Embedded home insurance
Your borrowers, members and users compare and buy home insurance without leaving your product — quote to bind, fully digital, no agent call unless they want one.
Jerry is a licensed property and casualty brokerage in all 50 states, with 100+ insurance carriers. For lenders, proof of insurance comes back to the loan file on its own.
We are a brokerage, not a lead generation business. Your customer’s data is never sold, and no one gets a sales call they didn’t ask for.
Insurance is where the file stalls
Every business on this page meets a homeowner at a moment when insurance has to exist.
The EOI chase
Ten days out, the file needs evidence of insurance. Someone emails the borrower, who emails an agent, who sends a PDF to an inbox nobody is watching.
It is not underwriting work. It is document logistics, landing in the week with no slack left.
The premium nobody modeled
The estimate at application was a placeholder. The real quote comes back higher and the monthly payment moves with it.
Premium is a debt-to-income input, and one of the few still movable that late — if the borrower sees more than one carrier.
The user who leaves to go shop
Your product raises the insurance question because it has to, then hands the user to a search engine.
They come back having bought somewhere else, or they do not come back.
Why embedded home insurance with Jerry
Whether you’re a lender racing against a closing date or an app monetizing a single user interaction, you can drive revenue and keep customers in your ecosystem with virtually zero technical lift.
Earn on a purchase they already make
Every homeowner buys home insurance and renews it every year — today, somewhere that is not you.
Keep your brand in front
Co-branded from the first screen, so your customer is never handed to a company they have not heard of.
You can start with a link
No roadmap slot, no engineers, no insurance agency buildout required. Jerry handles the insurance transaction and is a licensed insurance brokerage in all 50 states.
Who we work with
See our use cases across the mortgage industry.
You are measured on days to close, and insurance is the one line you do not control.
- Closing speedInsurance stops being the thing the file waits on. The borrower shops and buys the same day, and the proof comes back on its own.
- Your borrowerThey see more than one carrier. 15+ carriers puts the real escrow number in front of the borrower while the file can still absorb it.
- Revenue OpportunityCreate additional value from an insurance workflow. Every file needs a policy. We’ll help you serve your borrowers with a compliant partnership structure.
- ServicingRenewal and escrow changes become a reason to call. Two scheduled moments a year when the borrower is already thinking about payment.
Members ask what you recommend for home insurance, and you have nothing to point them at.
- Revenue OpportunityA product line you already get asked about. The question comes up at every closing and every move. Today the honest answer sends them elsewhere.
- Your membersCo-branded, and useful once a year. Your name from the first screen, and a renewal that brings you back annually without a promotion.
- EffortNo insurance infrastructure to build. Jerry handles the insurance transaction through its licensed insurance agency, so your team can stay focused on the member experience.
- BundlingAuto comes with it. Jerry started in auto. Bundling home and auto gives you two renewals a year instead of one.
Your user hits the insurance moment inside your product, and the next thing they do is open a new tab.
- EffortYou can be live without a build. Start with a co-branded link placed wherever that moment happens.
- Your userThey land on quotes, not a form. We shop first, so the moment your product created is still warm when they arrive.
- RevenueYou keep the moment instead of donating it. That moment already exists in your product. Right now it pays somebody else.
- RiskJerry handles the insurance transaction. Our licensed insurance agency manages the insurance shopping and purchase experience. Your side stays a handoff.
Embedded home insurance keeps showing up in your RFPs, and building it is not on your roadmap.
- CompetitiveIt answers the line in the RFP. It stops being a gap in your response and becomes something the platform already does.
- Your lendersEvery lender on the platform, not one at a time. Each client turns it on by configuration — branding, placement and write-back set per lender.
- EffortWe do the building. Our engineers work against your platform and certification process. You review it.
How it works
Your product starts the process. Jerry handles the rest.
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You hand off the customer
A co-branded link, or a handoff from inside your product. It carries the address and whatever you already know.
