Jerry works with 10 different insurance companies in the Natural State, and in the past year alone we’ve helped 12,319 Arkansas drivers compare competitive quotes and make the switch.
Every driver’s situation is different, but because we’ve helped thousands of AR drivers like you, we know what matters most. We can show you real choices made by real people, including how other drivers in your state are picking their car insurance coverage.
Here’s what we’ve noticed:
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Progressive is the single most-chosen insurer among Jerry customers in Arkansas.
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Trexis and GEICO come in second and third place, with about half of the total market share.
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The rest of our customers are spread across strong carriers like Alpine Rio, National General and others.
All of this really drives home that there isn’t just one “best” company for every single driver. But there is a best fit for you, based on your own driving profile, coverage needs and risk tolerance.
Recent quotes in Arkansas
Quick picks: Best Arkansas car insurance by driver profile
Here are the categories we chose when selecting our best insurance companies for Arkansas drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.
Select your driver type
| Driver category | Most popular in AR |
|---|---|
| Most drivers | Progressive, Trexis, GEICO |
| Homeowners who bundle | Progressive, GEICO, Trexis |
| Budget-focused drivers | Progressive, Trexis, Alpine Rio |
| Families with teen drivers | Progressive, Trexis, ROOT |
| College students | Progressive, Trexis, GEICO |
| Drivers with violations | Progressive, Trexis, Alpine Rio |
| Military drivers | USAA, GEICO, Armed Forces Insurance |
| Senior drivers | Progressive, GEICO, Trexis |
Jerry pulls up to 20 quotes from top rated carriers.
How Jerry helps Arkansas drivers find their best insurance
Most quote sites stop at “here’s the cheapest.” Jerry goes further.
For Arkansas drivers, this is what happens when you shop with us:
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Use real data from 12,319 recent Arkansas quotes to best compare your coverage options.
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Analyze 10 top insurers in the state against our quality criteria and your specific needs.
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Show you highly-rated options that balance coverage, claims and cost.
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Explain why each option makes sense for your situation.
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Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.
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Continue monitoring market rates so you always know when it’s time to shop for better pricing.
What does that mean for AR drivers? An average annual savings of $1,657 and high satisfaction rates among drivers who switch with Jerry.
Skip the quote chaos. Answer a few quick questions and we’ll do the heavy lifting, fast.
Best car insurance for most AR drivers
Arkansas drivers havemany different insurance companies to choose from when shopping for coverage through Jerry. Because each carrier offers its own combination of coverages, features, benefits and pricing, customers can use Jerry to shop around in a personalized way, and find their own best balance of price and protection.
Most popular insurers in Arkansas
Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.
For most good drivers in Arkansas who want full coverage and strong claims support, three companies frequently come up as Jerry customer favorites: Progressive, Trexis and GEICO. Jerry can help you compare them (and others) side-by-side in just minutes. That way, you can see which one is the strongest fit and find the right policy for your exact combination of needs.
Here’s a look at what they each offer and why Jerry customers say they’re a top pick.
1. Progressive
4.6
Jerry Score
4.8
Customer Rating
40%
of Jerry drivers in AR chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers in the past 12 months.
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Why we recommend Progressive
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Strong digital experience with easy online and app-based quotes, policy management and claims filing.
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Snapshot® can reward safe driving with additional discounts over time.
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Flexible coverage and bundling options, so many drivers can keep auto, home, and extras under one roof without headaches.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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Recent quotes for AR drivers
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
2. Trexis
3.0
Jerry Score
5.0
Customer Rating
20%
of Jerry drivers in AR chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers in the past 12 months.
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Why we recommend Trexis
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Straightforward core coverages like liability, comp, collision and UM/UIM.
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Designed for drivers rebuilding after tickets, accidents, or a lapse.
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Rental reimbursement available.
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Aside from competitive pricing, Jerry customers praise Trexis for available discounts and customer service satisfaction.
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Recent quotes for AR drivers
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
3. GEICO
4.6
Jerry Score
5.0
Customer Rating
16%
of Jerry drivers in AR chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers in the past 12 months.
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Why we recommend GEICO
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Easy online and app-based quote, policy management, and claims filing.
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Highly competitive pricing for full coverage on many AR driver profiles.
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Snapshot® rewards safe driving with additional discounts over time.
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Customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.
