Updated January 3, 2026

How to Find the Best Car Insurance in Arkansas

Arkansas cheapest insurance

How to Find the Best Car Insurance in Arkansas

Jerry works with 10 different insurance companies in the Natural State, and in the past year alone we’ve helped 11,866 Arkansas drivers compare competitive quotes and make the switch.

Every driver’s situation is different, but because we’ve helped thousands of AR drivers like you, we know what matters most. We can show you real choices made by real people, including how other drivers in your state are picking their car insurance coverage.

Here’s what we’ve noticed:

  • Progressive is the single most-chosen insurer among Jerry customers in Arkansas.

  • Trexis and GEICO come in second and third place, with about half of the total market share.

  • The rest of our customers are spread across strong carriers like Alpine Rio, National General and others.

All of this really drives home that there isn’t just one “best” company for every single driver. But there is a best fit for you, based on your own driving profile, coverage needs and risk tolerance.

Most popular insurers in Arkansas
InsurerShare of Jerry driversJerry customer rating
Progressive40%4.8
Trexis20%5.0
GEICO16%5.0
Alpine Rio15%No Rating
National General8%4.3

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best Arkansas car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for Arkansas drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

Select your driver type

Driver categoryMost popular in AR
Most driversProgressive, Trexis, GEICO
Homeowners who bundleProgressive, GEICO, Trexis
Budget-focused driversProgressive, Trexis, Alpine Rio
Families with teen driversProgressive, Trexis, ROOT
College studentsProgressive, Trexis, GEICO
Drivers with violationsProgressive, Trexis, Alpine Rio
Military driversUSAA, GEICO, Armed Forces Insurance
Senior driversProgressive, GEICO, Trexis
Honda1

Jerry pulls up to 20 quotes from top rated carriers.

How Jerry helps Arkansas drivers find their best insurance

Most quote sites stop at “here’s the cheapest.” Jerry goes further.

For Arkansas drivers, this is what happens when you shop with us:

  • Use real data from 11,866 recent Arkansas quotes to best compare your coverage options.

  • Analyze 10 top insurers in the state against our quality criteria and your specific needs.

  • Show you highly-rated options that balance coverage, claims and cost.

  • Explain why each option makes sense for your situation.

  • Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

  • Continue monitoring market rates so you always know when it’s time to shop for better pricing.

What does that mean for AR drivers? An average annual savings of $1,686 and high satisfaction rates among drivers who switch with Jerry.

Skip the quote chaos. Answer a few quick questions and we’ll do the heavy lifting, fast.

Best car insurance for most AR drivers

Arkansas drivers havemany different insurance companies to choose from when shopping for coverage through Jerry. Because each carrier offers its own combination of coverages, features, benefits and pricing, customers can use Jerry to shop around in a personalized way, and find their own best balance of price and protection.

Here are some of the most recent quotes that drivers have received in the state:

Recent quotes in Arkansas

Last Updated Jan. 3, 2026

For most good drivers in Arkansas who want full coverage and strong claims support, three companies frequently come up as Jerry customer favorites: Progressive, Trexis and GEICO. Jerry can help you compare them (and others) side-by-side in just minutes. That way, you can see which one is the strongest fit and find the right policy for your exact combination of needs.

Here’s a look at what they each offer and why Jerry customers say they’re a top pick.

1. Progressive

4.6

Jerry Score

4.8

Customer Rating

40%

of Jerry drivers in AR chose this insurer

Recent quotes for AR drivers

Last Updated Jan. 3, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend Progressive:

2. Trexis

3.0

Jerry Score

5.0

Customer Rating

20%

of Jerry drivers in AR chose this insurer

Recent quotes for AR drivers

Last Updated Jan. 3, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend Trexis:

3. GEICO

4.6

Jerry Score

5.0

Customer Rating

16%

of Jerry drivers in AR chose this insurer

Recent quotes for AR drivers

Last Updated Jan. 3, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend GEICO:
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Get AR quotes in as little as 2 minutes.

Best AR car insurance for bundling home and auto

Homeownership comes with enough surprises already. The right auto policy should do the opposite, providing financial protection for your household when accidents happen and bills get messy. That’s one reason many homeowners consider bundling auto and home insurance, which can simplify what you manage and open up discounts.

