South Dakota Car Insurance Resources

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South Dakota Car Insurance Resources
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South Dakota minimum car insurance requirements

South Dakota requires drivers to carry these minimum levels of car insurance coverage:

  • $25,000 in bodily injury liability per person.
  • $50,000 in bodily injury liability per accident.
  • $25,000 in property damage liability per accident.
  • $25,000 in uninsured/underinsured motorist  coverage per person.
  • $50,000 in uninsured/underinsured motorist coverage per accident.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

More: Average car insurance rates

Recent car insurance quotes in South Dakota

Monthly Quote
Insurance Company
Date of Policy
City
$56 Bristol West June 11, 2025 Deadwood
$67 The General June 21, 2025 Sioux Falls
$82 Bristol West June 16, 2025 Rapid City
$84 Bristol West June 18, 2025 Sioux Falls
$95 Bristol West June 24, 2025 Brookings
Last Updated Jul 2, 2025
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Annie Millerbernd, Jun 24, 2025