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Recent quotes for AR drivers
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Get AR quotes in as little as 2 minutes.
Best AR car insurance for bundling home and auto
Homeownership comes with enough surprises already. The right auto policy should do the opposite, providing financial protection for your household when accidents happen and bills get messy. That’s one reason many homeowners consider bundling auto and home insurance, which can simplify what you manage and open up discounts.
Even if you keep home and auto with different insurers, though, homeownership may still earn you benefits. Some carriers reward it with special discounts or higher coverage limits that better suit homeowner needs. In Arkansas, Jerry sees most home-owning customers choosing Progressive, GEICO and Trexis for their auto coverage, with or without bundling those policies.
Here’s what each top carrier offers and why Jerry customers pick them most often.
1. Progressive
4.6
Jerry Score
4.7
Customer Rating
49%
of Jerry drivers in AR chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers that are homeowners in the past 12 months.
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Why we recommend Progressive
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Dedicated legal and claims teams built to handle major accidents and lawsuits.
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High liability and umbrella offerings that align easily with homeowners policies.
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Long track record with complex coverage needs for high-asset, high-net-worth households.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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Recent quotes for homeowners
Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
2. GEICO
4.6
Jerry Score
4.7
Customer Rating
21%
of Jerry drivers in AR chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers that are homeowners in the past 12 months.
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Why we recommend GEICO
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Multi-policy savings on auto and home, renters or condo.
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Highly rated app for payments, ID cards, vehicle changes and claim filing.
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A++ AM Best financial strength rating for claims support.
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Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.
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Recent quotes for homeowners
Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
3. Trexis
3.0
Jerry Score
4.7
Customer Rating
13%
of Jerry drivers in AR chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers that are homeowners in the past 12 months.
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Why we recommend Trexis
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Practical fit when a rate jump makes standard carriers unrealistic.
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UM or UIM coverage options for real-world exposure.
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Straightforward coverage menu means fewer confusing extras.
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Aside from competitive pricing, Jerry customers praise Trexis for available discounts and customer service satisfaction.
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Recent quotes for homeowners
Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Jerry helps you bundle home and auto for less in just minutes.
Best value for budget-focused AR drivers
Some people chase the lowest premium. Others want a policy that won’t fall apart the moment something goes wrong. If you’re in the second camp but still want to keep costs reasonable, the right carrier can make a big difference. In Arkansas, Jerry data show Progressive, Trexis and Alpine Rio often offer the strongest mix of price and protection for drivers trying to stay on budget. Not always the cheapest insurance in Arkansas, but often the best deal.
Over the past 12 months, Jerry has helped 8,898 Arkansas drivers find coverage under $100/month, without dropping to bare-minimum limits.
Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.
1. Progressive
4.6
Jerry Score
4.7
Customer Rating
32%
of Jerry drivers in AR chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers with below-average credit profiles in the past 12 months.
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Why we recommend Progressive
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Lots of discount paths like multi-car, bundling, safe driver and continuous coverage.
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Strong self-serve experience for policy changes and claims in the app.
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Flexible coverage limits and deductibles so you can right-size cost.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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Recent price-friendly quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Jerry helps you save on car insurance fast.
Best car insurance for AR families with teen drivers
The day your teen gets their license is exciting. The first insurance bill after that? A bit less so.
In Arkansas, adding a teen driver to your policy can push premiums up quickly, and the increase often catches families off guard because it doesn’t always reflect your own history as a safe driver. But you can help mitigate this increase by shopping around and comparing all of your coverage options.
Jerry has helped 268 AR families with teen drivers save an average of $536 annually, most often with Progressive, Trexis and ROOT.
1. Progressive
4.6
Jerry Score
4.7
Customer Rating
51%
of Jerry drivers in AR chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers that have children of driving age in the past 12 months.
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Why we recommend Progressive
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Teen driver discount available for drivers 18 or under after one year.
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Distant student discount for young students or under who live 100+ miles from home with no car at school.
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If your policy covers multiple vehicles, a listed teen is typically covered driving any vehicle on that policy.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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Recent teen driver quotes
Based on Jerry customers with clean driving records and a teen on their policy, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
2. Trexis
3.0
Jerry Score
5.0
Customer Rating
41%
of Jerry drivers in AR chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers that have children of driving age in the past 12 months.
