Jerry works with 11 different insurance companies in the Golden State, and this year alone we’ve helped 265,218 California drivers get competitive quotes and switch their coverage.

We understand that every driver has different needs, and since we’ve helped thousands of CA drivers just like you, we understand what’s important. We can show you real choices made by real people, and how other drivers in your state are choosing their top car insurance coverage.

Here’s what we’ve noticed:

• GEICO is the single most-chosen insurer among Jerry customers in California.

• Progressive and National General come in second and third place, with about half of the total market share.

• The rest of our customers are spread across strong carriers like Aspire, Bluefire and others.

All of this really drives home that there isn’t just one “best” company for every single driver. But there is a best fit for you, based on your own driving profile, coverage needs and risk tolerance.

Most popular insurers in California

Insurer	Share of Jerry drivers	Jerry customer rating
GEICO	20%	4.7
Progressive	16%	4.8
National General	15%	4.7
Aspire	8%	No Rating
Bluefire	6%	No Rating

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best California car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for California drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

How Jerry helps California drivers find their best insurance

Most quote sites stop at “here’s the cheapest.” Jerry goes further.

For California drivers, this is what happens when you shop with us:

• Use real data from 265,218 recent California quotes to best compare your coverage options.

• Analyze 11 top insurers in the state against our quality criteria and your specific needs.

• Show you highly-rated options that balance coverage, claims and cost.

• Explain why each option makes sense for your situation.

• Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

• Continue monitoring market rates so you always know when it’s time to shop for better pricing.

What does that mean for CA drivers? An average annual savings of $922 and high satisfaction rates among drivers who switch with Jerry.

Skip the quote chaos. Answer a few quick questions and we’ll do the heavy lifting, fast.

Best car insurance for most CA drivers

California drivers have 11 insurance companies to choose from when shopping through Jerry. Since carriers vary on coverage options, features, benefits and price, customers can shop around and find the right mix of affordability and protection.

Here are some of the most recent quotes that drivers have received in the state:

Recent quotes in California

For most good drivers in California who want full coverage and strong claims support, three companies tend to rise to the top as customer favorites: GEICO, Progressive and National General. Jerry can compare them (and more) side-by-side in just minutes, so you can focus on the one that works best for you.

Here’s a rundown of what each offers and why customers choose them as a top pick.

1. GEICO

Recent quotes for CA drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend GEICO:

  • Easy online and app-based quote, policy management, and claims filing.
  • Highly competitive pricing for full coverage on many CA driver profiles.
  • Snapshot® rewards safe driving with additional discounts over time.
  • Customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

2. Progressive

Recent quotes for CA drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend Progressive:

  • Consistently competitive rates for a wide range of drivers.
  • Straightforward online and mobile tools for managing your policy and filing claims.
  • Flexible bundling and coverage choices for drivers who want simplicity.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

3. National General

Recent quotes for CA drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend National General:

  • Allstate-backed resources stand behind service and claims.
  • A+ (Superior) AM Best financial strength rating.
  • Strong specialty lineup, including RV coverage and umbrella add-ons.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Best CA car insurance for bundling home and auto

Homeownership comes with enough surprises already. The right auto policy should do the opposite, providing financial protection for your household when accidents happen and bills get messy. That’s one reason many homeowners consider bundling auto and home insurance, which can simplify what you manage and open up discounts.

Even if you keep home and auto with different insurers, though, homeownership may still earn you benefits. Some carriers reward it with special discounts or higher coverage limits that better suit homeowner needs. In California, Jerry sees most home-owning customers choosing GEICO, Progressive and National General for their auto coverage, with or without bundling those policies.

Here’s what each top carrier offers and why Jerry customers pick them most often.

1. GEICO

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend GEICO:

  • Multi-policy discounts available for auto and home, renters or condo.
  • Top-rated app for payments, ID cards, vehicle changes and claims.
  • Strong A++ AM Best financial strength rating.
  • Customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

2. Progressive

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Progressive:

  • Experienced legal and claims teams ready for serious accidents and lawsuits.
  • High liability and umbrella coverage designed to work seamlessly alongside homeowners policies.
  • Proven expertise supporting households with higher assets, net worths, and more complex coverage requirements.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

3. National General

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend National General:

  • Plenty of discounts and clear, simple bundling with home and other policies.
  • Easy access to resources if policy needs ever change.
  • AM Best rates it A++ for financial strength, supporting reliable claims payment.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Best value for budget-focused CA drivers

If you’re trying to keep your monthly payment in check without watering down your coverage, carrier choice matters a lot more than most people think. In California, our data show that National General, Aspire and GEICO often deliver the strongest value for drivers who want solid protection at a manageable price. That’s not always the absolute cheapest insurance in California, but it’s the best balance of cost and coverage.

