There are plenty of cool things to explore in Clarksville, like caves, distilleries and Fort Defiance. But drivers should be mindful of the area’s unique traffic hazards, such as military convoys out of nearby Fort Campbell, speeders on Interstate 24 heading to Nashville, and potential collisions with deer.
Having proper car insurance coverage is important to keep your car and your finances protected. Jerry can help drivers in Clarksville find the best car insurance policies for their needs based on factors like age, ZIP code and driving history.
Cheapest minimum coverage insurance in Clarksville
These are the cheapest quotes for minimum coverage that drivers in Clarksville, Tennessee, have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $26 | $308 | 33 | 08/29/25 | 37042 | ||
| $34 | $410 | 45 | 06/25/25 | 37042 | ||
| $35 | $418 | 44 | 06/22/25 | 37042 | ||
| $41 | $496 | 61 | 08/08/25 | 37043 | ||
| $42 | $508 | 44 | 06/26/25 | 37040 | ||
| $46 | $554 | 53 | 07/22/25 | 37042 | ||
| $47 | $568 | 21 | 07/12/25 | 37043 | ||
| $50 | $598 | 47 | 09/23/25 | 37043 | ||
| $51 | $612 | 63 | 08/26/25 | 37042 | ||
| $53 | $636 | 60 | 07/20/25 | 37042 |
Tennessee requires drivers to carry these minimum coverages:
- $25,000 in bodily injury liability per person.
- $50,000 in bodily injury liability per accident.
- $25,000 in property damage liability per accident.
If you have a loan or lease on your vehicle, the lender will require
More: Get cheap car insurance the smart way, today
Cheapest full coverage insurance in Clarksville
Full coverage could pay for your repairs if your car gets damaged by theft, vandalism, collisions and weather-related incidents. These are the cheapest quotes for full coverage that drivers in Clarksville have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $61 | $736 | 71 | 10/13/25 | 37042 | ||
| $70 | $840 | 41 | 06/21/25 | 37043 | ||
| $72 | $868 | 59 | 06/25/25 | 37042 | ||
| $77 | $920 | 65 | 10/30/25 | 37040 | ||
| $79 | $946 | 38 | 08/04/25 | 37043 | ||
| $81 | $966 | 44 | 06/22/25 | 37042 | ||
| $81 | $974 | 63 | 08/26/25 | 37042 | ||
| $82 | $986 | 40 | 06/18/25 | 37043 | ||
| $83 | $996 | 47 | 07/12/25 | 37042 | ||
| $84 | $1,006 | 44 | 06/23/25 | 37043 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
More: Best car insurance in Tennessee
Cheapest car insurance for young drivers in Clarksville (18-29 years old)
Young drivers typically pay more for car insurance because they lack driving experience and insurers view that lack of experience as risky. These are the cheapest quotes that young drivers in Clarksville have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $29 | $343 | 24 | No | 09/08/25 | 37040 | ||
| $58 | $698 | 29 | No | 08/25/25 | 37043 | ||
| $61 | $726 | 26 | No | 09/11/25 | 37042 | ||
| $64 | $768 | 28 | No | 10/29/25 | 37040 | ||
| $70 | $838 | 29 | No | 06/25/25 | 37043 | ||
| $81 | $966 | 44 | 06/22/25 | 37042 | |||
| $81 | $974 | 63 | 08/26/25 | 37042 | |||
| $82 | $986 | 40 | 06/18/25 | 37043 | |||
| $83 | $996 | 47 | 07/12/25 | 37042 | |||
| $84 | $1,006 | 44 | 06/23/25 | 37043 |
More: Cheapest car insurance in Tennessee
Cheapest car insurance for mature drivers in Clarksville (30-54 years old)
Car insurance premiums tend to get cheaper as drivers gain experience on the road. These are the cheapest quotes that drivers in Clarksville between 30 and 54 years old have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $34 | $410 | 45 | No | 06/25/25 | 37042 | ||
| $41 | $488 | 30 | No | 05/23/25 | 37040 | ||
| $46 | $552 | 44 | No | 06/22/25 | 37042 | ||
| $49 | $584 | 49 | No | 06/13/25 | 37040 | ||
| $49 | $590 | 45 | No | 06/11/25 | 37042 | ||
| $81 | $966 | 44 | 06/22/25 | 37042 | |||
| $81 | $974 | 63 | 08/26/25 | 37042 | |||
| $82 | $986 | 40 | 06/18/25 | 37043 | |||
| $83 | $996 | 47 | 07/12/25 | 37042 | |||
| $84 | $1,006 | 44 | 06/23/25 | 37043 |
Cheapest car insurance for older drivers in Clarksville (55+ years old)
Drivers who are 55 and older usually get the cheapest premiums but those rates could rise once they reach their 70s. Here are the cheapest quotes that older drivers in Clarksville have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
Has Full Coverage
|
