Car Insurance in Washington State
Washington state drivers have seen a 43% increase in insurance costs from 2019 to 2024. Here’s how to get the best auto insurance for your needs.
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Car insurance coverage in Washington
Washington state drivers have been seeing increases in their auto insurance costs over the last several years. According to S&P Global’s data, Washington state has seen a 43% increase from January 2019 to September 2024, with the biggest increases happening in 2023 and 2024 of 20.2% and 16.3% respectively.
Washington hasn’t raised its state-mandated minimum coverages since 1980, which require drivers to carry these minimum coverages:
- $25,000 for bodily injury or death of one person.
- $50,000 for bodily injury or death of two people.
- $10,000 for damage to other peoples’ property.
Car insurance by city in Washington (May 2025)
Best Car Insurance in Washington State for May 2025
Geico is the best car insurance company in Washington, according to Jerry’s analysis.
Cheap Car Insurance in Washington State for May 2025
Compare quotes from 50+ insurers to find the cheapest car insurance in Washington.
Cheap Car Insurance in Spokane, WA
To find the cheapest car insurance in Spokane, compare quotes from multiple providers.
Cheap Car Insurance in Seattle May 2025
Seattle drivers may pay higher car insurance premiums than those in more rural areas, but it's still possible to find solid coverage at an affordable rate.
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Recent car insurance quotes in Washington state
|
Date of Policy
|
Insurance Company
|
Monthly Quote
|
|---|---|---|
| May 25, 2025 | Progressive | $169 |
| May 25, 2025 | Progressive | $360 |
| May 25, 2025 | Progressive | $275 |
| May 25, 2025 | Progressive | $147 |
| May 25, 2025 | National General | $255 |
Last Updated May 27, 2025
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Washington State resources
