How Much Car Insurance Do I Need?

From liability limits that match your net worth to full coverage policies for newer cars, this guide breaks down how to choose and customize your auto insurance coverage based on your needs, state requirements and financial protection goals.

Cheap Car Insurance: How to Find the Cheapest Rates and Save

Use Jerry to shop quotes and compare cheap car insurance rates from several different carriers.

How to Switch Car Insurance

Switching car insurance can feel like a paperwork nightmare, and without guidance, it often is. But if you know what you’re doing – or do it with Jerry – the process takes as little as 15-30 minutes. Switching car insurance comes down to five steps: review your current policy, compare quotes, purchase the new policy, […]

Average Car Insurance Cost in 2026: What Drivers Actually Pay

See the average cost of car insurance, including monthly and yearly averages, costs by state and age, and how full coverage compares to liability.

Best Car Insurance Companies in 2026

Compare the top car insurance companies of 2026. Jerry helps you get multiple quotes to find the best coverage.

Jerry’s Guide to Car Insurance Discounts

Most car insurance companies offer discounts based on your driver profile, vehicle, payment choices, policies and driving history.

What Does Home Insurance Cover?

Home insurance protects you from paying thousands out of pocket when something happens to your house, whether that’s a tree falling on your roof, a burglar breaking in or a guest slipping on your stairs. But home insurance doesn’t cover everything. Understanding what’s covered – and what’s not – can save you from an unpleasant […]

What Is Dwelling Coverage in Home Insurance?

Dwelling coverage protects the physical structure of your home and anything permanently attached to it, like a garage. If a fire, storm, or other disaster damages your house, this coverage pays to repair or rebuild it. Your dwelling coverage amount should equal your home’s replacement cost, which is what it would actually cost to rebuild […]

What Is Personal Property Coverage in Home Insurance?

Personal property coverage is the part of your homeowners policy that pays to repair or replace your belongings when they’re damaged, stolen or destroyed. If a fire wipes out your furniture, a burglar takes your laptop or a burst pipe ruins your wardrobe, personal property coverage helps you recover financially. Jerry has helped over 54,000 […]

What Is Personal Liability Coverage in Home Insurance?

Personal liability coverage pays for legal fees, medical bills and lawsuits when you're responsible for injuries or property damage. Learn how much coverage you need.

What Is Loss of Use Coverage in Home Insurance?

If something like a fire or storm forces you out of your home, loss of use coverage helps pay for a place to stay, meals and other daily expenses while repairs are being done. Jerry has helped over 54,000 homeowners compare home insurance quotes to get the coverage that’s right for them, including loss of […]

What Is Umbrella Insurance?

Accidents happen. If you’re found liable for someone else’s injuries or property damages, umbrella insurance can provide you with added financial protection beyond your auto or home policy’s coverage.

The Best Home and Auto Insurance Bundles

Allstate, Nationwide, Progressive and Travelers are four of the best car and home insurance companies for bundling discounts.

What Is Loss of Use Coverage in Home Insurance?

If something like a fire or storm forces you out of your home, loss of use coverage helps pay for a place to stay, meals and other daily expenses while repairs are being done. Jerry has helped over 54,000 homeowners compare home insurance quotes to get the coverage that’s right for them, including loss of […]

Is Jerry Insurance Legit?

Yes, the Jerry app is a legitimate licensed broker for online car insurance shopping with excellent reviews.

How Jerry Works

Shopping for insurance used to mean hours of phone calls and filling out the same forms over and over. Jerry, a licensed insurance agency, pulls real-time quotes from up to 100+ insurers. Enter your info once, compare quotes side-by-side in minutes, and switch policies without ever leaving the app. And we don’t stop once you’re […]

Full Coverage Motorcycle Insurance: What It Includes and What It Costs

Full coverage motorcycle insurance combines liability with comprehensive and collision. Here's exactly what it pays for, what it costs, and when you need it.

