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Everything you need to find, compare, and save on car and home insurance. Browse Jerry's library of expert guides, cost breakdowns, state-by-state comparisons, and money-saving tips.
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Recently published

Jerry 2024 State of the American Driver Report
Jerry 2024 State of the American Driver Report
The 2024 State of the American Driver report offers insights into how a third year of elevated car-ownership costs is affecting Americans, the steepest jump in car insurance premiums since the 1980s, their cautiously renewed appetite for buying as interest rate cuts loom, their decisive shift toward hybrids over electric vehicles, and the road safety crisis playing out on America's streets.
Updated on May 8th, 2026
Jerry 2023 State of the American Driver Report
Jerry 2023 State of the American Driver Report
The 2023 State of the American Driver report offers insights into how a second pandemic-era year of supply shortages and the strongest inflation in four decades is affecting American car owners, the financial burden many take on to stay on the road, their growing interest in electric vehicles after a year of record-high gas prices, their commuting habits, and their views on rising road rage and driver safety.
Updated on May 8th, 2026
Iran War: Do People Drive Less When Gas Prices Go Up?
Iran War: Do People Drive Less When Gas Prices Go Up?
Most drivers don’t dramatically cut back when gas prices rise. We saw that in action even when gas prices spiked by almost 40% this year, coinciding with the start of the Iran war on Feb. 28. Jerry analyzed telematics mileage data from around 100,000 monthly users across three years and found that between February through […]
Updated on May 8th, 2026
Jerry 2022 State of the American Driver Report
Jerry 2022 State of the American Driver Report
The 2022 State of the American Driver report offers insights into how the ongoing pandemic is reshaping car ownership for Americans, how they are reacting to chip shortages and rising gas prices, their outlook for buying and selling vehicles in the year ahead, their views on electric and autonomous vehicles, and their attitudes toward commuting, ride-hailing and the cost of driving.
Updated on May 7th, 2026
Jerry 2022 State of the American Driver Report Reveals Ongoing Pandemic Impact on Car Sales, Commute and Future Driving Expectations
Jerry 2022 State of the American Driver Report Reveals Ongoing Pandemic Impact on Car Sales, Commute and Future Driving Expectations
Many Will Buy and Sell in 2022 Amid Fragile Auto Market; Drivers Split on Future of EVs and Autonomous Vehicles Across Generations
Updated on May 5th, 2026
4 Best Tips For Buying Cheap Car Insurance in Chicago, IL
4 Best Tips For Buying Cheap Car Insurance in Chicago, IL
Drivers in Chicago might pay more than those in more rural areas, but affordable coverage is within reach for those who cost-compare with multiple carriers.
Updated on May 4th, 2026
4 Tips For Buying Cheap Car Insurance in Phoenix, AZ
4 Tips For Buying Cheap Car Insurance in Phoenix, AZ
Cost comparing with multiple insurance companies can help you find the cheapest car insurance that fits your needs in Phoenix.
Updated on May 4th, 2026
How Much Does a Gas Cap Replacement Cost?
How Much Does a Gas Cap Replacement Cost?
Jerry has helped over 40,000 customers access accurate repair costs and has found that customers can expect to pay $75–$160 when the gas cap is the obvious culprit—this usually reflects a shop’s minimum diagnostic/ labor time plus the parts.
Updated on Apr 30th, 2026
Honda1

