Tennessee Car Insurance Resources

Jerry has compiled everything you need to know about auto insurance in Tennessee.
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Tennessee Car Insurance Resources
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Tennessee minimum car insurance requirements

Tennessee requires drivers to carry these minimum levels of coverage on their car insurance policy:

  • $25,000 in bodily injury liability per person.
  • $50,000 in bodily injury liability per accident.
  • $25,000 in property damage liability per accident.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

While comparing car insurance quotes, you should consider whether you will need cheap car insurance or prefer more robust coverage with your policy. By getting quotes from several companies, you’ll be able to better calculate the average cost of car insurance for your coverage situation.

Recent car insurance quotes in Tennessee

Monthly Quote
Insurance Company
Date of Policy
City
$31 Progressive June 5, 2025 Johnson City
$32 Progressive June 14, 2025 Strawberry Plains
$37 Progressive June 24, 2025 Soddy Daisy
$39 Progressive June 23, 2025 Hendersonville
$39 Progressive June 27, 2025 Townsend
Last Updated Jul 1, 2025
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Annie Millerbernd, Jun 24, 2025