Over the past 12 months, Jerry has helped 105,577 California drivers find coverage under $100/month, without dropping to bare-minimum limits.

Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.

1. National General

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend National General:

  • Flexible coverage limits and deductible choices, so you can dial cost up or down without redesigning your whole policy.
  • Multiple ways to pay, including options that can reduce total cost versus monthly billing.
  • Discount opportunities like early quote, paperless delivery, and auto pay when you qualify.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

2. Aspire

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend Aspire:

  • Affordable pricing for drivers who do not qualify for “perfect record” rates.
  • Many discounts that can lower cost without niche qualifiers.
  • Access to digital ID cards and policy docs to cut time.
  • On top of competitive pricing, Jerry customers who switch to Aspire praise the carrier’s app features and customer service.

3. GEICO

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend GEICO:

  • DriveEasy usage-based program through the mobile app, savings potential varies by state and results.
  • Multi-vehicle and multi-policy discounts to stack savings.
  • Optional roadside assistance coverage to help manage towing and lockout costs.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

Best car insurance for CA families with teen drivers

Adding a teen driver to your policy in California can be a shock. Between limited experience behind the wheel and higher risk factors, rates often jump fast, even if your household has a clean driving record. The good news is you’re not stuck with the first number you see. Jerry has helped 638 CA families with teen drivers save an average of $1,666 annually, primarily with Aspire, Progressive and ROOT.

Here’s a look at what those carriers offer and why Jerry customers choose them most often.

1. Aspire

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Aspire:

  • Non-standard pricing fit that keeps families from splitting policies.
  • Easy proof-of-insurance access for teens freaking out in need of a card.
  • Roadside option prevents unexpected bills and hiccups.
  • On top of competitive pricing, Jerry customers who switch to Aspire praise the carrier’s app features and customer service.

2. Progressive

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • Adding a teen to a household policy usually means they share the same coverages and limits.
  • Snapshot telematics program may include an upfront participation discount, then adjust pricing at renewal.
  • Good student discount available for full-time students with a B average or better.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

3. ROOT

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend ROOT:

  • App-first account access that helps when multiple drivers need documents quickly.
  • Roadside assistance included with many policies.
  • Pricing based on driving behavior, which can reward steady household drivers.
  • Jerry ROOT customers primarily like the carrier’s pricing, but also praise its mobile app and customer service.

Best car insurance for CA college students

College drivers are the definition of “it depends.” One semester you’re living on campus without a car, the next you’re commuting, parking on the street or taking long weekend trips. Those shifts affect everything from your rate to your risk profile, and not every carrier handles them the same way.

Jerry has helped 38,154 college students in California find affordable coverage that still protects them on and off campus. GEICO, Progressive and ROOT are the top choices for Jerry college students in this state. Here’s what each carrier offers and why it stands out.

1. GEICO

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend GEICO:

  • Discounts for select colleges, alumni groups and student organizations.
  • Claim Forgiveness can be earned or purchased in many states.
  • Multi-car discount for multiple vehicles on one policy.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

2. Progressive

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • Snapshot telematics via app or plug-in device offers pricing based on driving behavior.
  • Good student discounts for full-time, under 23 and B average or better drivers.
  • Top-rated app supports policy changes, digital ID cards and claims filing.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

3. ROOT

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend ROOT:

  • No plug-in device required, just the phone the student already has.
  • Pricing tied to driving behavior, which can help responsible new drivers stand out.
  • Coverage can be kept lean while still meeting core liability needs.
  • Jerry ROOT customers primarily like the carrier’s pricing, but also praise its mobile app and customer service.

Best CA car insurance for drivers with violations

Violations can really change the math on insurance premiums. A speeding ticket might sting, and an at-fault accident or DUI can hit even harder, quickly putting you in a higher-risk tier that raises premiums and limits which carriers will offer you coverage. But your record isn’t a life sentence, and your policy shouldn’t be priced like it is.

Jerry has helped 1,177 California drivers with violations find coverage this past year at affordable prices. We also monitor rates and let you know when to shop again after those violations fall off your record, so you can potentially save even more.

The carriers Jerry customers with violations land with most often are National General, Progressive and Bluefire — companies that are typically more willing to insure California drivers with violations on their record.