Car insurance resources

Shopping guides


How Does Car Insurance Work?
How Does Car Insurance Work?
Car insurance is a contract between you and an insurance company. You pay a monthly or semiannual premium, and in return, the insurer agrees to cover certain financial losses if you get into an accident, your car is damaged or someone is injured. Most states require drivers to carry at least liability insurance before they […]
Updated on Apr 23, 2026
How to Save on Car Insurance
How to Save on Car Insurance
8 proven ways to lower your car insurance premium and keep more money in your pocket.
Updated on Apr 23, 2026
Why Is Car Insurance So Expensive?
Why Is Car Insurance So Expensive?
Your car insurance rate could be high due to your coverage levels, driving record, age, location, vehicle value, and more.
Updated on Mar 11, 2025
Why Did My Car Insurance Go Up?
Why Did My Car Insurance Go Up?
Inflation, labor shortages and increased claims have contributed to insurance rates rising by around 50% over the last three years.
Updated on Apr 23, 2026
Same-Day Car Insurance: How to Get It
Same-Day Car Insurance: How to Get It
One easy way to get same-day coverage is by using the Jerry app to compare affordable policies and feature providers like Farmers, Nationwide, and Progressive.
Updated on Apr 23, 2026
Liability-Only vs. Full Coverage Car Insurance: Which Do You Need?
Liability-Only vs. Full Coverage Car Insurance: Which Do You Need?
Liability insurance only pays for damages or injuries you cause to others. Full coverage costs about twice as much, but it protects your car too.
Updated on Apr 23, 2026
New Car Insurance: What You Need to Know
New Car Insurance: What You Need to Know
When you buy a new car, you’ll either need to get a new insurance policy or add your new car to your existing policy.
Updated on Apr 23, 2026
Used Car Insurance: What You Need to Know
Used Car Insurance: What You Need to Know
Used car insurance costs around $190 per month for liability-only coverage.
Updated on Apr 23, 2026

Car insurance coverage types


The 6 Main Types Of Car Insurance
The 6 Main Types Of Car Insurance
There are multiple types of car insurance coverage. This guide breaks down the most common coverage types to help you decide which is best for you and your vehicle.
Updated on Apr 23, 2026
What Does Car Insurance Cover?
What Does Car Insurance Cover?
Car insurance can protect you from major costs after an accident, but not every situation is covered. Learn about the most common types of coverage and when they apply.
Updated on Jun 24, 2025
Liability Car Insurance: What It Is and What It Covers
Liability Car Insurance: What It Is and What It Covers
Liability is the foundation of a car insurance policy, but it may not be enough alone to meet state requirements or protect your finances.
Updated on Apr 23, 2026
Comprehensive Insurance: How it Works
Comprehensive Insurance: How it Works
Comprehensive insurance covers damage to your vehicle caused by events like natural disasters, theft, and vandalism — and it costs only about $11 per month to add to a policy.
Updated on Apr 23, 2026
Collision Insurance: What Is It and Do You Need It?
Collision Insurance: What Is It and Do You Need It?
Collision coverage pays if your car is damaged by hitting another vehicle or object. It’s typically sold as part of full coverage policies, which average $165 a month.
Updated on Apr 23, 2026
What is Uninsured Motorist Coverage?
What is Uninsured Motorist Coverage?
Uninsured motorist coverage (UM) is a type of car insurance that protects you financially if you’re involved in an accident with a driver who doesn’t have insurance.
Updated on Apr 23, 2026
What Is Personal Injury Protection Insurance and Do You Need It?
What Is Personal Injury Protection Insurance and Do You Need It?
Read our guide to learn about PIP car insurance, which states require it and how to know if you need it when shopping for a car insurance policy.
Updated on Apr 23, 2026
What Is Medical Payments Coverage in Auto Insurance?
What Is Medical Payments Coverage in Auto Insurance?
Medical payments coverage (MedPay) pays eligible medical expenses if you or your passengers are injured in an accident, regardless of fault, but can also pay for things like funeral expenses. It is usually optional.
Updated on Apr 28, 2026

