Car Insurance in Arizona by City

Written by Kevin Berry and 1 other
Updated Feb 3, 2025

Depending on where you live in Arizona, you car insurance rates can vary. Be sure to shop around for a good deal.

Cactus in the desert of Arizona
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Your location within a state can be a major factor that helps to determine your car insurance rate. A driver in a dense metro area like Phoenix may not pay the same premium as someone living in Kingman.

However, your location is just one factor that insurers use to calculate your rate. Other factors like your age, driving history, vehicle type and coverage level also impact the cost. Since no two companies calculate rates the same way, it’s smart for drivers in all locations to get car insurance quotes from multiple providers to find a good deal.

These are the average monthly car insurance rates that drivers across Arizona have been quoted via Jerry. Find your city, or one nearby, to see what you could expect to pay — and use that information as you shop for your best car insurance.

SIMPLIFY YOUR ARIZONA CAR INSURANCE IN MINUTES

Car insurance in Bullhead City, AZ

Jerry customers in Bullhead City have received rate quotes that are below the state’s average from companies like Mendota, Aspire and Assurance America.

Insurance Company
Avg Monthly Quote
Aspire Advantage $67
Mercury $72
Mendota $92
Anchor General $97
Gainsco $98
Last Updated Sept. 28, 2025

Car insurance in Casa Grande, AZ

If you’re looking for car insurance in the Casa Grande area, Jerry customers have found low rates with insurers like Dairyland, Aspire and National General.

Insurance Company
Avg Monthly Quote
Aspire Advantage $105
Safeco $131
The General $144
Gainsco $151
Progressive $154
Last Updated Sept. 28, 2025

Car insurance in Chandler, AZ

Residents of Chandler can often find low-cost car insurance from big-name companies like Safeco and Progressive.

Insurance Company
Avg Monthly Quote
Aspire Advantage $113
Safeco $149
Progressive $153
The General $157
Geico $165
Last Updated Sept. 28, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Flagstaff, AZ

You should have several options if you’re searching for affordable car insurance in Flagstaff. Jerry customers have received affordable quotes from insurers like Bluefire, Progressive and Aspire.

Insurance Company
Avg Monthly Quote
Aspire Advantage $80
Safeco $100
Progressive $124
Gainsco $128
The General $139
Last Updated Sept. 28, 2025

Car insurance in Gilbert, AZ

Drivers in the Gilbert area may have luck with companies like Aspire, Root and National General, which have offered rates to Jerry customers that are below the Arizona state average.

Insurance Company
Avg Monthly Quote
Aspire Advantage $117
Safeco $155
Progressive $159
Geico $173
Liberty Mutual $183
Last Updated Sept. 28, 2025

Car insurance in Glendale, AZ

Bluefire, Safeco and Progressive often quote drivers in Glendale car insurance rates below the Arizona state average.

Insurance Company
Avg Monthly Quote
Aspire Advantage $166
Safeco $184
Geico $202
The General $218
Progressive $224
Last Updated Sept. 28, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Kingman, AZ

You should find several affordable options for car insurance in Kingman, Arizona, including National General, Mendota and Assurance America.

Insurance Company
Avg Monthly Quote
Aspire Advantage $60
The General $92
Mendota $94
Bluefire $98
Bristol West $99
Last Updated Sept. 28, 2025

Car insurance in Scottsdale, AZ

Those with clean driving records can usually get good car insurance rates in Scottsdale through companies like Aspire, Bluefire and Progressive.

Insurance Company
Avg Monthly Quote
Aspire Advantage $116
Progressive $141
Safeco $144
Geico $147
The General $160
Last Updated Sept. 28, 2025

Car insurance in Surprise, AZ

You shouldn’t be surprised by several low-cost car insurance options in Surprise, Arizona. Compare quotes from insurers like Aspire, National General or Safeco which often quote Jerry customers affordable car insurance rates.

Insurance Company
Avg Monthly Quote
First Acceptance $94
Embark General $121
Aspire Advantage $133
Safeco $166
Geico $168
Last Updated Sept. 26, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Tempe, AZ

If you’re on the hunt for car insurance in Tempe, consider insurers like Aspire, Safeco or Progressive, which have often quoted affordable rates to Jerry customers.

Insurance Company
Avg Monthly Quote
Embark General $123
First Acceptance $152
Safeco $164
Aspire Advantage $166
Geico $188
Last Updated Sept. 28, 2025

Methodology

Data for all tables includes quotes in the last 18 months for Jerry customers in the designated city with no violations.

MEET OUR EXPERTS
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Kevin Berry

Kevin Berry is the Senior Director of Content at Jerry and has been working in the digital content space since 2011 across the car insurance/repair, personal finance, travel and sports industries. Prior to Jerry, Kevin was a content team lead at NerdWallet overseeing the Multimedia Production and Travel Rewards teams. Previously, he worked for NBC Sports, Comcast Cable and Nike. He has a Master`s Degree from Arkansas State and a Bachelor`s from Oregon State University.

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Annie Millerbernd

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.

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