Kentucky Car Insurance Resources
Jerry has compiled everything you need to know about auto insurance in Kentucky.
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Learn about driving in Kentucky

Ben Moore, Jun 18, 2025
Cheap Car Insurance in Kentucky for June 2025
Compare quotes from 50+ insurers to find the cheapest car insurance in Kentucky.
Xuyun Zeng, Jun 4, 2025
Best Car Insurance in Kentucky for June 2025
Geico is the best car insurance company in Kentucky, according to Jerry’s analysis.
Xuyun Zeng, Mar 25, 2025
Cheapest car insurance in Lexington, KY
Preview car insurance rates that Jerry customers in Lexington have been quoted.
Xuyun Zeng, Jan 7, 2025
Cheap Car Insurance in Louisville, KY
Louisville drivers can cost compare with multiple insurers to find the cheapest coverage that fits their needs.
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Kentucky minimum car insurance requirements
Kentucky requires drivers to carry these minimum levels of coverage on their auto insurance policy:
- $25,000 in bodily injury liability per person.
- $50,000 in bodily injury liability per accident.
- $25,000 in property damage liability per accident.
- $10,000 in personal injury protection, or PIP. Drivers may waive this coverage, but must reject it in writing.
If you have a loan or lease on your vehicle, the lender will require
If you’re looking at car insurance quotes, you should factor in if you will want cheap car insurance or need increased coverage amounts on your policy. By getting multiple quotes from different insurers, you’ll be able to better see the average cost of car insurance for your desired coverage levels.
Recent car insurance quotes in Kentucky
Monthly Quote
|
Insurance Company
|
Date of Policy
|
City
|
---|---|---|---|
$39 | Progressive | May 23, 2025 | Verona |
$39 | Progressive | May 23, 2025 | Booneville |
$46 | Progressive | June 1, 2025 | Glasgow |
$48 | Progressive | June 9, 2025 | Bowling Green |
$48 | Progressive | May 26, 2025 | Highland Heights |
Last Updated Jun 18, 2025