Car insurance by driver profile


Cheap Car Insurance for Teens (2025)
Cheap Car Insurance for Teens (2025)
Nationwide is the best major insurance company for families with teens, but smaller insurance companies also offer competitive rates.
Updated on Jun 12, 2025
Car Insurance For First-Time Buyers
Car Insurance For First-Time Buyers
You can get a good deal on car insurance as a first-time buyer by knowing your coverage options before you shop for quotes.
Updated on Apr 23, 2026
The Best Car Insurance for Seniors in 2026
The Best Car Insurance for Seniors in 2026
Seniors find the best average car insurance rates with Nationwide, Travelers, and AARP, but shopping around is still a good idea.
Updated on Jun 15, 2025
Your Guide to Military Discounts for Car Insurance
Your Guide to Military Discounts for Car Insurance
Several car insurance providers offer special military rates and discounts of up to 15%, including USAA, Liberty Mutual and GEICO.
Updated on May 16, 2025
Non-Owner Car Insurance: What It Is and Who Needs It
Non-Owner Car Insurance: What It Is and Who Needs It
Non-owner car insurance allows you to purchase insurance without owning a vehicle for around $40-$66 per month.
Updated on Apr 23, 2026
What Is SR-22 Insurance and How Does It Work?
What Is SR-22 Insurance and How Does It Work?
An SR-22 is a form that’s added to a car insurance policy to prove the driver meets state-mandated insurance requirements.
Updated on May 21, 2025
Temporary Car Insurance: What Your Options Are
Temporary Car Insurance: What Your Options Are
Most insurance companies won’t offer policies for less than six months, but other options, like pay-per-mile and non-owners insurance, are available.
Updated on Apr 28, 2026
Same-Day Car Insurance: How to Get It
Same-Day Car Insurance: How to Get It
One easy way to get same-day coverage is by using the Jerry app to compare affordable policies and feature providers like Farmers, Nationwide, and Progressive.
Updated on Apr 23, 2026
Lincoln1

Home & renters insurance

Home insurance coverages


Home insurance by state


Alabama Home Insurance: Costs, Coverage and How to Save
Alabama Home Insurance: Costs, Coverage and How to Save
Alabama faces a double threat that few other states share: it sits in the path of both Gulf Coast hurricanes and Dixie Alley tornadoes. Since 1980, the state has been hit by over 100 weather disasters, including severe storm events and tropical cyclones, according to NOAA. That wide range of weather risks makes finding the […]
Updated on Apr 24, 2026
Arizona Home Insurance: Costs, Coverage and How to Save
Arizona Home Insurance: Costs, Coverage and How to Save
Arizona’s dry climate and expanding development into areas with wildlife have made wildfires an increasing concern for homeowners in the state, according to the Arizona Department of Insurance and Financial Institutions. That’s why getting your home fully covered is so important, and Jerry can help. What homeowners pay right now Home insurance costs in Arizona […]
Updated on Apr 24, 2026
California Home Insurance: Costs, Coverage and How to Save
California Home Insurance: Costs, Coverage and How to Save
California has been affected by wildfire events that have caused some of the most devastating property losses in U.S. history. Between wildfire risk, earthquake exposure and a rapidly shifting insurance market, California homeowners face some of the most complex coverage challenges in the country. What homeowners pay right now Home insurance costs in California vary […]
Updated on Apr 24, 2026
Colorado Home Insurance: Costs, Coverage and How to Save
Colorado Home Insurance: Costs, Coverage and How to Save
Colorado is one of the most expensive states in the country for home insurance, and it’s not hard to see why. Between devastating hailstorms along the Front Range and growing wildfire risk in the mountains and foothills, Colorado homeowners face a unique combination of hazards that directly affects what they pay for coverage. What homeowners […]
Updated on Apr 24, 2026
Connecticut Home Insurance: Costs, Coverage and How to Save
Connecticut Home Insurance: Costs, Coverage and How to Save
Connecticut has been affected by over 40 weather and climate disasters since 1980, with winter storms and tropical cyclones being the most common, according to NOAA. From powerful nor’easters hammering the Long Island Sound shoreline to ice storms blanketing the Connecticut River Valley, having the right home insurance coverage is especially important in the Constitution […]
Updated on Apr 24, 2026
Delaware Home Insurance: Costs, Coverage and How to Save
Delaware Home Insurance: Costs, Coverage and How to Save
Delaware faces unique flood and storm risks that directly affect home insurance, including tropical cyclones and winter storms. The state’s coastal exposure makes smart coverage choices especially important for homeowners in the First State. What homeowners pay right now Home insurance costs in Delaware vary widely based on your home’s age and rebuild cost, your […]
Updated on Apr 24, 2026
Florida Home Insurance: Costs, Coverage and How to Save
Florida Home Insurance: Costs, Coverage and How to Save
Florida has been hit by more weather disasters than any state besides Texas, including over 35 tropical cyclones, according to NOAA. That hurricane exposure, combined with flood risk and a volatile insurance market, makes shopping for the right homeowners policy one of the most important financial decisions a Florida homeowner can make. What homeowners pay […]
Updated on Apr 24, 2026
Georgia Home Insurance: Costs, Coverage and How to Save
Georgia Home Insurance: Costs, Coverage and How to Save
Georgia is no stranger to weather and climate disasters, from hurricanes to severe named storms. For homeowners, that means having the right coverage isn’t just a smart financial move, it’s a necessity. What homeowners pay right now Home insurance costs in Georgia are shaped by your home’s age and rebuild cost, your claims history and […]
Updated on Apr 24, 2026
Illinois Home Insurance: Costs, Coverage and How to Save
Illinois Home Insurance: Costs, Coverage and How to Save
Illinois is one of the most storm-affected states in the country, according to NOAA. From tornado outbreaks tearing through central Illinois to flash flooding in Chicago and its suburbs, the Prairie State sees plenty of weather that can put your home at risk, making finding the right home insurance coverage important for peace of mind. […]
Updated on Apr 24, 2026

