Car Insurance in Virginia

For over 60 years, Virginia motorists could pay a fee to avoid buying auto insurance. That changed in 2025 and now every driver in the state needs to have coverage.
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Car Insurance in Virginia

Virginia car insurance coverage

Two major changes happened in Virginia recently. In 2025, Virginia raised its minimum required insurance minimums to:

  • $50,000 for bodily injury or death of one person.
  • $100,000 for bodily injury or death of two people.
  • $25,000 for damage to other people’s property.

Furthermore, Virginia no longer allows drivers to pay a $500 annual “uninsured motor vehicle” fee to drive without insurance legally, ending a practice that existed since 1958.

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Recent car insurance quotes received by Jerry customers in Virginia.

Date of Policy
City
Insurance Company
Monthly Quote
June 8, 2025 Hampton Clearcover $354
June 8, 2025 Staunton Gainsco $180
June 8, 2025 Newport News Bristol West $170
June 8, 2025 Falls Church Electric $388
June 8, 2025 Painter Dairyland $343
June 8, 2025 Marion Bristol West $92
June 8, 2025 Midlothian Electric $204
June 8, 2025 Clifton Progressive $319
June 8, 2025 Newport News Progressive $1,025
June 8, 2025 Harrisonburg Trexis $105
Last Updated Jun 10, 2025
Best Car Insurance Companies in 2025
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Best Car Insurance Companies in 2025
Compare the top car insurance companies of 2025. Get multiple quotes to find the best coverage.
Annie Millerbernd, Jun 3, 2025