---
title: 'Car Insurance in Texas by City (July 2026)'
date: '2026-04-28'
permalink: 'https://jerry.ai/car-insurance/texas/by-city/'
author: 'Kevin Berry'
description: 'Texas insurance pricing can vary widely by location. See average monthly rates by carrier in cities across the state.'
image: 'https://jerry.ai/wp-content/uploads/2025/01/Depositphotos_22066181_XL-scaled.jpg'
---

# Car Insurance in Texas by City (July 2026)

![Texas state flag blowing in the wind](/wp-content/uploads/2025/01/Depositphotos_22066181_XL-scaled.jpg)Many factors can impact your [car insurance](/car-insurance/)rate, and in a state as big as Texas, your location will undoubtedly be one of them.

One of the best ways to save money on car insurance is to compare quotes for similar coverage levels across multiple insurers who sell policies in Texas. Whether you’re in a major metro area like [Houston](/car-insurance/texas/houston/)or farther out west in a city like [Lubbock](/car-insurance/texas/lubbock/), it pays to get quotes with multiple providers to find the best rate.

Below you will find recent car insurance costs from many cities across [Texas](/car-insurance/texas/). Find your city, or one nearby, to get a sense for what you could pay if you’re shopping for the [best car insurance](/car-insurance/best-car-insurance-companies/)rates near you.

- **See robust car insurance pricing for large Texas cities**
    
    [Arlington](/car-insurance/texas/arlington/)
    
    [Austin](/car-insurance/texas/austin/)
    
    [Dallas](/car-insurance/texas/dallas/)
    
    [El Paso](/car-insurance/texas/el-paso/)
    
    [Fort Worth](/car-insurance/texas/fort-worth/)
    
    [Houston](/car-insurance/texas/houston/)
    
    [San Antonio](/car-insurance/texas/san-antonio/)

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## Car insurance in Baytown, TX

Insurers like [Liberty Mutual](/reviews/car-insurance/safeco/), [Mercury](/reviews/car-insurance/mercury/), [Travelers](/reviews/car-insurance/travelers/)and [Allstate](/reviews/car-insurance/allstate/)often quote below-average rates to customers with clean driving records in Baytown, Texas.

| Insurance Company | Avg Monthly Quote |
|---|---|
|  |  |
|  | $104 |
|  | $163 |
|  | $183 |
|  | $187 |
|  | $199 |



Last Updated July 16, 2026



## Car insurance in Bryan, TX

If you’re looking to save money on car insurance in Bryan, some of the large national providers such as Liberty Mutual, [Nationwide](/reviews/car-insurance/nationwide/)and [Progressive](/reviews/car-insurance/progressive/)often quote affordable rates.

| Insurance Company | Avg Monthly Quote |
|---|---|
|  |  |
|  | $83 |
|  | $126 |
|  | $130 |
|  | $133 |
|  | $137 |



Last Updated July 16, 2026



## Car insurance in Conroe, TX

If you need car insurance in Conroe, give companies like Travelers, [Kemper](/reviews/car-insurance/kemper/)or Liberty Mutual a look as they have often [quoted Jerry customers](/car-insurance/car-insurance-quotes/)rates below the state average.

| Insurance Company | Avg Monthly Quote |
|---|---|
|  |  |
|  | $82 |
|  | $94 |
|  | $156 |
|  | $159 |
|  | $162 |



Last Updated July 16, 2026



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## Car insurance in Denton, TX

If you’re in the Denton area and looking to [save money on car insurance](/car-insurance/cheap-car-insurance/), companies like Trexis, Kemper and Liberty Mutual provide quotes to Denton residents that are below-average for the state.

| Insurance Company | Avg Monthly Quote |
|---|---|
|  |  |
|  | $118 |
|  | $145 |
|  | $164 |
|  | $170 |
|  | $173 |



Last Updated July 16, 2026



## Car insurance in Garland, TX

In Gardland, if you are looking for car insurance rates below the average cost in Texas, check out companies like [Assurance America](/reviews/car-insurance/assurance-america/), Mercury or Trexis. These insurers have often quoted low rates to Jerry customers in Garland.

| Insurance Company | Avg Monthly Quote |
|---|---|
|  |  |
|  | $104 |
|  | $149 |
|  | $184 |
|  | $194 |
|  | $196 |



Last Updated July 16, 2026



## Car insurance in Katy, TX

Big brands such as Liberty Mutual, Travelers and Nationwide are often at the top of the list for cheap car insurance in Katy.

| Insurance Company | Avg Monthly Quote |
|---|---|
|  |  |
|  | $38 |
|  | $108 |
|  | $188 |
|  | $194 |
|  | $199 |