Jerry's Guide to Motorcycle Insurance Discounts

With insurance rates going up along with everything else, every discount you can find counts. The good news is that most riders qualify for multiple discounts, and stacking them can save you hundreds of dollars each year. Top discounts at a glance Not all discounts are created equal, but most can be stacked together to […]

How to File a Motorcycle Insurance Claim

A motorcycle accident is stressful enough without a confusing claims process on top of it. Knowing how to file a motorcycle insurance claim properly can mean the difference between a quick payout and weeks of frustrating delays, especially since motorcycle claims often involve injuries, riding gear and custom parts that car claims don’t. When to […]

Motorcycle Liability Insurance Explained

Motorcycle liability insurance is the part of your policy that pays for the harm you cause to other people and their property, but it does not pay for damage to your own bike. It is required by law in 48 states, with Florida and New Hampshire being the only exceptions, but the legal minimum is […]

Comprehensive & Collision Motorcycle Insurance: How They Work

Comprehensive and collision are the two coverages that pay for damage to your own motorcycle. Comprehensive covers damage to your bike from events beyond your control, including theft, fire, weather and vandalism. Collision covers damage to your bike from a crash, whether you hit another vehicle, a guardrail or the pavement. Together with motorcycle liability […]

Theft Coverage for Motorcycle Insurance: How It Works

Here’s the first thing to know: there’s no standalone “theft insurance” for motorcycles. Theft is covered by comprehensive coverage, the optional part of a motorcycle insurance policy that protects your bike against events beyond your control. If you only carry liability insurance and your bike disappears overnight, your policy won’t pay towards replacing it. This […]

My Manual Seat Adjustment is Not Working

If your manual seat adjustment isn’t working, move the seat back and forth or wiggle the adjustment lever to see if you can re-engage the gears.

Diagnosing and Fixing a Car's Rattling Noise

A car rattling noise usually comes from something loose, thin, or worn. Jerry customers find that common culprits are exhaust heat shield rattle, loose exhaust hangers, worn suspension links (a classic suspension rattle over bumps), or brake hardware causing brake rattle noise.

Why Is the D Light Blinking on My Honda?

If the D light is blinking on your Honda, it indicates a problem with your transmission—have your vehicle examined by a mechanic right away.

Volvo Climate Control Reset

A Volvo climate control reset is easy to do at home. Pull the fuse out and reinstall it. We’ll teach you how.

Can I Use My AAA Membership for Someone Else’s Car?

Learn how AAA membership covers roadside assistance, even when you're a passenger, and what services are included.

Is it Bad to Idle Your Car With the AC On?

Some advise not idling your engine for more than 10-15 minutes to avoid engine wear and fuel use, but there’s no definitive limit. For longer idling periods, we recommend turning off your engine and finding other cooling methods.

Common Problems After Cleaning the Throttle Body

A high idle is one of the most common problems after cleaning the throttle body, but resetting the ECU could correct the issue.

Why Does My Key Fob Not Work After Replacing the Battery?

If your key fob isn’t working after replacing the batteries, you may need to reprogram it or check for loose buttons and broken battery terminals.

Car Insurance Costs by Age

Car insurance rates change significantly as you age, and understanding when and why those changes happen can help you shop smarter.

Average Car Insurance Cost Per Month by Age and State

Use the sections below to see average monthly rates by age for your state. Alabama Arizona Arkansas California Colorado Connecticut Delaware Florida Florida requires pip coverage for all drivers, which adds to the base premium regardless of age. According to the Florida Department of Highway Safety and Motor Vehicles, all registered vehicles must carry both […]

Americans Are Cutting Groceries — and Retirement Savings — to Pay for Car Insurance

More than half of American drivers (52%) have cut spending somewhere in their household budget to keep up with the cost of car insurance. Nearly one in five (19%) have trimmed their grocery budget, 14% have pulled back on retirement savings and 10% have cut healthcare spending. Those numbers come from Jerry’s 2026 State of […]

Drivers With Accidents on Their Record Are More Open to Telematics Than Drivers With Clean Records

Drivers with at-fault accidents are far more willing to let an insurer monitor their driving than drivers with clean records. As many as 85% said they would consider it in exchange for a lower rate, compared with 55% of drivers with no tickets or accidents. Those numbers come from Jerry’s 2026 State of American Drivers […]

An Accident Raises Your Rate; For Many Drivers, That's When They Cut Their Coverage

Half of the drivers who reduced their car insurance last year had a claim-worthy incident within the same 12 months, four times the rate of drivers who kept their coverage. The likely reason: a post-accident premium spike that makes full coverage feel unaffordable. Once you have an accident, car insurance coverage can become so expensive […]

Jerry 2025 State of the American Driver Report

The 2025 State of the American Driver report offers insights into how this new era of higher-cost car ownership is affecting Americans, how they are reacting, their outlook for car buying in the new year, their views on electric vehicles (EVs) and hybrids, and their attitudes toward driving technology and data collection.