Iowa Car Insurance Resources

Jerry has compiled everything you need to know about auto insurance in Iowa.
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Iowa Car Insurance Resources
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Iowa minimum car insurance requirements

Iowa requires drivers to carry these minimum levels of coverage:

  • $20,000 in bodily injury liability per person.
  • $40,000 in bodily injury liability per accident.
  • $15,000 in property damage liability per accident.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Recent car insurance quotes in Iowa

Monthly Quote
Insurance Company
Date of Policy
City
$32 Bristol West June 29, 2025 Laurens
$33 Progressive June 30, 2025 Ames
$37 Progressive June 22, 2025 Alden
$40 Progressive June 14, 2025 Waterloo
$41 Bristol West June 25, 2025 Des Moines
Last Updated Jul 10, 2025

Estimate car insurance costs

Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.

Average monthly quote:
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Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.
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Annie Millerbernd, Jun 24, 2025