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We shop first, so they see real quotes
We compare the property across 15+ carriers before your customer arrives, so they open on prices, not a blank form.
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They choose and buy, without a phone call
Coverage, deductible, carrier and price side by side, bought in the Jerry app. Licensed agents are there for anyone who would rather talk.
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Proof of insurance comes back to you
For lenders, the declarations page and mortgagee clause land in the loan file automatically. Everyone else gets a status update.
What your customer sees
Top insurance carriers and fully digital checkout are just the start.
Coverage, carriers and pricing vary by state and by property.
Three ways to integrate
Launch quickly with a simple link, then embed deeper as you scale.
Start with a co-branded link
A page with your logo and copy, reached from an email, a portal tile, or a loan officer’s signature.
- What it takes from you
- Nothing to build. You place a link and approve the page.
- Who does the work
- Jerry builds it. You review the branding and the compliance language.
- What sets the pace
- Your agreement. Once it is signed we can be live within a day.
Put it inside your product
Your product hands us what it knows; we hand back a link with quotes already run.
- What it takes from you
- One connection to set up, and a decision about where the button goes.
- Who does the work
- Light on your side. We do the heavy part and stay with your team through the one connection they build.
- What sets the pace
- Your engineering queue. Nothing on our side has to be built first.
Fully embedded
Quotes on your own screens, status where your staff already looks, and proof of insurance filed on its own. The quoting API and the embeddable experience are already built.
- What it takes from you
- A real project — though on platform partnerships we do most of it.
- Who does the work
- Jerry engineering leads. Your team reviews and signs it off.
- What sets the pace
- Your roadmap. The quoting API and the embeddable experience already exist.
Why Jerry
National carrier breadth
15+ home insurance carriers and a P&C license in all 50 states, so a national partner gets a real comparison everywhere.
Quote to bind, fully digital
Your customer compares and buys in the Jerry app, start to finish. Licensed agents are there for anyone who wants one — nobody has to call.
Home and auto together
Jerry works with 100+ carriers across home and auto together. A customer who bundles has two reasons to stay at renewal instead of one.
We never sell customer data
No aggressive sales calls. Customer data is not sold to third parties. Jerry makes money when a customer buys a policy, not when a lead changes hands.
Built for regulated partners
Your compliance team will have questions. We are prepared to work through them with your counsel before launch.
- Licensed P&C brokerage in all 50 states
Jerry Insurance Agency, LLC holds P&C producer licenses in all 50 states under NPN 18788611. Every state license number is published: see the license register (opens in a new tab).
- Consumer data
Used to quote and service that customer’s insurance, under our privacy notice.
- RESPA
Referral arrangements with mortgage participants are structured accordingly.
- SOC 2
Jerry is SOC 2 compliant. Ask for the report as part of your diligence.
FAQ
Who do you work with?
Mortgage lenders, brokers, loan officers and servicers; banks and credit unions; PropTech, fintech and home services; and the LOS and POS platforms lenders run on.
What do we have to build?
At the shallowest level, nothing — a co-branded link you place. One step deeper, a single connection. Only the fully embedded version is a real project.
How long does integration take?
Mostly on your side. Once the agreement is signed a co-branded link can be live within a day. For the embedded version the quoting API and the embeddable experience already exist, so the pace is your own roadmap.
What happens to our customer’s data?
Customer data is used to support the insurance experience, including quoting, purchasing, and servicing coverage, consistent with the customer’s permissions and our agreement with you. We’ll address data-sharing, security, and retention requirements with you as part of implementation.
Which states and which carriers?
All 50 states and 15+ home insurance carriers, including Progressive, Liberty Mutual and Mercury. Every state license number is listed on our insurance licenses page (opens in a new tab). Which carriers quote a property depends on the state, the property and carrier appetite.
Book 15 minutes
Nothing to prepare — we’ll show you what your customer sees and where the handoff sits in your product.
Thanks — we have your request.
We have your request. Someone from the partnerships team will reply, typically within one business day.