New Hampshire Car Insurance Resources

Jerry has compiled everything you need to know about auto insurance in New Hampshire.
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New Hampshire Car Insurance Resources
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New Hampshire minimum car insurance requirements

New Hampshire requires drivers to carry these minimum levels of coverage:

  • $25,000 in bodily injury liability per person.
  • $50,000 in bodily injury liability per accident.
  • $25,000 in property damage liability per accident.
  • $25,000 in uninsured motorist coverage per person.
  • $50,000 in uninsured motorist coverage per accident.
  • $25,000 in uninsured motorist property damage per accident.
  • $1,000 in medical payments coverage.

New Hampshire drivers can choose to not get car insurance and instead show proof of financial responsibility by depositing money or approved securities with the state treasurer, in an amount that matches the minimum coverage liability limits listed above.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

As you are shopping for car insurance quotes you’ll want to consider whether you need cheap car insurance or have a higher priority on coverage amounts and quality to make the best decision for your financial situation. By getting quotes from multiple companies, you’ll be able to better determine the average cost of car insurance for your personal profile and price compare across similar coverage types.

Whether you need auto insurance for yourself or your entire family of multiple drivers, we have lots of resources to help you out including guides to learn about the various types of car insurance and how to handle situations like covering a new car.

Estimate car insurance costs

Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.

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Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.

Recent car insurance quotes in New Hampshire

Monthly Quote
Insurance Company
Date of Policy
City
$42 Progressive June 25, 2025 Northwood
$56 Progressive June 11, 2025 Rochester
$64 Progressive June 28, 2025 Manchester
$64 Progressive June 16, 2025 Troy
$65 Bristol West June 29, 2025 Concord
Last Updated Jul 10, 2025
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