STUDIES

Half of the drivers who reduced their car insurance last year had a claim-worthy incident within the same 12 months, four times the rate of drivers who kept their coverage. The likely reason: a post-accident premium spike that makes full coverage feel unaffordable. Once you have an accident, car insurance coverage can become so expensive […]

Drivers with at-fault accidents are far more willing to let an insurer monitor their driving than drivers with clean records. As many as 85% said they would consider it in exchange for a lower rate, compared with 55% of drivers with no tickets or accidents. Those numbers come from Jerry’s 2026 State of American Drivers […]

More than half of American drivers (52%) have cut spending somewhere in their household budget to keep up with the cost of car insurance. Nearly one in five (19%) have trimmed their grocery budget, 14% have pulled back on retirement savings and 10% have cut healthcare spending. Those numbers come from Jerry’s 2026 State of […]

For the fifth straight year, car ownership costs are climbing faster than drivers can absorb. The Jerry 2026 State of the American Driver report finds premiums cutting into grocery and retirement budgets at every income level, the drivers most willing to be tracked carrying the worst records, and a strong sentiment on hybrids versus EVs.

The 2024 State of the American Driver report offers insights into how a third year of elevated car-ownership costs is affecting Americans, the steepest jump in car insurance premiums since the 1980s, their cautiously renewed appetite for buying as interest rate cuts loom, their decisive shift toward hybrids over electric vehicles, and the road safety crisis playing out on America's streets.

The 2023 State of the American Driver report offers insights into how a second pandemic-era year of supply shortages and the strongest inflation in four decades is affecting American car owners, the financial burden many take on to stay on the road, their growing interest in electric vehicles after a year of record-high gas prices, their commuting habits, and their views on rising road rage and driver safety.

The 2022 State of the American Driver report offers insights into how the ongoing pandemic is reshaping car ownership for Americans, how they are reacting to chip shortages and rising gas prices, their outlook for buying and selling vehicles in the year ahead, their views on electric and autonomous vehicles, and their attitudes toward commuting, ride-hailing and the cost of driving.

Potential fallout from the tariffs isn’t evenly spread across the automotive industry. Tesla and Jeep sidestep costs while luxury car buyers of Porsche could pay an additional estimated 23,000 dollars. See the most and least impacted models.