Jerry has helped customers find affordable coverage in Texas since 2019. In Waco, here are some key numbers from the past six months:
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Jerry has helped 433 drivers to compare 18 insurance providers.
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Majority of quotes range from $121 to $297 per month.
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On average, Jerry users who switched to a lower quote saved $46 to $183 per month.
If you’re looking to save on car insurance, Jerry helps you shop around and find new quotes in minutes.
Save on Waco insurance with Jerry.
How Jerry finds car insurance savings for Waco drivers
If you’ve noticed your car insurance premium going up, you’re not the only one. Jerry helps Waco drivers find more affordable coverage by comparing up to 18 insurers in just minutes.
Here’s a look at real quotes Jerry customers in Waco found when they shopped around.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in Texas
If you’re looking to get the best deal on your car insurance, below are four top tips that Jerry’s agents have found.
Jerry Agent Tip 1: Compare quotes to find the cheapest insurer
Drivers in Waco can often save money just by comparing quotes from a few different insurers. Each insurer rates your profile in their own way, so one company might offer a lower quote than another for the exact same coverage.
Here you can see how much quotes differ for the same level of protection:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry recommends: Compare quotes across several insurers to make sure you’re getting the lowest price for the coverage you want. The Jerry app makes it easy to see your options side by side.
Jerry Agent Tip 2: Always stack discounts you qualify for
Drivers in Waco can lower their premiums by taking advantage of discounts for being a homeowner, going paperless or having modern safety features in their cars. These savings can add up to a cheaper policy without cutting coverage.
Jerry automatically searches for discounts you are eligible for so you don’t miss out. Here are the best ones we’ve found recently:
Key takeaway: Discounts can make a real difference, and Jerry ensures you don’t miss out. The app automatically finds and stacks the savings that apply to you.
Jerry Agent Tip 3: Balance coverage and cost
Choosing the right mix of coverage helps drivers in Waco stay protected without overspending. State minimums keep premiums low, while options like full coverage, standard and preferred tiers add stronger protections like rental reimbursement, towing and lower deductibles.
When you find the best balance between cost and protection, driving feels a lot more secure. Here are the coverage options available to drivers in Waco:
Minimum
$75 – $147/mo
Meets Texas’s 30/60/25 liability requirements to keep costs down, but doesn’t cover damage to your own vehicle.
Full
$148 – $316/mo
Adds collision and comprehensive coverage for your car, which is often required if your vehicle is financed or leased.
Standard
$198 – $388/mo
Includes uninsured/underinsured motorist coverage and medical payments (or PIP), especially valuable in Texas where many severe crashes involve uninsured drivers.
Preferred
$203 – $376/mo
Offers higher liability limits, lower deductibles, and extras like towing and rental reimbursement for broader protection.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry recommends: Weigh your protection needs against your budget, then use the Jerry app to get real-time quotes based on the coverage levels you choose.
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Coverage definitions
Get personalized car insurance rates now.
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Driving comes with risks like accidents, theft, and unexpected repair costs. Choosing the right coverage helps you stay protected without overspending, and comparing your options makes a real difference.
With Jerry, Waco drivers can find affordable policies and coverage levels that match their needs, making it easier to drive with confidence every day.
Get Waco quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
