car insurance in Warner Robins, GA

Drivers in Warner Robins should look to companies like First Acceptance, National General and Progressive because they provide Jerry customers with solid car insurance rates.

Insurance Company
Avg Monthly Quote
Foremost$34
Root$166
Mile Auto$169
Mercury$188
Progressive$195
Last Updated Oct. 7, 2026
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Methodology

Data for all tables includes quotes in the last 18 months for Jerry customers in the designated city with no violations.

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Our experts
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Kevin Berry

Kevin Berry is the Senior Director of Content at Jerry and has been working in the digital content space since 2011 across the car insurance/repair, personal finance, travel and sports industries. Prior to Jerry, Kevin was a content team lead at NerdWallet overseeing the Multimedia Production and Travel Rewards teams. Previously, he worked for NBC Sports, Comcast Cable and Nike. He has a Master`s Degree from Arkansas State and a Bachelor`s from Oregon State University.

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Annie Millerbernd

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.

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