Oregon Car Insurance Resources

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Oregon Car Insurance Resources
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Oregon minimum car insurance requirements

Oregon requires drivers to carry these minimum levels of liability car insurance, personal injury protection and uninsured motorist coverage:

  • Liability for bodily injury and property damage includes $25,000 per person, $50,000 per crash for injuries to others, and $20,000 per crash for damage to others’ property.
  • Personal injury protection of $15,000 per person.
  • Uninsured motorist coverage of $25,000 per person and $50,000 per crash for bodily injuries caused by an uninsured driver.

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If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Recent car insurance quotes in Oregon

Monthly Quote
Insurance Company
Date of Policy
City
$31 Progressive May 28, 2025 North Plains
$38 Progressive June 18, 2025 Portland
$40 Progressive June 22, 2025 Eugene
$43 Progressive June 10, 2025 Lake Oswego
$49 Bristol West June 18, 2025 Weston
Last Updated Jun 24, 2025

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