Jerry’s Car Insurance Data Methodology


Jerry uses its own proprietary customer auto insurance quote data to help demystify car insurance pricing. As of 2025, Jerry’s approach to sharing data has been refreshed and verified to provide readers with accurate and helpful data as they navigate their car insurance shopping journey.

How we get the data

  • Step 1: Data collectionWhen drivers shop for car insurance with Jerry, they input information like their location, age, vehicle type and claims history. Once the driver has entered their own information, we run the information past our partner insurers, who send back preliminary quotes.

    If the driver proceeds after that first step, Jerry and our partner insurers take steps to verify that information with agencies that collect data about claims and accidents, with the driver’s permission, as explained in our privacy policy. This second step of verification helps us provide a more accurate quote than the preliminary one.

    When a driver proceeds with that second quote, Jerry’s partner insurer does one final check of the driver’s motor vehicle report, which includes all violations across all states. At this stage, we’re able to provide the final quote, which is what your new insurance premium will be.
  • Step 2: Aggregate and anonymizeAt each stage of the quote process, Jerry collects the data and anonymizes it so we can help improve the app’s experience and understand what kind of pricing our users see.

    Jerry has provided millions of customers with car insurance quotes, and each person may get multiple quotes from multiple insurers, depending on factors like their age, location, driving history, and car make and model.

    Jerry collects this data and anonymizes it before it is ever reviewed for editorial use. Our writers and editors use it in relevant pages to help readers understand how different factors affect car insurance rates.
  • Step 3: Share it to help you shopOur content team knows that seeing aggregated insurance rate trends for drivers with similar characteristics, like age, driving history or location, can help readers understand what to expect when they shop for coverage. Writers and editors work together to determine what kind of data would be most helpful on each page and make custom tables and datasets accordingly.
Note:

 Car insurance data is hyper-personalized. Averages can be a helpful guidepost as you shop, but comparing real quotes is the best way to know what a “good” car insurance rate for you would be.

What you see on our pages

By the time data is ready to reach our pages, it has been verified, meaning we have ensured that enough records are in each dataset to avoid any bias toward a region, carrier, consumer group or other factor.

Because new data is added each day, our datasets can be updated as often as daily. When you see a “data verified” marker on a page, it means that the data there has been managed by Jerry’s data scientists, added by a member of our content team and reviewed to ensure that it’s accurate and current.

Why trust Jerry’s data

Unlike many other websites that rely on third-party data provider Quadrant Information Services, Jerry uses proprietary, real-world data  from actual customer interactions — not models or estimates. Jerry is also an insurance broker, so we know how our data is retrieved and can validate its accuracy firsthand.

Jerry’s editorial team uses this proprietary data to create content that is relevant, transparent and grounded in real experiences, helping readers make informed decisions with confidence. 

Read more about our editorial standards.

Questions? Reach Jerry’s editorial team at content@jerry.ai.