Minnesota Car Insurance Resources
Jerry has compiled everything you need to know about auto insurance in Minnesota.
Compare Minnesota rates with Jerry
Learn about driving in Minnesota
Stephanie Colestock, Dec 2, 2025
How to Find the Cheapest Car Insurance in Minnesota
Compare quotes from 50+ insurers to find the cheapest car insurance in Minnesota.
Xuyun Zeng, Dec 1, 2025
Cheap Car Insurance in Minneapolis (December 2025)
Minneapolis drivers may have to navigate slick winter conditions, meaning robust car insurance is a must-have in the city.
Xuyun Zeng, Nov 30, 2025
Best Car Insurance in Minnesota for December 2025
Geico is the best car insurance company in Minnesota, according to Jerry’s analysis.
Jerry finds quotes from 50 insurance partners fast.
Minnesota minimum car insurance requirements
Minnesota requires drivers to carry these minimum levels of coverage:
- $30,000 in bodily injury liability per person.
- $60,000 in bodily injury liability per accident.
- $10,000 in property damage liability per accident.
- $25,000 in uninsured/underinsured motorist coverage per person.
- $50,000 in uninsured/underinsured motorist coverage per accident.
- $40,000 in personal injury protection, or PIP.
If you have a loan or lease on your vehicle, the lender will require
Recent car insurance quotes in Minnesota
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Monthly Quote
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Insurance Company
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Date of Quote
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City
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Monthly Quote
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Insurance Company
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Date of Quote
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City
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| $20 | 06/23/25 | Goodland | |
| $20 | 07/22/25 | Meadowlands | |
| $21 | 08/27/25 | Cass Lake | |
| $22 | 06/23/25 | Albert Lea | |
| $23 | 09/26/25 | Bemidji |
Last Updated Dec. 2, 2025
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Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
