Iowa Car Insurance Resources
Jerry has compiled everything you need to know about auto insurance in Iowa.
Compare Iowa rates with Jerry
Learn about driving in Iowa
Ben Moore, Jul 10, 2025
Cheap Car Insurance in Iowa for July 2025
Compare quotes from 50+ insurers to find the cheapest car insurance in Iowa.
R.E. Fulton, Jul 8, 2025
How to Get Temporary License Plates in Iowa
You can drive a new car without plates and registration for 30 days, or 45 days with a temporary license plate card and no registration card.
Xuyun Zeng, Jul 5, 2025
Best Car Insurance in Iowa for July 2025
Geico is the best car insurance company in Iowa, according to Jerry’s analysis.
Find affordable car insurance in minutes.
Iowa minimum car insurance requirements
Iowa requires drivers to carry these minimum levels of coverage:
- $20,000 in bodily injury liability per person.
- $40,000 in bodily injury liability per accident.
- $15,000 in property damage liability per accident.
If you have a loan or lease on your vehicle, the lender will require
Recent car insurance quotes in Iowa
|
Monthly Quote
|
Insurance Company
|
Date of Policy
|
City
|
|---|---|---|---|
| $32 | Bristol West | June 29, 2025 | Laurens |
| $33 | Progressive | June 30, 2025 | Ames |
| $37 | Progressive | June 22, 2025 | Alden |
| $40 | Progressive | June 14, 2025 | Waterloo |
| $41 | Bristol West | June 25, 2025 | Des Moines |
Last Updated Jul 10, 2025
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Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
