New Mexico Car Insurance Resources

Jerry has compiled everything you need to know about auto insurance in New Mexico.
Compare New Mexico rates with Jerry
New Mexico Car Insurance Resources
Find affordable car insurance in minutes.

New Mexico minimum car insurance requirements

New Mexico requires drivers to carry these minimum levels of liability car insurance coverage:

  • $25,000 in bodily injury liability per person.
  • $50,000 in bodily injury liability per accident.
  • $10,000 in property damage liability per accident.

More: Cheap car insurance

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Recent car insurance quotes in New Mexico

Monthly Quote
Insurance Company
Date of Policy
City
$30 Progressive June 12, 2025 Albuquerque
$31 Progressive June 11, 2025 Arenas Valley
$34 Progressive June 20, 2025 Las Cruces
$35 Progressive June 14, 2025 Estancia
$41 Progressive June 19, 2025 Socorro
Last Updated Jul 10, 2025

More: Average car insurance costs

Estimate car insurance costs

Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.

Average monthly quote:
$–
COMPARE QUOTES
Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.
Best Car Insurance Companies in 2025
FEATURED
Best Car Insurance Companies in 2025
Compare the top car insurance companies of 2025. Get multiple quotes to find the best coverage.
Annie Millerbernd, Jun 24, 2025
How to Shop for Car Insurance and Find the Best Rates
FEATURED
How to Shop for Car Insurance and Find the Best Rates
Finding the best auto insurance policy involves selecting optimal coverage at the right price with the right carrier.
Stephanie Colestock, Jun 18, 2025