Rhode Island Car Insurance Resources
Jerry has compiled everything you need to know about auto insurance in Rhode Island.
Compare Rhode Island rates with Jerry
Find affordable car insurance in minutes.
Rhode Island minimum car insurance requirements
Rhode Island requires drivers to carry these minimum levels of coverage:
- $25,000 in bodily injury liability per person.
- $50,000 in bodily injury liability per accident.
- $25,000 in property damage liability per accident.
If you have a loan or lease on your vehicle, the lender will require
Recent car insurance quotes in Rhode Island
|
Monthly Quote
|
Insurance Company
|
Date of Policy
|
City
|
|---|---|---|---|
| $77 | Progressive | June 25, 2025 | Westerly |
| $86 | Progressive | July 8, 2025 | Coventry |
| $96 | Progressive | July 7, 2025 | Johnston |
| $102 | Progressive | June 11, 2025 | Pawtucket |
| $108 | Progressive | June 29, 2025 | Central Falls |
Last Updated Jul 10, 2025
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:$–
COMPARE QUOTES
Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
