Iowa Car Insurance Resources
          Jerry has compiled everything you need to know about auto insurance in Iowa.        
                  
            Compare Iowa rates with Jerry          
               
                  
      Learn about driving in Iowa    
     
                  
            Ben Moore, Oct 14, 2025          
          
            Cheap Car Insurance in Iowa for October 2025          
          
            Compare quotes from 50+ insurers to find the cheapest car insurance in Iowa.
            
          
        
                Xuyun Zeng, Oct 14, 2025              
              
                Best Car Insurance in Iowa for October 2025              
              
                Geico is the best car insurance company in Iowa, according to Jerry’s analysis.              
            
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                You can drive a new car without plates and registration for 30 days, or 45 days with a temporary license plate card and no registration card.              
            Jerry finds quotes from 50 insurance partners fast.
Iowa minimum car insurance requirements
Iowa requires drivers to carry these minimum levels of coverage:
- $20,000 in bodily injury liability per person.
- $40,000 in bodily injury liability per accident.
- $15,000 in property damage liability per accident.
If you have a loan or lease on your vehicle, the lender will require 
Recent car insurance quotes in Iowa
| 
    Monthly Quote   | 
    Insurance Company   | 
    Date of Quote   | 
    City   | 
|---|
| 
    Monthly Quote   | 
    Insurance Company   | 
    Date of Quote   | 
    City   | 
|---|---|---|---|
| $20 | Progressive | 06/21/25 | Parkersburg | 
| $21 | Bristol West | 09/03/25 | Cedar Falls | 
| $21 | Progressive | 06/14/25 | Marion | 
| $21 | Bristol West | 06/28/25 | Marengo | 
| $21 | Safeco | 09/21/25 | Grinnell | 
      
      Last Updated October 2025
    
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Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
