Missouri Car Insurance Resources

Jerry has compiled everything you need to know about auto insurance in Missouri.
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Missouri Car Insurance Resources
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Missouri minimum car insurance requirements

Missouri requires drivers to carry these minimum levels of liability and uninsured motorist coverage:

  • $25,000 in bodily injury liability per person.
  • $50,000 in bodily injury liability per accident.
  • $25,000 in property damage liability per accident.
  • $25,000 in uninsured motorist bodily injury per person
  • $50,000 in uninsured motorist bodily injury per accident.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Recent car insurance quotes in Missouri

Monthly Quote
Insurance Company
Date of Quote
City
$20 Progressive August 5, 2025 Lebanon
$21 Progressive March 6, 2025 Mexico
$21 Progressive August 3, 2025 Camdenton
$22 Progressive June 15, 2025 Rogersville
$23 Progressive July 24, 2025 Saint Joseph
Last Updated Aug. 8, 2025

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Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.

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Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.
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