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Why we recommend Trexis
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Works for households with mixed driving records under one policy.
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SR-22 filing support where required.
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Coverage range from minimum to fuller protection supports different cars in the driveway.
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Aside from competitive pricing, Jerry customers praise Trexis for available discounts and customer service satisfaction.
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3. ROOT
4.4
Jerry Score
4.7
Customer Rating
9%
of Jerry drivers in AR chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers that have children of driving age in the past 12 months.
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Why we recommend ROOT
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In-app digital ID cards are helpful for teens, spouses and shared vehicles.
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Roadside assistance included with many policies.
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Less emphasis on traditional discount stacking and more emphasis on driving behavior.
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Jerry ROOT customers primarily like the carrier’s pricing, but also praise its mobile app and customer service.
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Best car insurance for AR college students
College drivers are the definition of “it depends.” One semester you’re living on campus without a car, the next you’re commuting, parking on the street or taking long weekend trips. Those shifts affect everything from your rate to your risk profile, and not every carrier handles them the same way.
Jerry has helped 1,589 college students in Arkansas find affordable coverage that still protects them on and off campus. Progressive, Trexis and GEICO are the top choices for Jerry college students in this state. Here’s what each carrier offers and why it stands out.
1. Progressive
4.6
Jerry Score
4.7
Customer Rating
43%
of Jerry drivers in AR chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers with violations in the past 12 months.
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Why we recommend Progressive
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Accident forgiveness options for small and large claims, depending on driver tenure.
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Deductible Savings Bank can reduce comp or collision deductibles each claim-free policy period while enrolled.
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Many discounts and programs built for multi-driver households.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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Recent teen driver quotes
Based on Jerry customers with clean driving records and a teen on their policy, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
2. Trexis
3.0
Jerry Score
5.0
Customer Rating
24%
of Jerry drivers in AR chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers with violations in the past 12 months.
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Why we recommend Trexis
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Non-owner option for students who borrow cars.
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SR-22 filing support when required.
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Roadside assistance option helps when a breakdown hits far from home.
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Aside from competitive pricing, Jerry customers praise Trexis for available discounts and customer service satisfaction.
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3. GEICO
4.6
Jerry Score
4.6
Customer Rating
14%
of Jerry drivers in AR chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers with violations in the past 12 months.
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Why we recommend GEICO
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Discounts for select colleges, alumni groups and student organizations.
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Claim Forgiveness can be earned or purchased in many states.
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Multi-car discount for multiple vehicles on one policy.
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Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.
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Fast track your AR insurance with Jerry.
Best AR car insurance for drivers with violations
One mistake on the road can change your insurance pricing for years. Tickets, at-fault accidents and DUIs often trigger “high-risk” rates and can narrow the list of carriers willing to write your policy. Still, you have options, and you don’t have to overpay just because your record isn’t spotless.
Jerry has helped 1,204 Arkansas drivers with violations find coverage this past year at affordable prices. We also monitor rates and flag the right time to shop again once those violations age out, so you can potentially save even more.
In fact, many Jerry drivers with violations end up with Progressive, Trexis and Alpine Rio — carriers that are often more flexible with Arkansas drivers who have violations on their record.
1. Progressive
4.6
Jerry Score
4.7
Customer Rating
51%
of Jerry drivers in AR chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers with violations in the past 12 months.
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Why we recommend Progressive
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Strong option for drivers with tickets and at-fault accidents who need SR-22.
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App supports quick policy changes, ID cards and claims filing.
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Small Accident Forgiveness can limit impact from a first claim under $500.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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Recent quotes post-violation
Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.
Car insurance options for AR military families
Whether you’re active-duty, reserve, guard or veteran, military life often means more change, different driving routines, longer storage periods and frequent state-to-state moves. Jerry has helped Arkansas military families find coverage that can handle deployments, PCS moves and everything in between.
If you qualify for military-focused insurers, they should be part of the mix. Many standard insurers also offer strong military discounts and policy flexibility, and Jerry can quote and compare them side-by-side.
Here’s how to think about your options.
Option A: Military-only insurers to check directly
A few companies are built specifically for military households, including USAA, Navy Federal, Armed Forces Insurance and similar providers.
