Car Insurance in Pennsylvania

Pennsylvania Insurance Coverage
According to S&P Global’s data, drivers in Pennsylvania saw a 40% increase in car insurance rates from January 2019 to Sept 2024.
Drivers are required to carry the following minimum coverages:
- $15,000 in bodily injury liability for injury to one person.
- $30,000 for bodily injury liability for injury to several people in an accident.
- $5,000 for property damage.
As you sift through car insurance quotes, ask yourself if your main goal is cheap car insurance or a plan that offers more robust coverage. Insurance isn’t one-size-fits-all, so be honest about what you need for peace of mind on the road. Getting a range of quotes will help you identify the average cost of car insurance tailored to your situation.




Recent car insurance quotes in Pennsylvania
Date of Policy
|
City
|
Insurance Company
|
Monthly Quote
|
---|---|---|---|
July 7, 2025 | Philadelphia | Embark General | $160 |
July 7, 2025 | Chester | ROOT | $619 |
July 7, 2025 | Darby | Safeco | $233 |
July 7, 2025 | Philadelphia | Embark General | $141 |
July 7, 2025 | Philadelphia | ROOT | $478 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.

