Car Insurance in New Jersey
New Jersey differentiates between a Basic and Standard policy. Here’s how you can find the best policy for your needs.
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New Jersey Insurance Coverage
New Jersey requires drivers to carry the following minimum coverage, which the state refers to as a “basic” policy:
- $5,000 in property damage liability.
- $15,000 in personal injury protection, or PIP, per person per accident.
Drivers can purchase a “standard” policy for additional coverage, but it’s not required. This policy includes:
- $25,000 in bodily injury liability per person.
- $50,000 in bodily injury liability per accident.
- $25,000 in property damage liability per accident.
- $15,000 in PIP per person per accident.
Car insurance by city in New Jersey (June 2025)
Cheap Car Insurance in New Jersey for June 2025
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Best Car Insurance in New Jersey for June 2025
Geico is the best car insurance company in New Jersey, according to Jerry's editorial analysis.
Cheap Car Insurance in Newark, NJ
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Cheap Car Insurance in Jersey City
Comparing quotes from multiple insurers can help Jersey City drivers find affordable car insurance.
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Check out recent quotes Jerry customers have gotten for car insurance in New Jersey.
|
Date of Policy
|
Insurance Company
|
Monthly Quote
|
|---|---|---|
| June 9, 2025 | Progressive | $1,213 |
| June 9, 2025 | Bristol West | $771 |
| June 9, 2025 | Bristol West | $240 |
| June 9, 2025 | Bristol West | $329 |
| June 9, 2025 | Progressive | $272 |
Last Updated Jun 11, 2025
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State of New Jersey resources