If you’re eligible, start by including them on your shortlist. These insurers are structured for deployments, PCS orders and frequent relocations, and often include storage or reduced-use options when your car is parked on base or at home during deployment. Their support teams also tend to be fluent in military pay, orders and timing, which can make the process smoother.
Because these insurers run differently, Jerry can’t always provide live quotes or internal ratings for them. If you qualify, a practical approach is:
1. Use Jerry to compare strong standard-insurer options, then
2. Request a direct quote from one or more military-only insurers and compare.
This keeps the decision grounded in real numbers, not assumptions.
Option B: Standard insurers with strong military benefits (that Jerry can quote)
Beyond military-only insurers, some national carriers offer military discounts, handle deployments and cross-state moves smoothly and plug directly into Jerry’s quoting and switching experience.
For many AR military families, GEICO, State Farm and Progressive show up often.
1. GEICO
Best for: Discounts plus flexible coverage during deployments
Why it often works well for service members:
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Military discounts and options to scale coverage when driving drops.
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24/7 support for OCONUS time zones and uneven schedules.
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App-first access to policy docs, proof of insurance, claims and quick updates.
2. State Farm
Best for: PCS moves and consistent local support
Why it often works well:
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A huge agent footprint for continuity when you move.
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Plenty of nearby agents in military-heavy areas.
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Easy bundling when you add home or condo coverage.
3. Progressive
Best for: Frequent updates and self-serve changes
Why it could be a good fit:
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Competitive rates across a wide set of situations, including movers.
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Strong digital tools for address, mileage and garaging changes.
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Add-ons like rental and roadside for support away from home.
Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can quickly show how GEICO, State Farm, Progressive and other standard insurers price your specific situation in Arkansas.
Get personalized car insurance rates now.
Best car insurance for senior drivers in Arkansas
When you’re over 65, good insurance isn’t just about the premium. It’s about trust: clear coverage, consistent rates, and support that shows up when you need it. For Alabama senior drivers, Jerry most often points to Progressive, GEICO and Trexis because they tend to deliver that mix well.
In the last 12 months, we’ve helped 588 Arkansas seniors find coverage that fits their driving habits today and respects their experience.
1. Progressive
4.6
Jerry Score
4.8
Customer Rating
55%
of Jerry drivers in AR chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers age 65+ in the past 12 months.
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Why we recommend Progressive
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Roadside assistance option for towing, lockouts, flat tires and fuel delivery.
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Deductible Savings Bank reduces comp or collision deductibles by $50 each claim-free, violation-free policy period.
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Vehicle Protection option for newer cars, covering major systems plus select extras.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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Recent senior driver quotes
Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
2. GEICO
4.6
Jerry Score
4.5
Customer Rating
20%
of Jerry drivers in AR chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers age 65+ in the past 12 months.
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Five-year good driving discount for drivers with clean records.
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Optional roadside assistance to help manage towing and lockout costs.
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Multi-policy and multi-vehicle discounts that can add up for households consolidating coverage.
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Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.
Why we recommend GEICO
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Recent senior driver quotes
Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
3. Trexis
3.0
Jerry Score
4.3
Customer Rating
18%
of Jerry drivers in AR chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers age 65+ in the past 12 months.
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Why we recommend Trexis
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24/7 claims reporting
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Non-standard fit keeps options open when your driving history is not spotless.
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UM or UIM options support stronger protection than just the minimum.
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Aside from competitive pricing, Jerry customers praise Trexis for available discounts and customer service satisfaction.
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Recent senior driver quotes
Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
See coverage options for your car.
How Jerry picks the best insurers in Arkansas
Most sites just sort companies by price. Jerry does more.
No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Arkansas driver data, this score evaluates insurers on:
Customer satisfaction
What customers say after they’ve filed a claim or made changes, not just when they first buy.
Value for your money
The best balance of price and protection, not just the lowest premium on the page.
Claims experience
How quickly and fairly claims get paid, especially after real crashes and storm damage.
Financial strength
Whether the company has the backing to pay out when major events hit.
Quality of coverage
How easy it is to get high liability limits, comprehensive and collision, and useful add-ons like rental reimbursement and roadside.
Product availability
Where coverage is offered, the protections available and what sort of add-ons customers can choose from to truly customize their policy.
The result? We show you a short list of options tailored to how you actually drive and what you actually own.
Drivers who switch with Jerry save an average of $54/mo on car insurance.
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.