1. National General

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend National General:

  • Usage-based participation, where available, can help current driving behavior matter more over time.
  • Eligibility for certain protections or discounts may change based on recent driving history and California rules.
  • Coverage choices that can be adjusted as your record improves, without needing to switch carriers immediately.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

2. Progressive

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Progressive:

  • Strong option for drivers with tickets and at-fault accidents who need SR-22.
  • App supports quick policy changes, ID cards and claims filing.
  • Small Accident Forgiveness can limit impact from a first claim under $500.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

3. Bluefire

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Bluefire:

  • Helps drivers get coverage back in place fast after a cancellation.
  • Multiple payment methods support staying continuously insured.
  • Claims reporting stays available even if an incident happens after hours.
  • Jerry drivers who switched to Bluefire praise the carrier for its prices, customer service and mobile app.

Car insurance options for CA military families

Whether active-duty, reservist, guard, or veteran, military life changes the way you drive, store your car and move across states. Jerry has helped California military families find coverage that fits deployments, PCS moves and everything in between.

If you qualify for military-focused insurers, they should always be part of the conversation. At the same time, many standard insurers offer strong military discounts and flexible policies that Jerry can quote and compare for you.

Here’s how to think about your options.

Some companies are built specifically for military members and their families. These include USAA, Navy Federal, Armed Forces Insurance and similar providers.
If you’re eligible, they at least belong on your short list. That’s because they’re designed around deployments, PCS orders and frequent moves. These insurers often have storage or reduced-use options when your car sits on base or at home during deployment. Additionally, their customer service teams understand military pay, orders and timelines in a way civilian-focused insurers sometimes don’t.

Because of how these insurers work, Jerry can’t always show live quotes or internal ratings for them. If you qualify, the smart move is to:
1. Use Jerry to see how strong your options are with standard insurers, then
2. Get a direct quote from one or more military-only insurers and compare.

That way, you’re not guessing. You’re stacking their offer against real, competitive market pricing.

On top of military-only providers, there are national insurers that offer military discounts, handle deployments and out-of-state moves, and are already deeply integrated with Jerry’s quoting and switching flow.

For many CA military families, GEICO, State Farm and Progressive are often in the conversation.

1. GEICO

Best for: Flexible deployment-friendly coverage and strong discounts

Why it often works well for service members:

• Military discounts and options to adjust coverage when you deploy or your mileage drops.

• 24/7 support that works across time zones when you’re OCONUS or on irregular schedules.

• Easy app-based policy access for quick proof of insurance, claims or changes between duties.

2. State Farm

Best for: Families moving between bases and states

Why it often works well for service members:

• Massive nationwide agent network, useful if you PCS and want continuity of service.

• Familiar, local agents near many bases and military communities.

• Simple bundling if you buy a home or condo near base and want to protect everything under one roof.

3. Progressive

Best for: Tech-forward, frequently changing situations

Why it often works well for service members:

• Competitive pricing across a wide range of driver profiles, including frequent movers.

• Strong digital tools for updating addresses, mileage and garaging as life changes.

• Good add-ons (like rental and roadside) that matter when you’re far from home support.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in California.

Best car insurance for senior drivers in California

If you’ve been driving for decades, you’ve earned the right to expect more from your insurer. Many California drivers over 65 want predictable coverage, responsive service, and a carrier that doesn’t nickel-and-dime them. Jerry often recommends Progressive, GEICO and National General for that reason.

In the last 12 months, we’ve helped 10,611 California seniors find coverage designed around how they actually drive now, not assumptions.

1. Progressive

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Progressive:

  • Roadside assistance option for towing, lockouts, flat tires and fuel delivery.
  • Deductible Savings Bank reduces comp or collision deductibles by $50 each claim-free, violation-free policy period.
  • Vehicle Protection option for newer cars, covering major systems plus select extras.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend GEICO:

  • DriveEasy includes Accident Assist, connecting you to roadside or emergency support after a detected hard brake.
  • Strong mobile app for payments, digital ID cards, roadside help and claims tracking.
  • Optional roadside assistance helps manage towing and lockout costs.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. National General

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend National General:

  • Bundling for fewer renewals and simpler account management.
  • Coverage tier control to keep what matters and drop what does not.
  • Strong liability limit paths beyond minimum-first setups.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

How Jerry picks the best insurers in California

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real California driver data, this score evaluates insurers on:

The result? We show you a short list of options tailored to how you actually drive and what you actually own.