Iowa Car Insurance Resources

Jerry has compiled everything you need to know about auto insurance in Iowa.
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Iowa Car Insurance Resources
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Iowa minimum car insurance requirements

Iowa requires drivers to carry these minimum levels of coverage:

  • $20,000 in bodily injury liability per person.
  • $40,000 in bodily injury liability per accident.
  • $15,000 in property damage liability per accident.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Recent car insurance quotes in Iowa

Monthly Quote
Insurance Company
Date of Policy
City
$30 Progressive May 12, 2025 Waukee
$31 Progressive June 8, 2025 Newell
$33 Progressive May 16, 2025 Creston
$37 Progressive May 21, 2025 Council Bluffs
$38 Progressive June 7, 2025 Washington
Last Updated Jun 11, 2025
Best Car Insurance Companies in 2025
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Annie Millerbernd, Jun 3, 2025