Even if you keep home and auto with different insurers, though, homeownership may still earn you benefits. Some carriers reward it with special discounts or higher coverage limits that better suit homeowner needs. In Arkansas, Jerry sees most home-owning customers choosing Progressive, GEICO and Trexis for their auto coverage, with or without bundling those policies.

Here’s what each top carrier offers and why Jerry customers pick them most often.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

49%

of Jerry drivers in AR chose this insurer

Recent quotes for homeowners

Last Updated Jan. 3, 2026

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend Progressive:

2. GEICO

4.6

Jerry Score

4.7

Customer Rating

21%

of Jerry drivers in AR chose this insurer

Recent quotes for homeowners

Last Updated Jan. 3, 2026

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend GEICO:

3. Trexis

3.0

Jerry Score

4.7

Customer Rating

13%

of Jerry drivers in AR chose this insurer

Recent quotes for homeowners

Last Updated Jan. 3, 2026

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend Trexis:
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Jerry helps you bundle home and auto for less in just minutes.

Best value for budget-focused AR drivers

Some people chase the lowest premium. Others want a policy that won’t fall apart the moment something goes wrong. If you’re in the second camp but still want to keep costs reasonable, the right carrier can make a big difference. In Arkansas, Jerry data show Progressive, Trexis and Alpine Rio often offer the strongest mix of price and protection for drivers trying to stay on budget. Not always the cheapest insurance in Arkansas, but often the best deal.

Over the past 12 months, Jerry has helped 8,515 Arkansas drivers find coverage under $100/month, without dropping to bare-minimum limits.

Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

32%

of Jerry drivers in AR chose this insurer

Recent price-friendly quotes

Last Updated Jan. 3, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend Progressive:
CTA1 1

Jerry helps you save on car insurance fast.

Best car insurance for AR families with teen drivers

The day your teen gets their license is exciting. The first insurance bill after that? A bit less so.

In Arkansas, adding a teen driver to your policy can push premiums up quickly, and the increase often catches families off guard because it doesn’t always reflect your own history as a safe driver. But you can help mitigate this increase by shopping around and comparing all of your coverage options.

Jerry has helped 262 AR families with teen drivers save an average of $508 annually, most often with Progressive, Trexis and ROOT.

JERRY EXPERT INSIGHT
The way your teen will use their coverage is different than the way you use it. For example, teen claims tend to be smaller and more frequent, so choose deductibles you can actually pay if and when something happens.
Carlos Lopez
Carlos Lopez
General Lines Agent (Nevada Property & Casualty)

Best car insurance for AR college students

College drivers are the definition of “it depends.” One semester you’re living on campus without a car, the next you’re commuting, parking on the street or taking long weekend trips. Those shifts affect everything from your rate to your risk profile, and not every carrier handles them the same way.

Jerry has helped 1,525 college students in Arkansas find affordable coverage that still protects them on and off campus. Progressive, Trexis and GEICO are the top choices for Jerry college students in this state. Here’s what each carrier offers and why it stands out.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

43%

of Jerry drivers in AR chose this insurer

Recent college driver quotes

Last Updated Jan. 3, 2026

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend Progressive:

2. Trexis

3.0

Jerry Score

5.0

Customer Rating

24%

of Jerry drivers in AR chose this insurer

Last Updated December 2025

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend Trexis:

3. GEICO

4.6

Jerry Score

4.6

Customer Rating

14%

of Jerry drivers in AR chose this insurer

Last Updated Jan. 3, 2026

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend GEICO:
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Fast track your AR insurance with Jerry.

Best AR car insurance for drivers with violations

One mistake on the road can change your insurance pricing for years. Tickets, at-fault accidents and DUIs often trigger “high-risk” rates and can narrow the list of carriers willing to write your policy. Still, you have options, and you don’t have to overpay just because your record isn’t spotless.

Jerry has helped 1,165 Arkansas drivers with violations find coverage this past year at affordable prices. We also monitor rates and flag the right time to shop again once those violations age out, so you can potentially save even more.

In fact, many Jerry drivers with violations end up with Progressive, Trexis and Alpine Rio — carriers that are often more flexible with Arkansas drivers who have violations on their record.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

51%

of Jerry drivers in AR chose this insurer

Recent quotes post-violation

Last Updated Jan. 4, 2026

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend Progressive:
JERRY EXPERT INSIGHT
Ask about telematics or safe driving programs. For some drivers with violations on their record, demonstrating good habits behind the wheel can be the quickest path back toward better pricing.
Gordon Adams-Smith
Gordon Adams-Smith
General Lines Agent (California Property & Casualty)

Car insurance options for AR military families

Whether you’re active-duty, reserve, guard or veteran, military life often means more change, different driving routines, longer storage periods and frequent state-to-state moves. Jerry has helped Arkansas military families find coverage that can handle deployments, PCS moves and everything in between.