Carrier reviews

Allstate Auto Insurance Review 2026
Allstate Auto Insurance Review 2026
Allstate car insurance: Jerry’s verdict Allstate is a carrier that has almost everything: broad coverage, unique programs and strong financial backing. But the details of that experience don’t always live up to the breadth of the offering. Founded in 1931 and headquartered in Northbrook, Illinois, Allstate is one of the largest personal lines insurers in […]
Updated on Apr 23, 2026
GEICO Auto Insurance Review 2026
GEICO Auto Insurance Review 2026
GEICO car insurance: Jerry’s verdict For the right driver, GEICO is one of the best deals in auto insurance. The question is whether you’re that driver. GEICO, formally the Government Employees Insurance Company, was founded in 1936 by Leo Goodwin Sr. in Fort Worth, Texas, originally to serve federal employees. Today, headquartered in Chevy Chase, […]
Updated on Apr 23, 2026
Progressive Auto Insurance Review 2026
Progressive Auto Insurance Review 2026
Progressive car insurance: Jerry’s verdict Progressive is one of the most flexible auto insurers in the country, but that flexibility comes with tradeoffs. And claims satisfaction appears to be the biggest one. Progressive was founded in 1937 and has grown into one of the largest auto insurers in the United States, with more than 28 […]
Updated on Apr 23, 2026
State Farm Car Insurance Review 2026
State Farm Car Insurance Review 2026
State Farm car insurance: Jerry’s verdict State Farm built its reputation on something most large insurers have moved away from: the local agent. For tens of millions of drivers, that’s still worth paying a little more for. Founded in 1922 in Bloomington, Illinois, State Farm is the largest personal lines insurer in the United States, […]
Updated on Apr 23, 2026
USAA Car Insurance Review 2025
USAA Car Insurance Review 2025
USAA sells auto insurance and other financial services to eligible military members and their families. Though eligibility is limited, USAA’s coverage options and features are wide ranging.   Pros and Cons Pros:  Cons: USAA car insurance review Jerry did not give USAA a star rating due to a lack of available data. Each year, Jerry revises […]
Updated on Apr 23, 2026
Nationwide Auto Insurance Review 2026
Nationwide Auto Insurance Review 2026
Nationwide car insurance review Jerry rates Nationwide car insurance 4.7 stars out of 5. This score is higher than many other insurers that Jerry rates and takes into account the insurer’s pricing, industry ratings, consumer ratings, financial strength and national complaint data. Nationwide provides somewhat flexible car insurance, but most of its coverage options and […]
Updated on Jan 8, 2025
Root Car Insurance Review 2026
Root Car Insurance Review 2026
Root car insurance: Jerry’s verdict Root is built on a genuinely different premise: that how you drive matters more than where you live, how old you are or what your credit score looks like. For the right driver, that premise translates to real savings. For others, it introduces risks that traditional carriers don’t carry. Founded […]
Updated on Apr 23, 2026
Farmers Auto Insurance Review 2026
Farmers Auto Insurance Review 2026
Farmers car insurance: Jerry’s verdict Farmers has built its reputation on breadth, offering more coverage options, more discounts and more agent touchpoints. But it charges more for the privilege, and not every driver will find the tradeoff worthwhile. Founded in 1928 in Los Angeles and now headquartered in Woodland Hills, California, Farmers has grown into […]
Updated on Apr 23, 2026
Travelers Insurance Review 2026
Travelers Insurance Review 2026
Our take Travelers auto insurance is a solid option for drivers seeking customizable coverage options and the chance for a rate discount. This insurer is well-rated by industry reports and consumers alike. Pros: Cons: Travelers car insurance review Jerry did not give Travelers a star rating due to a lack of available data. Each year, […]
Updated on Apr 23, 2026

