Maryland Car Insurance Resources

Jerry has compiled everything you need to know about auto insurance in Maryland.
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Maryland Car Insurance Resources
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Maryland minimum car insurance requirements

Maryland requires drivers to carry these minimum levels of coverage with their car insurance:

  • $30,000 in bodily injury liability per person.
  • $60,000 in bodily injury liability per accident.
  • $15,000 in property damage liability per accident.
  • $30,000 in uninsured motorist coverage per person.
  • $60,000 in uninsured motorist coverage per accident.
  • $15,000 in uninsured motorist property damage per accident.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

When you’re gathering car insurance quotes, you should remember to consider if you simply want cheap car insurance or need higher amounts of coverage on your policy. By getting several quotes, you’ll be able to get a sense of what the average cost of car insurance will be for you.

Recent car insurance quotes in Maryland

Monthly Quote
Insurance Company
Date of Policy
City
$42 Progressive July 2, 2025 Bethesda
$61 Progressive July 3, 2025 Indian Head
$62 Progressive June 10, 2025 Silver Spring
$68 Progressive June 27, 2025 Silver Spring
$69 Progressive June 14, 2025 Chevy Chase
Last Updated Jul 9, 2025

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Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.

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Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.
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