Cheap car insurance quotes in Los Angeles after driving violations
Your auto insurance quotes will also be impacted by your California driving history
. When insurers see violations on your record, they see you as a higher risk and your rate will be more expensive. Some driving violations that could contribute to a rise in your insurance prices include: Being at fault in an accident
Driving with a suspended license
Let’s take a closer look at each of these violations and the impact they can have on your car insurance rates.
Cheapest car insurance in Los Angeles after speeding ticket
Like in many other cities across California, speeding tickets in Los Angeles are based on how fast you were driving, and where you were driving. For example, a ticket for speeding 1-5 MPH over the limit on a highway will come with less of a charge than a speeding ticket for 6-10 MPH over in a school zone.
On average, drivers in Los Angeles can pay anywhere between $35-$200+ for a speeding infraction—but it’s not just the initial cost drivers need to worry about. Getting a speeding ticket in Los Angeles can also increase your car insurance rates by 41% depending on the severity of the charge.
To lower your rates after a speeding ticket, consider shopping for loyalty car insurance discounts
, or shopping for insurance with different providers. Cheapest car insurance in Los Angeles after DUI
Drivers with a DUI violation
on their record in Los Angeles may see their insurance rate rise by up to 170%. That’s a huge increase! With a DUI on your record, you’ll find that insurance rates can vary drastically from one provider to the next, so you’ll likely need to compare rates from several providers to find the most affordable coverage.
For cheaper rates after a DUI in Los Angeles, drivers can enroll in a defensive driving program
. While this may not make you eligible to have points removed from your record, you can still earn discounts with some providers after completing the course. Cheapest car insurance in Los Angeles after an at-fault accident
One thing that most insurers consider to be very important is your claims history. In Los Angeles specifically, car accidents can make your insurance rates increase by an average of 13%.
If you were recently involved in an at-fault accident in California, your car insurance rates could increase dramatically. The best way to lower costs is to compare rates among numerous providers and maintain a clean driving record moving forward—that way, you can re-qualify for good driver discounts!
Cheapest car insurance in Los Angeles after other driving violations
Other types of traffic violations, like reckless driving
, can also increase your Los Angeles car insurance rates. Here’s a compiled list of other violations and the average rate most drivers pay in the aftermath. | | |
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Driving on a suspended license | | |