Last Updated July 16, 2026



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## Car insurance in Lufkin, TX

If you [shop around for car insurance](/car-insurance/shopping-for-auto-insurance/), you can find a good rate in Lufkin. Jerry customers with quotes from places like Assurance America, Liberty Mutual and Travelers have been quoted rates that are below the state average costs.

| Insurance Company | Avg Monthly Quote |
|---|---|
|  |  |
|  | $51 |
|  | $73 |
|  | $104 |
|  | $114 |
|  | $126 |



Last Updated July 16, 2026



## Car insurance in Midland, TX

If you’re in the Midland area, you can often find affordable car insurance rates with big companies like Liberty Mutual, Nationwide and Progressive, among others.

| Insurance Company | Avg Monthly Quote |
|---|---|
|  |  |
|  | $71 |
|  | $81 |
|  | $120 |
|  | $131 |
|  | $138 |



Last Updated July 16, 2026



## Car insurance in Plano, TX

You can often find below-average prices on car insurance in Plano with insurers such as [AAA](/reviews/car-insurance/aaa/), Travelers and Kemper.

| Insurance Company | Avg Monthly Quote |
|---|---|
|  |  |
|  | $55 |
|  | $119 |
|  | $137 |
|  | $157 |
|  | $159 |



Last Updated July 16, 2026



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## Car insurance in San Marcos, TX

If you’re shopping for car insurance in San Marcos, look to companies like Kemper, Travelers and Liberty Mutual who often quote rates to Jerry customers below the state average.

| Insurance Company | Avg Monthly Quote |
|---|---|
|  |  |
|  | $89 |
|  | $120 |
|  | $160 |
|  | $170 |
|  | $172 |



Last Updated July 16, 2026



## Car insurance in Texarkana, TX

You should have plenty of affordable car insurance options when shopping in the Texarkana area, including the likes of Liberty Mutual, Kemper and Allstate.

| Insurance Company | Avg Monthly Quote |
|---|---|
|  |  |
|  | $83 |
|  | $98 |
|  | $126 |
|  | $129 |
|  | $139 |



Last Updated July 16, 2026



## Car insurance in Victoria, TX

If you’re shopping for car insurance in the Victoria area, you may find low rates with companies such as Mercury, Commonwealth and Allstate.

| Insurance Company | Avg Monthly Quote |
|---|---|
|  |  |
|  | $61 |
|  | $82 |
|  | $110 |
|  | $115 |
|  | $126 |



Last Updated July 16, 2026



## Car insurance in Wichita Falls, TX

Good deals on car insurance can certainly be had in Wichita Falls, if you shop around. Consider insurers such as Liberty Mutual, Mercury and Kemper.

| Insurance Company | Avg Monthly Quote |
|---|---|
|  |  |
|  | $62 |
|  | $84 |
|  | $103 |
|  | $109 |
|  | $118 |



Last Updated July 16, 2026



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## Methodology

Data for all tables includes quotes in the last 18 months for Jerry customers in the designated city with no violations.

Expert-driven. Built for you.

Why you can count on Jerry’s articles 



Why you can count on Jerry’s articles







Our goal is clear, trustworthy information.

Our content is created, edited and fact checked by a team of licensed insurance agents, automotive pros and experienced journalists who know the industry inside and out. Facts are thoroughly researched, verified and kept current, and our editorial team is separate from our business partners, so our opinions & tips are unbiased. All insights drawn from Jerry’s proprietary, aggregated customer auto insurance quotes data provide unique, real-world guidance. 













Our experts

![meet-experts-thumbnail](/wp-content/uploads/2024/09/Kevin-Berry.png)Kevin Berry 

Kevin Berry is the Senior Director of Content at Jerry and has been working in the digital content space since 2011 across the car insurance/repair, personal finance, travel and sports industries. Prior to Jerry, Kevin was a content team lead at NerdWallet overseeing the Multimedia Production and Travel Rewards teams. Previously, he worked for NBC Sports, Comcast Cable and Nike. He has a Master`s Degree from Arkansas State and a Bachelor`s from Oregon State University.







See more





![meet-experts-thumbnail](/wp-content/uploads/2024/12/Annie-Millerbernd.png)Annie Millerbernd 

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by [Northwestern University](https://scholarlycommons.law.northwestern.edu/cgi/viewcontent.cgi?article=1455&context=nulr)and [Harvard Kennedy School](https://www.hks.harvard.edu/sites/default/files/centers/mrcbg/214_AWP_final_2.pdf). Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.







See more











---

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