Tennessee Car Insurance Resources

Jerry has compiled everything you need to know about auto insurance in Tennessee.
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Tennessee Car Insurance Resources
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Tennessee minimum car insurance requirements

Tennessee requires drivers to carry these minimum levels of coverage on their car insurance policy:

  • $25,000 in bodily injury liability per person.
  • $50,000 in bodily injury liability per accident.
  • $25,000 in property damage liability per accident.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

While comparing car insurance quotes, you should consider whether you will need cheap car insurance or prefer more robust coverage with your policy. By getting quotes from several companies, you’ll be able to better calculate the average cost of car insurance for your coverage situation.

Recent car insurance quotes in Tennessee

Monthly Quote
Insurance Company
Date of Policy
City
$31 Progressive June 5, 2025 Johnson City
$32 Progressive June 14, 2025 Strawberry Plains
$33 Progressive May 19, 2025 Church Hill
$34 Progressive May 29, 2025 Johnson City
$38 Trexis May 25, 2025 Crossville
Last Updated Jun 17, 2025
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Annie Millerbernd, Jun 3, 2025