|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
Has Full Coverage
|
|---|---|---|---|---|---|---|---|
| $61 | $736 | 71 | 10/13/25 | 37042 | Yes | ||
| $69 | $832 | 65 | 10/30/25 | 37040 | No | ||
| $72 | $868 | 59 | 06/25/25 | 37042 | Yes | ||
| $78 | $936 | 63 | 08/26/25 | 37042 | No | ||
| $81 | $974 | 63 | 08/26/25 | 37042 | Yes | ||
| $81 | $966 | 44 | 06/22/25 | 37042 | |||
| $81 | $974 | 63 | 08/26/25 | 37042 | |||
| $82 | $986 | 40 | 06/18/25 | 37043 | |||
| $83 | $996 | 47 | 07/12/25 | 37042 | |||
| $84 | $1,006 | 44 | 06/23/25 | 37043 |
More: Best car insurance for seniors
Cheapest car insurance for drivers with clean records in Clarksville
Drivers with clean records usually get the cheapest rates. These are the cheapest quotes that drivers with spotless records in Clarksville have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $29 | $343 | 24 | 09/08/25 | No | 37040 | ||
| $36 | $434 | 40 | 09/06/25 | No | 37040 | ||
| $41 | $486 | 63 | 08/26/25 | No | 37042 | ||
| $42 | $504 | 27 | 09/04/25 | No | 37040 | ||
| $46 | $550 | 72 | 10/07/25 | No | 37043 | ||
| $49 | $584 | 62 | 06/21/25 | No | 37042 | ||
| $50 | $600 | 33 | 08/17/25 | No | 37042 | ||
| $54 | $642 | 40 | 06/18/25 | No | 37043 | ||
| $55 | $654 | 41 | 08/12/25 | No | 37042 | ||
| $55 | $656 | 41 | 07/16/25 | No | 37042 |
Cheapest car insurance for drivers with low credit scores in Clarksville
Tennessee allows insurers to use credit-based insurance scores to help calculate premiums, and having a low credit score may cause your premium to be higher. Since insurers weigh credit scores differently, it’s wise to get multiple quotes to find the lowest rate. These are the cheapest quotes that drivers in Clarksville with credit scores below 550 have received via Jerry.
|
Credit Score
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|
|
Credit Score
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| <550 | $63 | $757 | 24 | 07/18/25 | 37043 | ||
| <550 | $65 | $778 | 27 | 09/15/25 | 37042 | ||
| <550 | $68 | $810 | 51 | 10/01/25 | 37042 | ||
| <550 | $68 | $812 | 37 | 12/06/24 | 37042 | ||
| <550 | $105 | $1,262 | 29 | 03/17/25 | 37043 | ||
| $49 | $584 | 62 | 37042 | ||||
| $50 | $600 | 33 | 37042 | ||||
| $54 | $642 | 40 | 37043 | ||||
| $55 | $654 | 41 | 37042 | ||||
| $55 | $656 | 41 | 37042 |
Cheapest car insurance for drivers with at-fault accidents in Clarksville
An at-fault accident will likely cause your premium to rise. These are the cheapest quotes that drivers in Clarksville with at-fault accidents have received via Jerry.
|
At-fault Accident on Record
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|
|
At-fault Accident on Record
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|---|
| At Fault With No Injury | $63 | $757 | 24 | No | 07/18/25 | 37043 | ||
| At Fault With No Injury | $66 | $788 | 25 | No | 03/13/25 | 37043 | ||
| At Fault With No Injury | $74 | $888 | 42 | No | 07/18/25 | 37042 | ||
| At Fault With No Injury | $78 | $940 | 28 | No | 11/03/25 | 37042 | ||
| At Fault With No Injury | $92 | $1,099 | 21 | No | 11/04/25 | 37043 | ||
| $49 | $584 | 62 | No | 37042 | ||||
| $50 | $600 | 33 | No | 37042 | ||||
| $54 | $642 | 40 | No | 37043 | ||||
| $55 | $654 | 41 | No | 37042 | ||||
| $55 | $656 | 41 | No | 37042 |
More: What is an at-fault accident?
Cheapest car insurance for drivers with speeding tickets in Clarksville
Drivers with speeding citations typically pay a higher cost for auto insurance. Here are the cheapest quotes that drivers in Clarksville have received via Jerry.
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| Speeding over 15 | $49 | $582 | 32 | 09/10/25 | 37040 | ||
| Speeding over 15 | $70 | $842 | 22 | 06/10/25 | 37043 | ||
| Speeding over 15 | $70 | $844 | 27 | 09/23/25 | 37040 | ||
| Speeding over 15 | $86 | $1,032 | 74 | 09/08/25 | 37043 | ||
| Speeding over 15 | $92 | $1,098 | 33 | 07/11/25 | 37042 | ||
| $49 | $584 | 62 | 06/21/25 | 37042 | |||
| $50 | $600 | 33 | 08/17/25 | 37042 | |||
| $54 | $642 | 40 | 06/18/25 | 37043 | |||
| $55 | $654 | 41 | 08/12/25 | 37042 | |||
| $55 | $656 | 41 | 07/16/25 | 37042 |
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.
Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.