If you qualify for military-focused insurers, they should be part of the mix. Many standard insurers also offer strong military discounts and policy flexibility, and Jerry can quote and compare them side-by-side.

Here’s how to think about your options.

A few companies are built specifically for military households, including USAA, Navy Federal, Armed Forces Insurance and similar providers.

If you’re eligible, start by including them on your shortlist. These insurers are structured for deployments, PCS orders and frequent relocations, and often include storage or reduced-use options when your car is parked on base or at home during deployment. Their support teams also tend to be fluent in military pay, orders and timing, which can make the process smoother.

Because these insurers run differently, Jerry can’t always provide live quotes or internal ratings for them. If you qualify, a practical approach is:

1. Use Jerry to compare strong standard-insurer options, then
2. Request a direct quote from one or more military-only insurers and compare.

This keeps the decision grounded in real numbers, not assumptions.

Beyond military-only insurers, some national carriers offer military discounts, handle deployments and cross-state moves smoothly and plug directly into Jerry’s quoting and switching experience.

For many AR military families, GEICO, State Farm and Progressive show up often.

1. GEICO

Best for: Discounts plus flexible coverage during deployments

Why it often works well for service members:

  • Military discounts and options to scale coverage when driving drops.

  • 24/7 support for OCONUS time zones and uneven schedules.

  • App-first access to policy docs, proof of insurance, claims and quick updates.

2. State Farm

Best for: PCS moves and consistent local support

Why it often works well:

  • A huge agent footprint for continuity when you move.

  • Plenty of nearby agents in military-heavy areas.

  • Easy bundling when you add home or condo coverage.

3. Progressive

Best for: Frequent updates and self-serve changes

Why it could be a good fit:

  • Competitive rates across a wide set of situations, including movers.

  • Strong digital tools for address, mileage and garaging changes.

  • Add-ons like rental and roadside for support away from home.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can quickly show how GEICO, State Farm, Progressive and other standard insurers price your specific situation in Arkansas.

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Get personalized car insurance rates now.

Best car insurance for senior drivers in Arkansas

When you’re over 65, good insurance isn’t just about the premium. It’s about trust: clear coverage, consistent rates, and support that shows up when you need it. For Alabama seniors, Jerry most often points to Progressive, GEICO and Trexis because they tend to deliver that mix well.

In the last 12 months, we’ve helped 550 Arkansas seniors find coverage that fits their driving habits today and respects their experience.

1. Progressive

4.6

Jerry Score

4.8

Customer Rating

55%

of Jerry drivers in AR chose this insurer

Recent senior driver quotes

Last Updated Jan. 3, 2026

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend Progressive:

2. GEICO

4.6

Jerry Score

4.5

Customer Rating

20%

of Jerry drivers in AR chose this insurer

Recent senior driver quotes

Last Updated Jan. 3, 2026

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend GEICO:

3. Trexis

3.0

Jerry Score

4.3

Customer Rating

18%

of Jerry drivers in AR chose this insurer

Recent senior driver quotes

Last Updated Jan. 3, 2026

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend Trexis:
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See coverage options for your car.

How Jerry picks the best insurers in Arkansas

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Arkansas driver data, this score evaluates insurers on:

Customer satisfaction

What customers say after they’ve filed a claim or made changes, not just when they first buy.

Value for your money

The best balance of price and protection, not just the lowest premium on the page.

Claims experience

How quickly and fairly claims get paid, especially after real crashes and storm damage.

Financial strength

Whether the company has the backing to pay out when major events hit.

Quality of coverage

How easy it is to get high liability limits, comprehensive and collision, and useful add-ons like rental reimbursement and roadside.

Product availability

Where coverage is offered, the protections available and what sort of add-ons customers can choose from to truly customize their policy.

The result? We show you a short list of options tailored to how you actually drive and what you actually own.

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Drivers who switch with Jerry save an average of $54/mo on car insurance.

Expert-driven. Built for you.
Our experts
meet-experts-thumbnail
Stephanie Colestock

Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.

Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.

When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.

Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.
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