Car repair & maintenance

Repair estimates


How Much Does an Oil Change Cost?
How Much Does an Oil Change Cost?
Jerry has helped more than 40,000 drivers get reliable car service estimates, and found that an oil change typically runs $35–$120. This depends on the type of oil you use, how much, and your location.
Updated on Apr 29, 2026
How Much Does a Brake Pad Replacement Cost?
How Much Does a Brake Pad Replacement Cost?
After helping 40,000 customers work through their brake pad issues to get back on the road, we’ve found that most drivers pay about $148–$216 per axle for brake pad replacement.
Updated on Apr 29, 2026
How Much Does a Car Battery Replacement Cost?
How Much Does a Car Battery Replacement Cost?
Based on Jerry’s national database of parts and labor costs, you can expect the cost of a new, professionally installed car battery to be between $268–$368.
Updated on Apr 28, 2026
Timing Belt Replacement Cost Estimate
Timing Belt Replacement Cost Estimate
Worried you might overpay for your timing belt replacement? Use Jerry's GarageGuard to get fair cost estimate for your timing belt replacement.
Updated on Jan 9, 2025
Transmission Fluid Service Cost Estimate
Transmission Fluid Service Cost Estimate
Worried you might overpay for your transmission fluid service? Use Jerry's GarageGuard to get fair cost estimate for your transmission fluid service.
Updated on Apr 30, 2026
Fuel Pump Replacement Cost Estimate
Fuel Pump Replacement Cost Estimate
Worried you might overpay for your fuel pump replacement? Use Jerry's GarageGuard to get fair cost estimate for your fuel pump replacement.
Updated on Jan 9, 2025
Water Pump Replacement Cost Estimate
Water Pump Replacement Cost Estimate
Worried you might overpay for your water pump replacement? Use Jerry's GarageGuard™ to get fair cost estimate for your water pump replacement.
Updated on Jul 8, 2025
How Much Does an Oxygen Sensor Replacement Cost?
How Much Does an Oxygen Sensor Replacement Cost?
Jerry has provided reliable repair prices to over 40,000 U.S. customers and found an oxygen sensor replacement cost typically runs $159–$247 for most vehicles (average $154–$270).
Updated on Apr 28, 2026
Fuel Filter Replacement Cost Estimate
Fuel Filter Replacement Cost Estimate
Worried you might overpay for your fuel filter replacement? Use Jerry's GarageGuard to get fair cost estimate for your fuel filter replacement.
Updated on Jan 9, 2025

