Car Insurance in Virginia

For over 60 years, Virginia motorists could pay a fee to avoid buying auto insurance. That changed in 2025 and now every driver in the state needs to have coverage.
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Car Insurance in Virginia

Virginia car insurance coverage (May 2025)

Two major changes happened in Virginia recently. In 2025, Virginia raised its minimum required insurance minimums to:

  • $50,000 for bodily injury or death of one person.
  • $100,000 for bodily injury or death of two people.
  • $25,000 for damage to other people’s property.

Furthermore, Virginia no longer allows drivers to pay a $500 annual “uninsured motor vehicle” fee to drive without insurance legally, ending a practice that existed since 1958.

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Recent car insurance quotes received by Jerry customers in Virginia.

Date of Policy
City
Insurance Company
Monthly Quote
May 18, 2025 Altavista Assurance America $77
May 18, 2025 Richmond Dairyland $497
May 18, 2025 Fairfax Bristol West $84
May 18, 2025 Blacksburg Gainsco $72
May 18, 2025 Henrico Electric $185
May 18, 2025 Manassas Bristol West $206
May 18, 2025 Hampton Bristol West $187
May 18, 2025 Alexandria Progressive $115
May 18, 2025 Amelia Court House Electric $136
May 18, 2025 Front Royal Gainsco $196
Last Updated May 20, 2025
Best Car Insurance Companies in 2025
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Best Car Insurance Companies in 2025
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Annie Millerbernd, Apr 18, 2025