Car Insurance in Arizona by City

Written by Kevin Berry and 1 other
Updated Feb 3, 2025

Depending on where you live in Arizona, you car insurance rates can vary. Be sure to shop around for a good deal.

Cactus in the desert of Arizona
You’re minutes away from insurance savings.

Your location within a state can be a major factor that helps to determine your car insurance rate. A driver in a dense metro area like Phoenix may not pay the same premium as someone living in Kingman.

However, your location is just one factor that insurers use to calculate your rate. Other factors like your age, driving history, vehicle type and coverage level also impact the cost. Since no two companies calculate insurance costs the same way, it’s smart for drivers in all locations to get quotes from multiple providers to find a good deal.

These are the average monthly car insurance rates that drivers across Arizona have been quoted via Jerry. Find your city, or one nearby, to see what you could expect to pay — and use that information as you shop for car insurance.

SIMPLIFY YOUR ARIZONA CAR INSURANCE IN MINUTES

Car insurance in Bullhead City, AZ

Jerry customers in Bullhead City have received rate quotes that are below the state’s average from companies like Mendota, Aspire and Assurance America.

Insurance Company
Avg Monthly Quote
Aspire Advantage $77
Mendota $82
National General $86
Bluefire $92
Assurance America $92
Last Updated Jun 19, 2025

Car insurance in Casa Grande, AZ

If you’re looking for car insurance in the Casa Grande area, Jerry customers have found low rates with insurers like Dairyland, Aspire and National General.

Insurance Company
Avg Monthly Quote
Aspire Advantage $65
Assurance America $113
National General $121
Dairyland $126
Progressive $161
Last Updated Jun 19, 2025

Car insurance in Chandler, AZ

Residents of Chandler can often find low-cost car insurance from big-name companies like Safeco and Progressive.

Insurance Company
Avg Monthly Quote
Aspire Advantage $110
National General $150
Bluefire $177
Progressive $194
Commonwealth Insurance $198
Last Updated Jun 17, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Flagstaff, AZ

You should have several options if you’re searching for affordable car insurance in Flagstaff. Jerry customers have received affordable quotes from insurers like Bluefire, Progressive and Aspire.

Insurance Company
Avg Monthly Quote
Aspire Advantage $69
Bluefire $89
Safeco $99
Assurance America $103
Commonwealth Insurance $113
Last Updated Jun 19, 2025

Car insurance in Gilbert, AZ

Drivers in the Gilbert area may have luck with companies like Aspire, Root and National General, which have offered rates to Jerry customers that are below the Arizona state average.

Insurance Company
Avg Monthly Quote
Aspire Advantage $131
Assurance America $161
Progressive $166
National General $166
Bluefire $169
Last Updated Jun 17, 2025

Car insurance in Glendale, AZ

Bluefire, Safeco and Progressive often quote drivers in Glendale car insurance rates below the Arizona state average.

Insurance Company
Avg Monthly Quote
Aspire Advantage $117
Safeco $192
National General $208
Progressive $217
Bluefire $239
Last Updated Jun 19, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Kingman, AZ

You should find several affordable options for car insurance in Kingman, Arizona, including National General, Mendota and Assurance America.

Insurance Company
Avg Monthly Quote
Commonwealth Insurance $78
Aspire Advantage $78
Mendota $82
National General $88
Assurance America $93
Last Updated Jun 18, 2025

Car insurance in Scottsdale, AZ

Those with clean driving records can usually get good car insurance rates in Scottsdale through companies like Aspire, Bluefire and Progressive.

Insurance Company
Avg Monthly Quote
Aspire Advantage $109
Bluefire $137
Safeco $148
Progressive $160
National General $183
Last Updated Jun 18, 2025

Car insurance in Surprise, AZ

You shouldn’t be surprised by several low-cost car insurance options in Surprise, Arizona. Compare quotes from insurers like Aspire, National General or Safeco which often quote Jerry customers affordable rates.

Insurance Company
Avg Monthly Quote
Aspire Advantage $130
National General $168
Assurance America $189
Dairyland $209
Trexis $211
Last Updated Jun 19, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Tempe, AZ

If you’re on the hunt for car insurance in Tempe, consider insurers like Aspire, Safeco or Progressive, which have often quoted affordable rates to Jerry customers.

Insurance Company
Avg Monthly Quote
Aspire Advantage $86
Progressive $159
Safeco $184
Trexis $206
National General $209
Last Updated Jun 19, 2025

Methodology

Data for all tables includes quotes in the last 18 months for Jerry customers in the designated city with no violations.

MEET OUR EXPERTS
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Kevin Berry

Kevin Berry is the Senior Director of Content at Jerry and has been working in the digital content space since 2011 across the car insurance/repair, personal finance, travel and sports industries. Prior to Jerry, Kevin was a content team lead at NerdWallet overseeing the Multimedia Production and Travel Rewards teams. Previously, he worked for NBC Sports, Comcast Cable and Nike. He has a Master`s Degree from Arkansas State and a Bachelor`s from Oregon State University.

meet-experts-thumbnail
Annie Millerbernd

Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.