Troubleshooting & diagnostics


Why Won’t My Car Start?
Why Won’t My Car Start?
When a car won’t start, Jerry customers have learned its usually caused by three failures: a weak or dead battery, fuel delivery problems or starter or ignition system failures. Warning signs can include clicking sounds, a cranking sound with no ignition or no noise whatsoever.
Updated on Apr 28, 2026
How Much Does Dent Repair Cost?
How Much Does Dent Repair Cost?
The cost for dent removal depends on a few factors, like how many dents there are, how large the dents are, and where the dents are located.
Updated on Jul 15, 2025
How Much Does It Cost to Rebuild an Engine?
How Much Does It Cost to Rebuild an Engine?
An engine rebuild typically costs somewhere in the range of $2,500 to $4,000 but ultimately depends on the vehicle, parts, and location.
Updated on Jan 21, 2026
How to Tell if Your Car Engine Is Damaged From No Oil
How to Tell if Your Car Engine Is Damaged From No Oil
A lit-up oil pressure light, grinding noises, and overheating are just a few signs your engine may be damaged from no oil.
Updated on May 16, 2025
What To Do If Your Car’s Security Indicator Light Is On
What To Do If Your Car’s Security Indicator Light Is On
A lit security light indicates a problem in the car’s anti-theft immobilizer system. Try a new key or go to a mechanic to get it fixed.
Updated on Nov 21, 2024
What Are Shocks On a Car—and When Do You Replace Them?
What Are Shocks On a Car—and When Do You Replace Them?
Ever wondered the difference between shocks and struts? Jerry breaks down these essential features here.
Updated on Jan 21, 2026
How Much Does Fixing an Engine Misfire Cost?
How Much Does Fixing an Engine Misfire Cost?
Fixing an engine misfire can cost less than $100 or nearly $2,000, depending on what’s causing the issue and how difficult the repair is on your vehicle.
Updated on Jul 14, 2025
How Much Does it Cost to Reset a Car’s Computer?
How Much Does it Cost to Reset a Car’s Computer?
Learn various methods to reset your car's computer – from visiting a mechanic to DIY solutions like pulling a fuse or disconnecting the battery.
Updated on Jul 7, 2025
How Much Does Undercarriage Damage Repair Cost?
How Much Does Undercarriage Damage Repair Cost?
If your undercarriage is damaged, the repair cost can range from several hundred to several thousand dollars, depending on what part needs work.
Updated on Jul 3, 2025

Common problems by car


Common Problems with Kias (and what to do about them)
Common Problems with Kias (and what to do about them)
Researching the repair history of a vehicle you intend to buy is an important part of the purchase process. Kias are generally reliable cars, but tuning into common repairs can help you stay ahead of trouble.
Updated on Apr 28, 2026
Common Problems with Nissans (and what to do about them)
Common Problems with Nissans (and what to do about them)
Like any other car brand, problems with Nissans stem from either a lack of routine maintenance or flaws in the manufacturing of individual parts or operating systems.
Updated on Apr 28, 2026
Common Problems with Teslas (and what to do about them)
Common Problems with Teslas (and what to do about them)
Responsible car ownership means knowing the common issues your car could face and taking precautions when possible. Teslas are solid cars, and keeping ahead of any issues will only improve your experience.
Updated on Apr 28, 2026
The Most Common Subaru Problems & Years to Avoid
The Most Common Subaru Problems & Years to Avoid
Transmission failures, electrical faults, and defective airbags are just a few of the most common Subaru problems.
Updated on Jun 10, 2025
Common Problems with Dodges (and what to do about them)
Common Problems with Dodges (and what to do about them)
After helping 2,000,000 drivers across the U.S. manage repairs and maintenance, Jerry has noticed a few consistent repair patterns among Dodge vehicles.
Updated on Apr 28, 2026
Common Problems with Cadillacs (and what to do about them)
Common Problems with Cadillacs (and what to do about them)
The Cadillac is designed to combine comfort and power, but like any other vehicle, it requires maintenance.
Updated on Apr 28, 2026
Common Problems with Acuras (and what to do about them)
Common Problems with Acuras (and what to do about them)
Acuras are generally very dependable, but there are a few familiar issues that tend to pop up as the odometer rolls.
Updated on Apr 28, 2026
Common Problems with Toyotas (and what to do about them)
Common Problems with Toyotas (and what to do about them)
Toyotas are popular and reliable cars that you’ll find on roads everywhere. It’s wise to take advantage of others’ experiences to stay on top of potential issues and repairs.
Updated on Apr 28, 2026
Common Problems with GMCs (and what to do about them)
Common Problems with GMCs (and what to do about them)
GMC trucks and SUVs perform well in towing and have top of the line comfort, but a handful of repairs surface more often in our repair data.
Updated on Apr 28, 2026
Car driving scaled