Kentucky Car Insurance Resources

Jerry has compiled everything you need to know about auto insurance in Kentucky.
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Kentucky Car Insurance Resources
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Kentucky minimum car insurance requirements

Kentucky requires drivers to carry these minimum levels of coverage on their auto insurance policy:

  • $25,000 in bodily injury liability per person.
  • $50,000 in bodily injury liability per accident.
  • $25,000 in property damage liability per accident.
  • $10,000 in personal injury protection, or PIP. Drivers may waive this coverage, but must reject it in writing.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

If you’re looking at car insurance quotes, you should factor in if you will want cheap car insurance or need increased coverage amounts on your policy. By getting multiple quotes from different insurers, you’ll be able to better see the average cost of car insurance for your desired coverage levels.

Recent car insurance quotes in Kentucky

Monthly Quote
Insurance Company
Date of Policy
City
$39 Progressive May 23, 2025 Verona
$39 Progressive May 23, 2025 Booneville
$46 Progressive June 1, 2025 Glasgow
$48 Progressive June 9, 2025 Bowling Green
$48 Progressive May 26, 2025 Highland Heights
Last Updated Jun 18, 2025
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Annie Millerbernd, Jun 3, 2025